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eToro review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

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Our verdict

eToro suits readers who want a long-established custodial exchange with a CySEC licence and a broad coin list. Trading costs tell the other story: a taker fee of 1% is well above the 0.2% site median, and withdrawals add $5 flat fee.

Key facts

Best for
A regulated custodial exchange for buying a wide coin list with card or bank deposits.
Taker fee
1%↗
Coins listed
from 150↗
Regulators
Cyprus Securities and Exchange Commission (CySEC), SIPC↗
Fiat deposit methods
Card, Bank↗
Withdrawal fee
$5 flat fee↗
Derivatives
Yes↗
Exchange type
Cex↗
Legal entity
eToro (Europe) Ltd↗
Headquarters
Cyprus↗
Founded
2007↗
Support channels
Help-centre↗
Features
Custodial, Staking
Official website
etoro.com

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App Store
Elsewhere
Wikidata

Pros and cons

Pros

  • Regulated in Cyprus by the Cyprus Securities and Exchange Commission (CySEC) under MiCA CASP 213800GIFQMSV7HROS23 and a member of SIPC under SIPC member 70212
  • A coin list of from 150 sits well above the 62 site median
  • Fiat deposits run through card and bank, so funding works without a crypto transfer first
  • Running since 2007, so the operation is established rather than new
  • Staking is offered on a custodial basis, per custodial and staking

Cons

  • A taker fee of 1% is far above the 0.2% site median and above 0% at ActivTrades
  • Withdrawals cost $5 flat fee, which adds to every round trip
  • Support runs on help centre only, with no live channel listed
  • Custody sits with the platform through custodial and staking, so coins are held by the exchange rather than by the account holder
eToro

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Who it suits

  • Readers who want a supervised custodian and a licence to point to
  • Buyers who fund with a card or a bank transfer rather than a crypto transfer
  • Long-term holders who want staking alongside a broad coin list

Who should look elsewhere

  • Active traders, since 0% at ActivTrades costs nothing to take liquidity
  • Readers hunting the lowest taker fee, where bunq charges fees of 0.25% to 1.99%
  • Anyone holding coins themselves, because custody here is custodial per custodial and staking

Safety and regulation

eToro is a centralised exchange, cex, so the platform holds the coins rather than routing trades to a blockchain. On supervision, the entity is listed with the Cyprus Securities and Exchange Commission (CySEC) under MiCA CASP 213800GIFQMSV7HROS23, and it also appears as a SIPC member under SIPC member 70212. Both entries come from the licences on record, and Cyprus Securities and Exchange Commission (CySEC) and SIPC lists the same two bodies. The feature set confirms the custody model: custodial and staking. That combination, a named regulator and a known custody arrangement, is the part readers checking where their money sits should look at first.

Coins and features

The coin list is from 150, which puts eToro above the 62 median across the site and clear of the 24 lower quartile. Compared with named rivals, Bitpanda lists from 650, so the gap is a matter of breadth rather than coverage of the majors. Derivatives are offered, so the platform is not limited to spot buying. On funding, card and bank covers the deposit routes, which is what a reader buying with money rather than coins needs to see. Staking appears in custodial and staking, so holding and earning sit on the same account.

Regulation

Two regulators appear on the licences. In Cyprus the entry is the Cyprus Securities and Exchange Commission (CySEC), recorded as MiCA CASP 213800GIFQMSV7HROS23. In the United States the entry is SIPC, recorded as SIPC member 70212. Cyprus Securities and Exchange Commission (CySEC) and SIPC lists the same pair, which is the short form of both. For readers who check a register before depositing, these are the two records to look up, and the licence references above carry the identifiers.

Trading and withdrawal fees

The cost side is the weak point. Trading fees are 1%, and that sits far above the 0.2% site median, above the 0.55% upper quartile, and well past the 0.2% median for exchanges as a group. Named rivals charge less: ActivTrades takes 0% and bunq charges fees of 0.25% to 1.99%. Getting money back out costs $5 flat fee on top. So the total cost of a trade is the taker fee plus the withdrawal fee, and both apply to the standard account.

Who runs it

The operator is eToro (Europe) Ltd, headquartered in Cyprus, and the business dates back to 2007, which is long enough that it has operated through several market cycles. Support runs on help centre, so questions are answered through the help centre rather than a phone line or live chat. The regulatory side of the company is the two licences on record: MiCA CASP 213800GIFQMSV7HROS23 in Cyprus and SIPC member 70212 in the United States. Company, custody and regulation all point at the same supervised entity.

How eToro compares

Where eToro is available

Licence in Cyprus
Cyprus Securities and Exchange Commission (CySEC) (MiCA CASP 213800GIFQMSV7HROS23), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Greece, Spain, Finland, France, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Licence in United States
SIPC (SIPC member 70212), checked September 26, 2026

Frequently asked questions

What does eToro charge to trade?+

Trading fees are 1%, which is a full percentage on each trade. That reads high next to the 0.2% site median and next to bunq, which charges fees of 0.25% to 1.99%. Frequent traders pay that rate repeatedly, so it is the number to check first.

What does it cost to withdraw crypto?+

Withdrawals carry a fee of $5 flat fee. That sits on top of the 1% trading fee, so the full cost of a buy and a sell includes both. Anyone moving coins in and out regularly should add that withdrawal cost to the trading rate before choosing.

Who regulates eToro?+

The licences on record name the Cyprus Securities and Exchange Commission (CySEC) in Cyprus, listed as MiCA CASP 213800GIFQMSV7HROS23, and SIPC in the United States, listed as SIPC member 70212. Cyprus Securities and Exchange Commission (CySEC) and SIPC gives the same two bodies in short form.

Does eToro hold my coins for me?+

Yes. eToro is a centralised exchange, cex, and custodial and staking records the platform as custodial with staking offered. Coins sit with the operator rather than in a wallet the account holder controls, which is the trade-off against a self-custody setup.

How many coins can I buy?+

The list runs to from 150, which is above the 62 site median and the 74.5 median for exchanges. Bitpanda lists from 650, so eToro is the wider of the two on this measure.

How do I fund the account?+

Fiat deposits run through card and bank. That covers the main money routes, so a reader can fund from cash rather than sending crypto in from elsewhere. The account is custodial per custodial and staking, so funds and coins are managed by the platform.

Does eToro offer derivatives or staking?+

Derivatives are offered on the platform, and custodial and staking lists staking alongside custodial custody. So a reader can hold coins, earn on them, and trade something other than spot, all on one account with from 150 available.

How do I get help if something goes wrong?+

Support runs on help centre, so the help centre is the route. There is no live channel listed there, which is worth knowing for anything urgent involving a withdrawal that costs $5 flat fee.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

eToro

eToro

A regulated custodial exchange for buying a wide coin list with card or bank deposits.

9.0/10Visit