Updated September 29, 2026 · HodlCue Editorial Team
coinhouse vs eToro
coinhouse
eToro
Higher score in this comparison
Where coinhouse and eToro differ
| Compare | coinhouseReviewVisitVisit | eToroReviewVisitVisit |
|---|---|---|
| Taker fee | 1.49% | 1%Lower |
| Coins listed | 50 | 150Higher |
| Regulators | Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR | Cyprus Securities and Exchange Commission (CySEC), Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC) |
| Fiat deposit methods | Card, Bank, SEPACovers more | Card, Bank |
| Withdrawal fee | network + 0.29% (max EUR 500) | $5 |
| Derivatives | No | YesHas it |
| Maker fee | Not confirmed | 1% |
Same on both: Exchange type (Cex).
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Key differences
- eToro scores higher overall: 9.6 vs 8.9.
- Regulators: only coinhouse offers Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR.
- Regulators: only eToro offers Cyprus Securities and Exchange Commission (CySEC), Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC).
- eToro is licensed in 1 more country.
- Taker fee is lower at eToro: 1% vs 1.49%.
- Coins listed is higher at eToro: 150 vs 50.
- Fiat deposit methods: only coinhouse offers SEPA.
- Derivatives: only eToro.
- Features: only coinhouse offers Custodial, Staking.
- Features: only eToro offers Multi currency, Crypto, Travel.
Our verdict on each
coinhouse
Coinhouse is a French custodial exchange for euro buyers who care more about regulation and funding options than price. A taker fee of 1.49% makes it costly to trade often, and the 50 coin list keeps it behind larger venues.
eToro
eToro suits travellers and crypto spenders who want a Visa debit card for everyday spending alongside investing. Monthly fee is €0 with currency conversion at 0% and ATM allowance of €2,500 to €12,000 plus cashback at 4% and support through help centre, chat and phone.
Score breakdown
| Area | coinhouse | eToro |
|---|---|---|
| Cost | 8.1A taker fee of 1.49% against a site median of 0.2%. | 9.3HigherWithdrawal fee is $5 alongside card spending costs. |
| Offer | 8.8A coin list of 50, fiat deposits by card, bank and sepa and staking on a custodial account. | 9.5HigherAccess to 150 crypto assets for trading and card funding. |
| Trust | 9.6 | 9.9HigherOversight from Cyprus Securities and Exchange Commission (CySEC), Financial Conduct Authority (FCA) and Australian Securities and Investments Commission (ASIC) across regions. |
How they place
| Ranking | coinhouse | eToro |
|---|---|---|
| Crypto exchanges | 5 of 297 | 1 of 297 |
| Where to buy crypto | 4 of 177 | 1 of 177 |
Pick coinhouse if, pick eToro if
Pick coinhouse if fiat deposit methods matter most.
Pick eToro if cost, offer, trust, taker fee, coins listed, and derivatives matter most.
What it costs in practice
Buy 1,000 of crypto and sell it again
coinhouse
29.8
1.49% of 2,000
eToro
20
1% of 2,000
eToro comes out 9.8 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 28, 2026.
Sources behind this comparison
coinhouse
- bit2me.com: 6 facts, checked September 26, 2026
- bitdegree.org: 3 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- bitget.com: 1 fact, checked September 26, 2026
eToro
- etoro.com: 8 facts, checked September 28, 2026
- esma.europa.eu: 1 fact, checked September 28, 2026
Every fact side by side
| Fact | coinhouse | eToro |
|---|---|---|
| Features | Custodial, Staking | Multi currency, Crypto, Travel |
| Legal entity | COINHOUSE SAS | Not confirmed |
| Headquarters | France | Not confirmed |
| Founded | 2014 | Not confirmed |
| Support channels | Help centre | Not confirmed |
Where each stands against the rest
| Fact | coinhouse | eToro | Median |
|---|---|---|---|
| Taker fee | 1.49%highest quarter | 1%highest quarter | 0.15% |
| Coins listed | 50below the median | 150above the median | 76 |
| Maker fee | Not confirmed | 1%highest quarter | 0.1% |
Median across 219 listed providers.
Pros and cons
coinhouse
Pros
- Regulated in France by the Autorite des Marches Financiers (AMF) and FR_ACPR, with licence references A2026-013 and MiCA CASP 969500E5GFHK2RKF8251.
- Fiat deposits cover card, bank and sepa, so funding does not need a bank transfer in another currency.
- A card, bank and sepa deposit set and a custodial account with staking suits straightforward buy and hold use.
Cons
- A taker fee of 1.49% sits well above the site median of 0.2% and the 0.55% upper quartile.
- The coin list of 50 ranks near the bottom of the compared field on coins listed.
- Support runs on help centre only, and derivatives are not offered.
eToro
Pros
- Card upkeep with monthly fee at €0 and Visa acceptance for everyday spending.
- Currency conversion at 0% with balances across 4 for travel use.
- Cashback at 4% on debit spending with functions covering multi currency, crypto and travel.
Cons
- Trading taker fee is 1%, above the site median of 0.25% for frequent traders.
- Broker withdrawals carry a charge of $5, which adds cost for moving funds off the platform.
Who each suits
coinhouse
Who it suits
- Euro holders in France depositing by card, bank and sepa.
- Long term holders who want staking on a custodial account.
- Buyers who put regulator status and licence references ahead of fee level.
Who should look elsewhere
- Active traders, since fees of 1.49% per trade add up quickly against the site median of 0.2%.
- Bunq, if a lower fee band matters more, with taker fees of 0.25% to 1.99%.
- Bitpanda, if breadth of assets matters more, with from 650 listed.
eToro
Who it suits
- Travellers choosing eToro over bunq for conversion at 0% rather than 0.5% to 3%.
- Cash users choosing eToro over Kraken for ATM allowance of €2,500 to €12,000 rather than €0.
Who should look elsewhere
- Traders focused on low dealing costs rather than card perks, who may prefer Kraken given eToro taker fee of 1%.
- Euro spenders wanting a different card fee mix, who may prefer Bit2Me given its conversion at 0.95%.
Questions about each
coinhouse
What does Coinhouse charge to trade?+
The taker fee is 1.49%. That is well above the site median of 0.2% and the 0.55% upper quartile, so frequent trading is the costliest part of using this exchange.
What does it cost to withdraw crypto?+
Withdrawals cost network + 0.29% (max EUR 500), which covers the network charge plus a percentage fee with a cap. Set aside that amount before moving coins off the platform.
eToro
Does the eToro card charge a monthly fee?+
The card account lists a monthly fee of €0, so there is no fixed upkeep for holding the card. Day to day spending, travel use and multi currency balances sit under that structure, while brokerage trading and withdrawals follow separate charges.
What is the currency conversion fee for card use?+
Card currency conversion is listed at 0%, which keeps cross border purchases and travel spending clear of added conversion charges. Balances across 4 help manage spending abroad, while brokerage activity remains subject to its own trading terms.