Updated September 29, 2026 · HodlCue Editorial Team
coinhouse vs kraken
coinhouse
kraken
Higher score in this comparison
What sets them apart
| Compare | ||
|---|---|---|
| Taker fee | 1.49% | 0.8%Lower |
| Coins listed | 50 | 728Higher |
| Regulators | Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR | Central Bank of Ireland, CySEC, FCA, FINTRAC, FinCEN, SEC and FINRA, CFTC and NFA, AUSTRAC, Bermuda Monetary Authority, Comision Nacional de Valores (CNV), Austrian Financial Market Authority (FMA), Central Bank of Ireland (CBI) |
| Fiat deposit methods | Card, Bank, SEPA | Card, Bank, SEPA, ACH, Apple payCovers more |
| Withdrawal fee | network + 0.29% (max EUR 500) | Variable per asset and method; static or dynamic funding fees |
| Derivatives | No | YesHas it |
| Maker fee | Not confirmed | 0.4% |
| Proof of reserves | Not confirmed | Yes |
Same on both: Exchange type (Cex).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- kraken scores higher overall: 9.2 vs 8.9.
- Regulators: only coinhouse offers Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR.
- Regulators: only kraken offers Central Bank of Ireland, CySEC, FCA.
- Founded is lower at kraken: 2011 vs 2014.
- kraken is licensed in 8 more countries.
- Taker fee is lower at kraken: 0.8% vs 1.49%.
- Coins listed is higher at kraken: 728 vs 50.
- Fiat deposit methods: only kraken offers ACH, Apple pay.
- Derivatives: only kraken.
- Support channels: only kraken offers Email, Chat, Phone.
Our verdict on each
coinhouse
Coinhouse is a French custodial exchange for euro buyers who care more about regulation and funding options than price. A taker fee of 1.49% makes it costly to trade often, and the 50 coin list keeps it behind larger venues.
kraken
Kraken suits buyers who put safety of the money and a wide coin list ahead of trading cost. It publishes proof of reserves, offers derivatives, and lists 728 coins, but the taker fee of 0.8% sits well above the site median of 0.2%, so regular traders pay more per trade.
Score breakdown
| Area | coinhouse | kraken |
|---|---|---|
| Cost | 8.1A taker fee of 1.49% against a site median of 0.2%. | 8.3HigherFees are high: a taker fee of 0.8% and a maker fee of 0.4% sit well above the site median of 0.2%. |
| Offer | 8.8A coin list of 50, fiat deposits by card, bank and sepa and staking on a custodial account. | 9.8HigherProof of reserves and derivatives are both offered, coins listed reach 728, and support runs on email, chat and phone. |
| Trust | 9.6 | 9.7Higher |
Feature by feature
| Fiat deposit methods | coinhouse | kraken |
|---|---|---|
| Card | Yes | Yes |
| Bank | Yes | Yes |
| SEPA | Yes | Yes |
| ACH | No | Yes |
| Apple pay | No | Yes |
How they place
| Ranking | coinhouse | kraken |
|---|---|---|
| Crypto exchanges | 5 of 297 | 14 of 297 |
| Where to buy crypto | 4 of 177 | 8 of 177 |
| Crypto wallets | 2 of 156 | 7 of 156 |
| Crypto staking and earn | 4 of 179 | 8 of 179 |
Every fact side by side
| Fact | coinhouse | kraken |
|---|---|---|
| Features | Custodial, Staking | Custodial, Self custody, StakingCovers more |
| Legal entity | COINHOUSE SAS | Payward Europe Solutions Limited |
| Headquarters | France | Ireland |
| Founded | 2014 | 2011Lower |
| Support channels | Help centre | Email, Chat, Phone, Help centre, CommunityCovers more |
Crypto wallets
| Fact | coinhouse | kraken |
|---|---|---|
| Wallet type | Not confirmed | Mobile |
| Price | Not confirmed | $0 |
| Custody | Not confirmed | Custodial |
| Backup options | Not confirmed | Seed |
Crypto earn
| Fact | coinhouse | kraken |
|---|---|---|
| Yield | Not confirmed | 0.1% to 21% |
| Supported assets | Not confirmed | ATOM, SCRT, KSM, DYM, FLOW, MON, KAVA, XTZ, INJ, GRT, AVAX, TIA, NEAR, SOL, SEI, TRX, POL, DOT, ETH, HYPE, SUI, BNB, BTC, ADA, MINA, TAO, FLOWH, AKT, ALGO, APT, CELO, CSPR, CTC, CTSI, DASH, DCR |
| Lock-up terms | Not confirmed | None for flexible (unstake any time); bonded has a lock-in period (e.g. 21D for ATOM) |
Debit cards
| Fact | coinhouse | kraken |
|---|---|---|
| Monthly fee | Not confirmed | €0 |
| Currency conversion fee | Not confirmed | 0% |
| Card type | Not confirmed | Debit |
| Cashback rate | Not confirmed | 2% |
| Card network | Not confirmed | Mastercard |
| Currencies | Not confirmed | 600 |
Where each stands against the rest
| Fact | coinhouse | kraken | Median |
|---|---|---|---|
| Taker fee | 1.49%highest quarter | 0.8%highest quarter | 0.15% |
| Coins listed | 50below the median | 728highest quarter | 76 |
| Maker fee | Not confirmed | 0.4%highest quarter | 0.1% |
Median across 219 listed providers.
