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Updated September 29, 2026 · HodlCue Editorial Team

Bitstamp vs Gemini

Bitstamp scores 9.1 and Gemini 9.0 out of 10. Compare their differences and shared features below.
Gemini

Gemini

9.0/10
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Bitstamp

Bitstamp

Higher score in this comparison

9.1/10
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What sets them apart

Bitstamp vs Gemini
CompareBitstampBitstampReviewSee alternativesSee alternativesGeminiGeminiReviewVisitVisit
Taker fee0.4%Lower0.8%
Coins listed98Higher76
RegulatorsMiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU), MiFID authorisation (EU), Financial Conduct Authority (FCA) MLR registration, New York State Department of Financial Services (BitLicense), FinCEN Money Services Business (MSB) registration, Monetary Authority of Singapore Major Payment Institution licence, Commission de Surveillance du Secteur Financier (CSSF)NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA)
Fiat deposit methodsCard, ACH, Apple pay, BankCovers moreCard, Bank, ACH
Maker fee0.3%Lower0.4%
Withdrawal fee0.09% international wire transfer (minimum 15.00 USD/EUR); BTC free or 0.1% via BitGo InstantCrypto withdrawal fees are dynamic and correspond to current network/gas fees; USD wire transfer out $252; Custody to Exchange crypto withdrawal $125
DerivativesNoYesHas it

Same on both: Proof of reserves (Yes), Exchange type (Cex).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Bitstamp scores higher overall: 9.1 vs 9.0.
  • Regulators: only Bitstamp offers MiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU), MiFID authorisation (EU).
  • Regulators: only Gemini offers NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA).
  • Founded is lower at Bitstamp: 2011 vs 2014.
  • Bitstamp is licensed in 2 more countries.
  • Taker fee is lower at Bitstamp: 0.4% vs 0.8%.
  • Maker fee is lower at Bitstamp: 0.3% vs 0.4%.
  • Coins listed is higher at Bitstamp: 98 vs 76.
  • Fiat deposit methods: only Bitstamp offers Apple pay.
  • Derivatives: only Gemini.

Our verdict on each

Bitstamp

Bitstamp suits crypto buyers who prefer a custodial exchange with proof of reserves, several fiat deposit routes and regulation in the EU, UK, US and Singapore. The trade-off is cost: a taker fee of 0.4% sits above the buy-crypto median of 0.25%, so frequent traders should weigh it.

Read the full Bitstamp review

Gemini

Gemini carries US and Malta licences and a regulated central exchange setup with card, bank and ACH funding. It suits buyers who want derivatives alongside spot and who can settle for a coin list of 76 rather than the widest range on HodlCue.

Read the full Gemini review

Score breakdown

Bitstamp vs Gemini
AreaBitstampGemini
Cost8.4HigherThe custodial account charges a taker fee of 0.4% and a maker fee of 0.3% on spot trading.8.3Taker fees of 0.8% and maker fees of 0.4% on ActiveTrader run above the 0.2% median for tracked exchanges.
Offer9.2The exchange lists 98 coins, adds staking to its custodial features and funds accounts through card, ach and apple pay.9.4HigherThe platform combines custodial, self custody and staking accounts with derivatives trading on the same venue.
Trust9.7Higher9.3

The bill, worked out

Buy 1,000 of crypto and sell it again

Bitstamp

8

0.4% of 2,000

Gemini

16

0.8% of 2,000

Bitstamp comes out 8 lower in this example.

Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.

Availability and regulation

Bitstamp vs Gemini
CountryBitstampGemini
United States
LuxembourgNot confirmed
MaltaNot confirmed
Malta Financial Services Authority (MFSA) MiCA CASP 2138002QAMX8PPKSO715
SingaporeNot confirmed
United KingdomNot confirmed

Where they rank in our lists

Bitstamp vs Gemini
RankingBitstampGemini
Crypto exchanges76 of 2972 of 297
Where to buy crypto58 of 1773 of 177

Also worth a look

ActivTrades has taker fee at 0%, against 0.4% for Bitstamp and 0.8% for Gemini.

