Updated September 29, 2026 · HodlCue Editorial Team
coinhouse vs Gemini
coinhouse
Gemini
Higher score in this comparison
What sets them apart
| Compare | ||
|---|---|---|
| Taker fee | 1.49% | 0.8%Lower |
| Coins listed | 50 | 76Higher |
| Regulators | Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR | NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA) |
| Fiat deposit methods | Card, Bank, SEPA | Card, Bank, ACH |
| Withdrawal fee | network + 0.29% (max EUR 500) | Crypto withdrawal fees are dynamic and correspond to current network/gas fees; USD wire transfer out $252; Custody to Exchange crypto withdrawal $125 |
| Derivatives | No | YesHas it |
| Maker fee | Not confirmed | 0.4% |
| Proof of reserves | Not confirmed | Yes |
Same on both: Exchange type (Cex).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Gemini scores higher overall: 9.0 vs 8.9.
- Regulators: only coinhouse offers Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR.
- Regulators: only Gemini offers NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA).
- Gemini is licensed in 1 more country.
- Taker fee is lower at Gemini: 0.8% vs 1.49%.
- Coins listed is higher at Gemini: 76 vs 50.
- Fiat deposit methods: only coinhouse offers SEPA.
- Fiat deposit methods: only Gemini offers ACH.
- Derivatives: only Gemini.
- Support channels: only Gemini offers Email, Community.
Our verdict on each
coinhouse
Coinhouse is a French custodial exchange for euro buyers who care more about regulation and funding options than price. A taker fee of 1.49% makes it costly to trade often, and the 50 coin list keeps it behind larger venues.
Gemini
Gemini carries US and Malta licences and a regulated central exchange setup with card, bank and ACH funding. It suits buyers who want derivatives alongside spot and who can settle for a coin list of 76 rather than the widest range on HodlCue.
Score breakdown
| Area | coinhouse | Gemini |
|---|---|---|
| Cost | 8.1A taker fee of 1.49% against a site median of 0.2%. | 8.3HigherTaker fees of 0.8% and maker fees of 0.4% on ActiveTrader run above the 0.2% median for tracked exchanges. |
| Offer | 8.8A coin list of 50, fiat deposits by card, bank and sepa and staking on a custodial account. | 9.4HigherThe platform combines custodial, self custody and staking accounts with derivatives trading on the same venue. |
| Trust | 9.6Higher | 9.3 |
Choosing between them
Pick coinhouse if trust matter most.
Pick Gemini if offer, taker fee, coins listed, and derivatives matter most.
A third option
ActivTrades has taker fee at 0%, against 1.49% for coinhouse and 0.8% for Gemini.
ActivTrades reviewWhat we checked
coinhouse
- bit2me.com: 6 facts, checked September 26, 2026
- bitdegree.org: 3 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- bitget.com: 1 fact, checked September 26, 2026
Gemini
- gemini.com: 8 facts, checked September 26, 2026
- coingecko.com: 2 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
How they place
| Ranking | coinhouse | Gemini |
|---|---|---|
| Crypto exchanges | 5 of 297 | 2 of 297 |
| Where to buy crypto | 4 of 177 | 3 of 177 |
Every fact side by side
| Fact | coinhouse | Gemini |
|---|---|---|
| Features | Custodial, Staking | Custodial, Self custody, StakingCovers more |
| Legal entity | COINHOUSE SAS | Gemini Intergalactic EU Ltd |
| Headquarters | France | Malta |
| Founded | 2014 | 2014 |
| Support channels | Help centre | Email, Help centre, CommunityCovers more |
Where each stands against the rest
| Fact | coinhouse | Gemini | Median |
|---|---|---|---|
| Taker fee | 1.49%highest quarter | 0.8%highest quarter | 0.15% |
| Coins listed | 50below the median | 76at the median | 76 |
| Maker fee | Not confirmed | 0.4%highest quarter | 0.1% |
Median across 219 listed providers.
Pros and cons
coinhouse
Pros
- Regulated in France by the Autorite des Marches Financiers (AMF) and FR_ACPR, with licence references A2026-013 and MiCA CASP 969500E5GFHK2RKF8251.
- Fiat deposits cover card, bank and sepa, so funding does not need a bank transfer in another currency.
- A card, bank and sepa deposit set and a custodial account with staking suits straightforward buy and hold use.
Cons
- A taker fee of 1.49% sits well above the site median of 0.2% and the 0.55% upper quartile.
- The coin list of 50 ranks near the bottom of the compared field on coins listed.
- Support runs on help centre only, and derivatives are not offered.
Gemini
Pros
- Regulated in the US and Malta, with NMLS (2403509) and MFSA (MiCA CASP 2138002QAMX8PPKSO715) references that can be checked.
- Fiat deposits accept card, bank and ach, covering the card, bank and ACH routes most buyers use.
- Proof of reserves is published, a practice shared by 79.4% of the exchanges tracked here.
Cons
- Taker fees of 0.8% on ActiveTrader sit above the 0.2% median for tracked exchanges, and Gemini ranks 97 of 118 on that measure.
- A coin list of 76 trails the 344.5 upper quartile across tracked exchanges, so deep long-tail trading stays limited.
- Support runs on email, help centre and community only, and phone support is offered on just 44.7% of the brands tracked here.
Who each suits
coinhouse
Who it suits
- Euro holders in France depositing by card, bank and sepa.
- Long term holders who want staking on a custodial account.
- Buyers who put regulator status and licence references ahead of fee level.
Who should look elsewhere
- Active traders, since fees of 1.49% per trade add up quickly against the site median of 0.2%.
- Bunq, if a lower fee band matters more, with taker fees of 0.25% to 1.99%.
- Bitpanda, if breadth of assets matters more, with from 650 listed.
Gemini
Who it suits
- US and Malta residents who want a licensed custodian rather than a self-custody-only setup.
- Traders who want staking and derivatives next to spot trading on the same platform.
- Buyers who fund by card, bank or ACH and read a proof of reserves disclosure.
Who should look elsewhere
- Bitpanda, which lists from 650 coins and suits buyers chasing a longer coin list.
- bunq, which charges 0.25% to 1.99% as a taker fee and suits cost-first traders.
Country by country
| Country | coinhouse | Gemini |
|---|---|---|
| Argentina | No | Yes |
| Australia | No | Yes |
| Austria | No | Yes |
| Bahamas | No | Yes |
| Belgium | No | Yes |
| Bermuda | No | Yes |
| Bhutan | No | Yes |
| Brazil | No | Yes |
8 of 65 countries where either is available.
Questions about each
coinhouse
What does Coinhouse charge to trade?+
The taker fee is 1.49%. That is well above the site median of 0.2% and the 0.55% upper quartile, so frequent trading is the costliest part of using this exchange.
What does it cost to withdraw crypto?+
Withdrawals cost network + 0.29% (max EUR 500), which covers the network charge plus a percentage fee with a cap. Set aside that amount before moving coins off the platform.
Gemini
What does Gemini charge to trade?+
ActiveTrader pricing puts the taker fee at 0.8% and the maker fee at 0.4%. The taker rate sits above the 0.2% median for the exchanges tracked here, and Gemini ranks 97 of 118 on taker fee. Regular traders feel that more than occasional buyers.
Is Gemini regulated, and can the licences be checked?+
Yes. Gemini lists NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA) as its regulators. The US money transmitter licence is 2403509 and the Malta Financial Services Authority licence is MiCA CASP 2138002QAMX8PPKSO715, held by Gemini Intergalactic EU Ltd. The listed headquarters country is MT.
Other options to compare
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