Updated September 29, 2026 · HodlCue Editorial Team
Gemini vs HTX
Gemini
Higher score in this comparison
HTX
Where Gemini and HTX differ
| Compare | ||
|---|---|---|
| Taker fee | 0.8% | 0.2%Lower |
| Coins listed | 76 | 700Higher |
| Regulators | NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA) | Australia (VASP registration) |
| Fiat deposit methods | Card, Bank, ACHCovers more | Card |
| Maker fee | 0.4% | 0.2%Lower |
| Withdrawal fee | Crypto withdrawal fees are dynamic and correspond to current network/gas fees; USD wire transfer out $252; Custody to Exchange crypto withdrawal $125 | Not confirmed |
Same on both: Proof of reserves (Yes), Derivatives (Yes), Exchange type (Cex).
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Key differences
- Regulators: only Gemini offers NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA).
- Regulators: only HTX offers Australia (VASP registration).
- Founded is lower at HTX: 2013 vs 2014.
- Gemini is licensed in 1 more country.
- Taker fee is lower at HTX: 0.2% vs 0.8%.
- Maker fee is lower at HTX: 0.2% vs 0.4%.
- Coins listed is higher at HTX: 700 vs 76.
- Fiat deposit methods: only Gemini offers Bank, ACH.
- Support channels: only Gemini offers Help centre.
- Features: only Gemini offers Self custody.
Our verdict on each
Gemini
Gemini carries US and Malta licences and a regulated central exchange setup with card, bank and ACH funding. It suits buyers who want derivatives alongside spot and who can settle for a coin list of 76 rather than the widest range on HodlCue.
HTX
HTX suits traders who want a long coin list and built-in derivatives rather than the tightest spread. With 700 coins listed and taker fees of 0.2%, it is a broad custodial exchange, but its taker fee ranking of 56 out of 118 shows where the cost edge sits.
Score breakdown
| Area | Gemini | HTX |
|---|---|---|
| Cost | 8.3Taker fees of 0.8% and maker fees of 0.4% on ActiveTrader run above the 0.2% median for tracked exchanges. | 8.7HigherTaker and maker fees both sit at 0.2%, and the cost part of the score is 4. |
| Offer | 9.4HigherThe platform combines custodial, self custody and staking accounts with derivatives trading on the same venue. | 9.2Listings reach 700 coins, derivatives are offered, and staking sits alongside the custodial account. |
| Trust | 9.3Higher | 9.1 |
Which one suits you
Pick Gemini if fiat deposit methods matter most.
Pick HTX if cost, taker fee, coins listed, and maker fee matter most.
How they place
| Ranking | Gemini | HTX |
|---|---|---|
| Crypto exchanges | 2 of 297 | 109 of 297 |
| Crypto futures exchanges | 4 of 78 | 45 of 78 |
| Where to buy crypto | 3 of 177 | 84 of 177 |
Every fact side by side
| Fact | Gemini | HTX |
|---|---|---|
| Features | Custodial, Self custody, StakingCovers more | Custodial, Staking |
| Legal entity | Gemini Intergalactic EU Ltd | Huobi Global S.A. |
| Headquarters | Malta | Seychelles |
| Founded | 2014 | 2013Lower |
| Support channels | Email, Help centre, CommunityCovers more | Email, Community |
Crypto earn
| Fact | Gemini | HTX |
|---|---|---|
| Supported assets | Not confirmed | BTC, ETH, XRP |
Where each stands against the rest
| Fact | Gemini | HTX | Median |
|---|---|---|---|
| Taker fee | 0.8%highest quarter | 0.2%above the median | 0.15% |
| Coins listed | 76at the median | 700highest quarter | 76 |
| Maker fee | 0.4%highest quarter | 0.2%above the median | 0.1% |
Median across 219 listed providers.
Pros and cons
Gemini
Pros
- Regulated in the US and Malta, with NMLS (2403509) and MFSA (MiCA CASP 2138002QAMX8PPKSO715) references that can be checked.
- Fiat deposits accept card, bank and ach, covering the card, bank and ACH routes most buyers use.
- Proof of reserves is published, a practice shared by 79.4% of the exchanges tracked here.
Cons
- Taker fees of 0.8% on ActiveTrader sit above the 0.2% median for tracked exchanges, and Gemini ranks 97 of 118 on that measure.
- A coin list of 76 trails the 344.5 upper quartile across tracked exchanges, so deep long-tail trading stays limited.
- Support runs on email, help centre and community only, and phone support is offered on just 44.7% of the brands tracked here.
HTX
Pros
- A long list of 700 coins, well above the 62 median across the site.
- Derivatives are available, so spot and leveraged trading sit on the same account.
- Fees of 0.2% on taker trades and 0.2% on maker trades, level with the site median of 0.2%.
Cons
- Taker fees of 0.2% sit at the 0.2% site median and rank 56 out of 118, so the cost case is mid-table.
- Fiat deposits run on card only, with no bank transfer or SEPA in the listed deposit methods.
- Support runs on email and community only, with no live chat or phone line listed.
Who each suits
Gemini
Who it suits
- US and Malta residents who want a licensed custodian rather than a self-custody-only setup.
- Traders who want staking and derivatives next to spot trading on the same platform.
- Buyers who fund by card, bank or ACH and read a proof of reserves disclosure.
Who should look elsewhere
- Bitpanda, which lists from 650 coins and suits buyers chasing a longer coin list.
- bunq, which charges 0.25% to 1.99% as a taker fee and suits cost-first traders.
HTX
Who it suits
- Traders who want a wide coin list and derivatives on a custodial account
- Readers comfortable with the regulatory setup, Australia (VASP registration), and a custodian based in Seychelles
- Staking users who want rewards alongside spot trading
Who should look elsewhere
- Not ActivTrades if trading cost comes first, since its taker fee is 0%
- Not bunq, whose taker fee runs 0.25% to 1.99%
- Not Bitpanda, which lists from 650 coins
Current offers
HTX
Current offer
Bonus
Sign up, trade, and earn up to $1,500: up to $1,500
Source, checked September 26, 2026
Country by country
| Country | Gemini | HTX |
|---|---|---|
| Argentina | Yes | No |
| Australia | Yes | No |
| Austria | Yes | No |
| Bahamas | Yes | No |
| Belgium | Yes | No |
| Bermuda | Yes | No |
| Bhutan | Yes | No |
| Brazil | Yes | No |
8 of 65 countries where either is available.
Questions about each
Gemini
What does Gemini charge to trade?+
ActiveTrader pricing puts the taker fee at 0.8% and the maker fee at 0.4%. The taker rate sits above the 0.2% median for the exchanges tracked here, and Gemini ranks 97 of 118 on taker fee. Regular traders feel that more than occasional buyers.
Is Gemini regulated, and can the licences be checked?+
Yes. Gemini lists NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA) as its regulators. The US money transmitter licence is 2403509 and the Malta Financial Services Authority licence is MiCA CASP 2138002QAMX8PPKSO715, held by Gemini Intergalactic EU Ltd. The listed headquarters country is MT.
HTX
What are the trading fees on HTX?+
Trading fees are 0.2% for taker trades and 0.2% for maker trades on spot. The site median taker fee is 0.2%, so HTX sits near the middle of the market, and above the 0% at ActivTrades.
How many coins can I trade on HTX?+
HTX lists 700 coins, with BTC, ETH and XRP among the assets it promotes. That puts it well above the 62 median across the brands on the site and ranks it 17 out of 172 on listings.
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Gemini