Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Updated September 29, 2026 · HodlCue Editorial Team

coinhouse vs Kraken

coinhouse scores 8.9 and Kraken 9.4 out of 10. Compare their differences and shared features below.
coinhouse

coinhouse

8.9/10
Visit
Kraken

Kraken

Higher score in this comparison

9.4/10
Visit

What sets them apart

coinhouse vs Kraken
ComparecoinhousecoinhouseReviewVisitVisitKrakenKrakenReviewVisitVisit
Taker fee1.49%0.05% to 0.8%Lower
Coins listed50728Higher
RegulatorsAutorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPRCentral Bank of Ireland, Financial Conduct Authority, Financial Crimes Enforcement Network, Central Bank of Ireland (CBI)
Fiat deposit methodsCard, Bank, SEPACard, Bank, SEPA, ACH, Apple payCovers more
DerivativesNoYesHas it
Maker feeNot confirmed0% to 0.4%
Proof of reservesNot confirmedYes
Withdrawal feenetwork + 0.29% (max EUR 500)Not confirmed

Same on both: Exchange type (Cex).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Kraken scores higher overall: 9.4 vs 8.9.
  • Regulators: only coinhouse offers Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR.
  • Regulators: only Kraken offers Central Bank of Ireland, Financial Conduct Authority, Financial Crimes Enforcement Network.
  • Taker fee is lower at Kraken: 0.05% to 0.8% vs 1.49%.
  • Coins listed is higher at Kraken: 728 vs 50.
  • Fiat deposit methods: only Kraken offers ACH, Apple pay.
  • Derivatives: only Kraken.
  • Features: only coinhouse offers Custodial, Staking.
  • Features: only Kraken offers Multi currency, Crypto, Virtual card.

Our verdict on each

coinhouse

Coinhouse is a French custodial exchange for euro buyers who care more about regulation and funding options than price. A taker fee of 1.49% makes it costly to trade often, and the 50 coin list keeps it behind larger venues.

Read the full coinhouse review

Kraken

Kraken suits frequent crypto users who keep trading balances on exchange and want those balances spendable through a card without added card upkeep. It pairs a debit card on Mastercard with a monthly fee of €0 and conversion fees of 0%, which keeps routine spend predictable for cardholders.

Read the full Kraken review

Score breakdown

coinhouse vs Kraken
AreacoinhouseKraken
Cost8.1A taker fee of 1.49% against a site median of 0.2%.9.3HigherMonthly charge of €0 with conversion fees of 0% keeps routine card costs contained.
Offer8.8A coin list of 50, fiat deposits by card, bank and sepa and staking on a custodial account.9.0HigherCard access to 728 with staking on ATOM, SCRT and KSM widens use beyond payments.
Trust9.69.7HigherSupervision linked to Central Bank of Ireland, Financial Conduct Authority and Financial Crimes Enforcement Network supports confidence in handling.

How they place

coinhouse vs Kraken
RankingcoinhouseKraken
Crypto exchanges5 of 2979 of 297
Where to buy crypto4 of 1775 of 177
Crypto wallets2 of 1566 of 156

The bill, worked out

Buy 1,000 of crypto and sell it again

coinhouse

29.8

1.49% of 2,000

Kraken

1 to 16

0.05% to 0.8% of 2,000

Kraken comes out 28.8 lower in this example.

Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 28, 2026.

Every fact side by side

coinhouse vs Kraken
FactcoinhouseKraken
FeaturesCustodial, StakingMulti currency, Crypto, Virtual card, Travel
Legal entityCOINHOUSE SASNot confirmed
HeadquartersFranceNot confirmed
Founded2014Not confirmed
Support channelsHelp centreNot confirmed

Crypto wallets

coinhouse vs Kraken
FactcoinhouseKraken
Wallet typeNot confirmedMobile
PriceNot confirmed$0
CustodyNot confirmedSelf custody
Coins supportedNot confirmed728
Backup optionsNot confirmedSeed

Where each stands against the rest

coinhouse vs Kraken
FactcoinhouseKrakenMedian
Taker fee1.49%highest quarter0.05% to 0.8%below the median0.15%
Coins listed50below the median728highest quarter76
Maker feeNot confirmed0% to 0.4%below the median0.1

Median across 219 listed providers.

Pros and cons

coinhouse

Pros

  • Regulated in France by the Autorite des Marches Financiers (AMF) and FR_ACPR, with licence references A2026-013 and MiCA CASP 969500E5GFHK2RKF8251.
  • Fiat deposits cover card, bank and sepa, so funding does not need a bank transfer in another currency.
  • A card, bank and sepa deposit set and a custodial account with staking suits straightforward buy and hold use.

Cons

  • A taker fee of 1.49% sits well above the site median of 0.2% and the 0.55% upper quartile.
  • The coin list of 50 ranks near the bottom of the compared field on coins listed.
  • Support runs on help centre only, and derivatives are not offered.

Kraken

Pros

  • Monthly fee of €0 keeps ongoing card costs low for regular spenders
  • Conversion fees of 0% favour cross border card use versus Bit2Me at 0.95%
  • Cashback of 0.5% to 2% adds value on eligible card spending

Cons

  • Free ATM allowance of €0 restricts cash withdrawals for frequent ATM users
  • Support runs on chat and help centre only, which limits choice for people who prefer phone help
  • Cashback of 0.5% to 2% varies by activity, so returns depend on card use

Who each suits

coinhouse

Who it suits

  • Euro holders in France depositing by card, bank and sepa.
  • Long term holders who want staking on a custodial account.
  • Buyers who put regulator status and licence references ahead of fee level.

Who should look elsewhere

  • Active traders, since fees of 1.49% per trade add up quickly against the site median of 0.2%.
  • Bunq, if a lower fee band matters more, with taker fees of 0.25% to 1.99%.
  • Bitpanda, if breadth of assets matters more, with from 650 listed.

Kraken

Who it suits

  • Exchange holders who want trading balances spendable by card rather than moved off venue
  • Card payers who value low upkeep and who accept eToro instead where ATM needs dominate

Who should look elsewhere

  • Cash heavy users who may prefer eToro for its free ATM range of €2,500 to €12,000 over €0
  • Phone support seekers who may prefer bunq if assisted channels matter more than chat and help centre

Questions about each

coinhouse

What does Coinhouse charge to trade?+

The taker fee is 1.49%. That is well above the site median of 0.2% and the 0.55% upper quartile, so frequent trading is the costliest part of using this exchange.

What does it cost to withdraw crypto?+

Withdrawals cost network + 0.29% (max EUR 500), which covers the network charge plus a percentage fee with a cap. Set aside that amount before moving coins off the platform.

Kraken

What does the Kraken card cost to keep and use?+

The card carries a monthly fee of €0 and conversion fees of 0%. Cashback of 0.5% to 2% applies to eligible spend. Exchange trading uses maker fees of 0% to 0.4% and taker fees of 0.05% to 0.8%, so card costs stay distinct from trading costs.

Who regulates Kraken for this product?+

Kraken lists oversight connected to Central Bank of Ireland, Financial Conduct Authority and Financial Crimes Enforcement Network and holds registrations including MiCA CASP 9845003D98SCC2851458. The legal entity named is Payward Europe Solutions Limited. These permissions relate to crypto and payment services and vary by product and domicile.

Other options to compare

coinhouse

Visit

Kraken

Visit