ActivTrades review

Every fact side by side

Bitstamp vs Gemini
FactBitstampGemini
FeaturesCustodial, StakingCustodial, Self custody, StakingCovers more
Legal entityBitstamp Europe S.A.Gemini Intergalactic EU Ltd
HeadquartersLuxembourgMalta
Founded2011Lower2014
Support channelsChat, Email, CommunityEmail, Help centre, Community

Where each stands against the rest

Bitstamp vs Gemini
FactBitstampGeminiMedian
Taker fee0.4%above the median0.8%highest quarter0.15%
Coins listed98above the median76at the median76
Maker fee0.3%highest quarter0.4%highest quarter0.1%

Median across 219 listed providers.

Pros and cons

Bitstamp

Pros

  • Proof of reserves: yes, so listed holdings can be set against published balances.
  • The regulatory record spans the EU, UK, US and Singapore: MiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU) and MiFID authorisation (EU).
  • Fiat deposits run through card, ach and apple pay, giving several funding routes.

Cons

  • The taker fee of 0.4% is above the buy-crypto median of 0.25%.
  • Derivatives: no.
  • Support runs on chat, email and community only, with no phone line listed.

Gemini

Pros

  • Regulated in the US and Malta, with NMLS (2403509) and MFSA (MiCA CASP 2138002QAMX8PPKSO715) references that can be checked.
  • Fiat deposits accept card, bank and ach, covering the card, bank and ACH routes most buyers use.
  • Proof of reserves is published, a practice shared by 79.4% of the exchanges tracked here.

Cons

  • Taker fees of 0.8% on ActiveTrader sit above the 0.2% median for tracked exchanges, and Gemini ranks 97 of 118 on that measure.
  • A coin list of 76 trails the 344.5 upper quartile across tracked exchanges, so deep long-tail trading stays limited.
  • Support runs on email, help centre and community only, and phone support is offered on just 44.7% of the brands tracked here.

Who each suits

Bitstamp

Who it suits

  • Buyers who want a range of fiat deposit routes, card, ach and apple pay.
  • Traders who put regulated status and proof of reserves ahead of the lowest possible fee.
  • Holders comfortable letting a custodial exchange hold the coins, one of the features in custodial and staking.

Who should look elsewhere

  • ActivTrades, where a taker fee of 0% suits traders focused on cost alone.
  • bunq, whose taker fees run 0.25% to 1.99% for a different fee band.
  • Bitpanda, if a coin list of from 650 matters more than an exchange with staking.

Gemini

Who it suits

  • US and Malta residents who want a licensed custodian rather than a self-custody-only setup.
  • Traders who want staking and derivatives next to spot trading on the same platform.
  • Buyers who fund by card, bank or ACH and read a proof of reserves disclosure.

Who should look elsewhere

  • Bitpanda, which lists from 650 coins and suits buyers chasing a longer coin list.
  • bunq, which charges 0.25% to 1.99% as a taker fee and suits cost-first traders.

Country by country

Bitstamp vs Gemini
CountryBitstampGemini
ArgentinaNoYes
AustraliaNoYes
AustriaNoYes
BahamasNoYes
BelgiumNoYes
BermudaNoYes
BhutanNoYes
BrazilNoYes

8 of 65 countries where either is available.

Questions about each

Bitstamp

What are Bitstamp's trading fees?+

On the standard custodial account, the taker fee is 0.4% and the maker fee is 0.3% on spot trading. That taker fee is above the buy-crypto median of 0.25%, so regular trading costs more here than at the cheaper end of the market.

How many coins are listed on Bitstamp?+

Bitstamp lists 98 coins, which sits above the buy-crypto median of 60 but well under the category maximum of 20,000. Buyers chasing long-tail tokens will find a shorter list than the largest venues on the comparison.

Gemini

What does Gemini charge to trade?+

ActiveTrader pricing puts the taker fee at 0.8% and the maker fee at 0.4%. The taker rate sits above the 0.2% median for the exchanges tracked here, and Gemini ranks 97 of 118 on taker fee. Regular traders feel that more than occasional buyers.

Is Gemini regulated, and can the licences be checked?+

Yes. Gemini lists NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA) as its regulators. The US money transmitter licence is 2403509 and the Malta Financial Services Authority licence is MiCA CASP 2138002QAMX8PPKSO715, held by Gemini Intergalactic EU Ltd. The listed headquarters country is MT.

Other options to compare

Gemini

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Bitstamp

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