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Updated September 29, 2026 · HodlCue Editorial Team

coinhouse vs Wirex

coinhouse scores 8.9 and Wirex 9.2 out of 10. Compare their differences and shared features below.
coinhouse

coinhouse

8.9/10
Visit
Wirex

Wirex

Higher score in this comparison

9.2/10
Visit

What sets them apart

coinhouse vs Wirex
ComparecoinhousecoinhouseReviewVisitVisitWirexWirexReviewVisitVisit
Taker fee1.49%Lower1.5% to 2.5%
Coins listed50Higher35
RegulatorsAutorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPRFCA
Fiat deposit methodsCard, Bank, SEPACovers moreCard, Bank
Withdrawal feenetwork + 0.29% (max EUR 500)Only gas fees
DerivativesNoNot confirmed

Same on both: Exchange type (Cex).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Wirex scores higher overall: 9.2 vs 8.9.
  • Regulators: only coinhouse offers Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR.
  • Regulators: only Wirex offers FCA.
  • Taker fee is lower at coinhouse: 1.49% vs 1.5% to 2.5%.
  • Coins listed is higher at coinhouse: 50 vs 35.
  • Fiat deposit methods: only coinhouse offers SEPA.
  • Support channels: only Wirex offers Chat.
  • Features: only coinhouse offers Staking.
  • Features: only Wirex offers Crypto, Multi currency, Travel.

Our verdict on each

coinhouse

Coinhouse is a French custodial exchange for euro buyers who care more about regulation and funding options than price. A taker fee of 1.49% makes it costly to trade often, and the 50 coin list keeps it behind larger venues.

Read the full coinhouse review

Wirex

Wirex suits people who want one balance for crypto and everyday spending, with a monthly fee of $0, a conversion fee of 0% and an FCA licence in the UK. Budget for trading fees of 1.5% to 2.5%, and know your holdings sit with Wirex rather than in your own wallet.

Read the full Wirex review

Score breakdown

coinhouse vs Wirex
AreacoinhouseWirex
Cost8.1A taker fee of 1.49% against a site median of 0.2%.9.4HigherMonthly fee of $0 and a conversion fee of 0% keep everyday card running costs low, though trading fees run 1.5% to 2.5%.
Offer8.8A coin list of 50, fiat deposits by card, bank and sepa and staking on a custodial account.9.6HigherCard covers 35 coins and 150 currencies, with a cashback rate of 8% and virtual cards in the feature set.
Trust9.6Higher8.7

What each covers

coinhouse vs Wirex
Fiat deposit methodscoinhouseWirex
CardYesYes
BankYesYes
SEPAYesNo

Which one suits you

Pick coinhouse if trust, taker fee, coins listed, and fiat deposit methods matter most.

Pick Wirex if offer matter most.

What we checked

coinhouse

  • bit2me.com: 6 facts, checked September 26, 2026
  • bitdegree.org: 3 facts, checked September 26, 2026
  • esma.europa.eu: 2 facts, checked September 26, 2026
  • bitget.com: 1 fact, checked September 26, 2026

Wirex

  • currencyexpert.com: 4 facts, checked September 26, 2026
  • bitdegree.org: 3 facts, checked September 26, 2026
  • moneywise.com: 2 facts, checked September 26, 2026
  • budgetfitter.uk: 1 fact, checked September 26, 2026
  • news.bitcoin.com: 1 fact, checked September 26, 2026

How they place

coinhouse vs Wirex
RankingcoinhouseWirex
Crypto exchanges5 of 29715 of 297
Where to buy crypto4 of 17710 of 177
Crypto wallets2 of 1569 of 156
Crypto staking and earn4 of 17910 of 179

Every fact side by side

coinhouse vs Wirex
FactcoinhouseWirex
FeaturesCustodial, StakingCrypto, Custodial, Multi currency, Travel, Virtual card
Legal entityCOINHOUSE SASWirex Limited
HeadquartersFranceUnited Kingdom
Founded20142014
Support channelsHelp centreChat, Help centreCovers more

Crypto wallets

coinhouse vs Wirex
FactcoinhouseWirex
CustodyNot confirmedCustodial

Where each stands against the rest

coinhouse vs Wirex
FactcoinhouseWirexMedian
Taker fee1.49%highest quarter1.5% to 2.5%highest quarter0.15%
Coins listed50below the median35below the median76

Median across 219 listed providers.

