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Updated September 29, 2026 · HodlCue Editorial Team

eToro vs Gemini

eToro scores 9.0 and Gemini 9.0 out of 10. Compare their differences and shared features below.
eToro

eToro

Higher score in this comparison

9.0/10
Visit
Gemini

Gemini

9.0/10
Visit

What sets them apart

eToro vs Gemini
CompareeToroeToroReviewVisitVisitGeminiGeminiReviewVisitVisit
Taker fee1%0.8%Lower
Coins listedfrom 15076
RegulatorsCyprus Securities and Exchange Commission (CySEC), SIPCNMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA)
Fiat deposit methodsCard, BankCard, Bank, ACHCovers more
Withdrawal fee$5 flat feeCrypto withdrawal fees are dynamic and correspond to current network/gas fees; USD wire transfer out $252; Custody to Exchange crypto withdrawal $125
Maker feeNot confirmed0.4%
Proof of reservesNot confirmedYes

Same on both: Derivatives (Yes), Exchange type (Cex).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Regulators: only eToro offers Cyprus Securities and Exchange Commission (CySEC), SIPC.
  • Regulators: only Gemini offers NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA).
  • Founded is lower at eToro: 2007 vs 2014.
  • Taker fee is lower at Gemini: 0.8% vs 1%.
  • Fiat deposit methods: only Gemini offers ACH.
  • Support channels: only Gemini offers Email, Community.
  • Features: only Gemini offers Self custody.

Our verdict on each

eToro

eToro suits readers who want a long-established custodial exchange with a CySEC licence and a broad coin list. Trading costs tell the other story: a taker fee of 1% is well above the 0.2% site median, and withdrawals add $5 flat fee.

Read the full eToro review

Gemini

Gemini carries US and Malta licences and a regulated central exchange setup with card, bank and ACH funding. It suits buyers who want derivatives alongside spot and who can settle for a coin list of 76 rather than the widest range on HodlCue.

Read the full Gemini review

Score breakdown

eToro vs Gemini
AreaeToroGemini
Cost8.2Taker fees of 1% sit well above the 0.2% site median, and withdrawals cost $5 flat fee on top.8.3HigherTaker fees of 0.8% and maker fees of 0.4% on ActiveTrader run above the 0.2% median for tracked exchanges.
Offer9.09.4HigherThe platform combines custodial, self custody and staking accounts with derivatives trading on the same venue.
Trust9.6Higher9.3

Licences and countries

eToro vs Gemini
CountryeToroGemini
United States
SIPC SIPC member 70212
CyprusNot confirmed
MaltaNot confirmed
Malta Financial Services Authority (MFSA) MiCA CASP 2138002QAMX8PPKSO715

Which one suits you

Pick eToro if trust matter most.

Pick Gemini if offer, taker fee, and fiat deposit methods matter most.

How they place

eToro vs Gemini
RankingeToroGemini
Where to buy crypto2 of 1773 of 177

Every fact side by side

eToro vs Gemini
FacteToroGemini
FeaturesCustodial, StakingCustodial, Self custody, StakingCovers more
Legal entityeToro (Europe) LtdGemini Intergalactic EU Ltd
HeadquartersCyprusMalta
Founded2007Lower2014
Support channelsHelp centreEmail, Help centre, CommunityCovers more

Where each stands against the rest

eToro vs Gemini
FacteToroGeminiMedian
Taker fee1%highest quarter0.8%highest quarter0.15%
Coins listedfrom 150above the median76at the median76
Maker feeNot confirmed0.4%highest quarter0.1%

Median across 219 listed providers.

Pros and cons

eToro

Pros

  • Regulated in Cyprus by the Cyprus Securities and Exchange Commission (CySEC) under MiCA CASP 213800GIFQMSV7HROS23 and a member of SIPC under SIPC member 70212
  • A coin list of from 150 sits well above the 62 site median
  • Fiat deposits run through card and bank, so funding works without a crypto transfer first

Cons

  • A taker fee of 1% is far above the 0.2% site median and above 0% at ActivTrades
  • Withdrawals cost $5 flat fee, which adds to every round trip
  • Support runs on help centre only, with no live channel listed

Gemini

Pros

  • Regulated in the US and Malta, with NMLS (2403509) and MFSA (MiCA CASP 2138002QAMX8PPKSO715) references that can be checked.
  • Fiat deposits accept card, bank and ach, covering the card, bank and ACH routes most buyers use.
  • Proof of reserves is published, a practice shared by 79.4% of the exchanges tracked here.

Cons

  • Taker fees of 0.8% on ActiveTrader sit above the 0.2% median for tracked exchanges, and Gemini ranks 97 of 118 on that measure.
  • A coin list of 76 trails the 344.5 upper quartile across tracked exchanges, so deep long-tail trading stays limited.
  • Support runs on email, help centre and community only, and phone support is offered on just 44.7% of the brands tracked here.

Who each suits

eToro

Who it suits

  • Readers who want a supervised custodian and a licence to point to
  • Buyers who fund with a card or a bank transfer rather than a crypto transfer
  • Long-term holders who want staking alongside a broad coin list

Who should look elsewhere

  • Active traders, since 0% at ActivTrades costs nothing to take liquidity
  • Readers hunting the lowest taker fee, where bunq charges fees of 0.25% to 1.99%
  • Anyone holding coins themselves, because custody here is custodial per custodial and staking

Gemini

Who it suits

  • US and Malta residents who want a licensed custodian rather than a self-custody-only setup.
  • Traders who want staking and derivatives next to spot trading on the same platform.
  • Buyers who fund by card, bank or ACH and read a proof of reserves disclosure.

Who should look elsewhere

  • Bitpanda, which lists from 650 coins and suits buyers chasing a longer coin list.
  • bunq, which charges 0.25% to 1.99% as a taker fee and suits cost-first traders.

Country by country

eToro vs Gemini
CountryeToroGemini
ArgentinaNoYes
AustraliaNoYes
AustriaNoYes
BahamasNoYes
BelgiumNoYes
BermudaNoYes
BhutanNoYes
BrazilNoYes

8 of 65 countries where either is available.

Questions about each

eToro

What does eToro charge to trade?+

Trading fees are 1%, which is a full percentage on each trade. That reads high next to the 0.2% site median and next to bunq, which charges fees of 0.25% to 1.99%. Frequent traders pay that rate repeatedly, so it is the number to check first.

What does it cost to withdraw crypto?+

Withdrawals carry a fee of $5 flat fee. That sits on top of the 1% trading fee, so the full cost of a buy and a sell includes both. Anyone moving coins in and out regularly should add that withdrawal cost to the trading rate before choosing.

Gemini

What does Gemini charge to trade?+

ActiveTrader pricing puts the taker fee at 0.8% and the maker fee at 0.4%. The taker rate sits above the 0.2% median for the exchanges tracked here, and Gemini ranks 97 of 118 on taker fee. Regular traders feel that more than occasional buyers.

Is Gemini regulated, and can the licences be checked?+

Yes. Gemini lists NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA) as its regulators. The US money transmitter licence is 2403509 and the Malta Financial Services Authority licence is MiCA CASP 2138002QAMX8PPKSO715, held by Gemini Intergalactic EU Ltd. The listed headquarters country is MT.

Other options to compare

eToro

Visit

Gemini

Visit