Pros and cons
coinhouse
Pros
- Regulated in France by the Autorite des Marches Financiers (AMF) and FR_ACPR, with licence references A2026-013 and MiCA CASP 969500E5GFHK2RKF8251.
- Fiat deposits cover card, bank and sepa, so funding does not need a bank transfer in another currency.
- A card, bank and sepa deposit set and a custodial account with staking suits straightforward buy and hold use.
Cons
- A taker fee of 1.49% sits well above the site median of 0.2% and the 0.55% upper quartile.
- The coin list of 50 ranks near the bottom of the compared field on coins listed.
- Support runs on help centre only, and derivatives are not offered.
kraken
Pros
- Proof of reserves is published and derivatives are offered on the same platform.
- Coins listed reach 728, above the site median of 62.
- Fiat deposits run through card, bank and sepa, covering card, bank transfer, SEPA and ACH.
Cons
- Fees are heavy for frequent trading: 0.8% to take and 0.4% to make, against a site median of 0.2%.
- Withdrawal fees vary by asset and method, with static or dynamic funding fees on top of the trade cost.
- Staked balances sit in custodial custody, and bonded staking carries a lock-in period.
Who each suits
coinhouse
Who it suits
- Euro holders in France depositing by card, bank and sepa.
- Long term holders who want staking on a custodial account.
- Buyers who put regulator status and licence references ahead of fee level.
Who should look elsewhere
- Active traders, since fees of 1.49% per trade add up quickly against the site median of 0.2%.
- Bunq, if a lower fee band matters more, with taker fees of 0.25% to 1.99%.
- Bitpanda, if breadth of assets matters more, with from 650 listed.
kraken
Who it suits
- Readers who want a regulated exchange with proof of reserves and derivatives in the same account.
- Anyone funding an account by card, bank transfer, SEPA or ACH.
- Card users, since the card carries a €0 monthly fee and cashback of 2%.
Who should look elsewhere
- Not ActivTrades if trading cost is the only thing that matters, since its taker fee is 0%.
- Not bunq, whose taker fee runs 0.25% to 1.99% against the fee here.
- Not Bitpanda for a longer coin list, as Bitpanda lists from 650 coins.
Questions about each
coinhouse
What does Coinhouse charge to trade?+
The taker fee is 1.49%. That is well above the site median of 0.2% and the 0.55% upper quartile, so frequent trading is the costliest part of using this exchange.
What does it cost to withdraw crypto?+
Withdrawals cost network + 0.29% (max EUR 500), which covers the network charge plus a percentage fee with a cap. Set aside that amount before moving coins off the platform.
kraken
What does Kraken charge to trade?+
Trading costs 0.8% for taker orders and 0.4% for maker orders. The taker fee sits above the site median of 0.2%, so cost-minded traders may prefer a cheaper venue. Withdrawal fees are separate and vary by asset and method, charged as static or dynamic funding fees.
Which regulators and licences cover Kraken?+
Kraken is listed with Central Bank of Ireland, CySEC and FCA. The European entity behind it is Payward Europe Solutions Limited, based in Ireland, with its own Central Bank of Ireland registration. Proof of reserves is also published, so stated holdings can be compared with the proof.
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