Pros and cons

coinhouse

Pros

  • Regulated in France by the Autorite des Marches Financiers (AMF) and FR_ACPR, with licence references A2026-013 and MiCA CASP 969500E5GFHK2RKF8251.
  • Fiat deposits cover card, bank and sepa, so funding does not need a bank transfer in another currency.
  • A card, bank and sepa deposit set and a custodial account with staking suits straightforward buy and hold use.

Cons

  • A taker fee of 1.49% sits well above the site median of 0.2% and the 0.55% upper quartile.
  • The coin list of 50 ranks near the bottom of the compared field on coins listed.
  • Support runs on help centre only, and derivatives are not offered.

Wirex

Pros

  • No monthly fee, with the card ranking top of the field on that measure in 379 brands
  • Currency conversion at 0%, first for that measure across 237 brands
  • Covered by an FCA licence, reference 902025

Cons

  • Trading fees of 1.5% to 2.5% sit well above the site median of 0.2%
  • Coins covered, 35, trail the site median of 62
  • Support runs on chat and help centre only, with no phone line

Who each suits

coinhouse

Who it suits

  • Euro holders in France depositing by card, bank and sepa.
  • Long term holders who want staking on a custodial account.
  • Buyers who put regulator status and licence references ahead of fee level.

Who should look elsewhere

  • Active traders, since fees of 1.49% per trade add up quickly against the site median of 0.2%.
  • Bunq, if a lower fee band matters more, with taker fees of 0.25% to 1.99%.
  • Bitpanda, if breadth of assets matters more, with from 650 listed.

Wirex

Who it suits

  • People who want crypto spending and card payments from one balance
  • Travellers who convert and withdraw often, given the conversion fee of 0% and free ATM withdrawals of $400
  • UK residents who want a regulated crypto debit card under an FCA licence

Who should look elsewhere

  • Frequent traders, since fees of 1.5% to 2.5% sit far above the site median of 0.2%; Monzo Flex and Wise charge nothing monthly but carry no trading fees
  • Coin collectors, as 35 covers fewer coins than the site median of 62
  • Anyone wanting to hold keys themselves, since custody is custodial; Bitpanda also holds assets, so a self-custody wallet suits better

Current offers

Wirex

Current offer

  • Bonus

    Up to 8% Cashback on Card Spend - Wirex: Up to 8% cashback

    Earnings subject to eligibility

    Source, checked September 26, 2026

Country by country

coinhouse vs Wirex
CountrycoinhouseWirex
United KingdomNoYes

Questions about each

coinhouse

What does Coinhouse charge to trade?+

The taker fee is 1.49%. That is well above the site median of 0.2% and the 0.55% upper quartile, so frequent trading is the costliest part of using this exchange.

What does it cost to withdraw crypto?+

Withdrawals cost network + 0.29% (max EUR 500), which covers the network charge plus a percentage fee with a cap. Set aside that amount before moving coins off the platform.

Wirex

What does it cost to hold a Wirex card?+

The monthly fee is $0, so the card costs nothing to keep. Wirex places first of 379 brands on that measure. Converting currency is charged at 0%, and the real cost for traders is the trading fee of 1.5% to 2.5%.

What are Wirex trading fees?+

Trading fees run 1.5% to 2.5% on the exchange side of Wirex. That sits well above the site median of 0.2% and above the upper end of 0.8%. Buying and selling often will cost more here than on lower-fee venues.

Other options to compare

coinhouse

Visit

Wirex

Visit