Updated September 29, 2026 · HodlCue Editorial Team
coinhouse vs CoinJar
coinhouse
Higher score in this comparison
CoinJar
Where coinhouse and CoinJar differ
| Compare | coinhouseReviewVisitVisit | CoinJarReviewVisitVisit |
|---|---|---|
| Taker fee | 1.49% | 0.1%Lower |
| Coins listed | 50Higher | 45 |
| Regulators | Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR | Central Bank of Ireland, Financial Conduct Authority (UK), FinCEN (US), AUSTRAC, Central Bank of Ireland (CBI) |
| Fiat deposit methods | Card, Bank, SEPA | Card, Bank, SEPA, Apple payCovers more |
| Withdrawal fee | network + 0.29% (max EUR 500) | Dynamic fee for crypto withdrawals to external addresses; no fee for AUD bank transfer or PayPal withdrawals |
| Maker fee | Not confirmed | 0.1% |
| Proof of reserves | Not confirmed | Yes |
| Derivatives | No | Not confirmed |
Same on both: Exchange type (Cex).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- coinhouse scores higher overall: 8.9 vs 8.8.
- Regulators: only coinhouse offers Autorite des Marches Financiers (AMF), Autorité des Marchés Financiers (AMF), FR ACPR.
- Regulators: only CoinJar offers Central Bank of Ireland, Financial Conduct Authority (UK), FinCEN (US).
- Founded is lower at CoinJar: 2013 vs 2014.
- CoinJar is licensed in 2 more countries.
- Taker fee is lower at CoinJar: 0.1% vs 1.49%.
- Coins listed is higher at coinhouse: 50 vs 45.
- Fiat deposit methods: only CoinJar offers Apple pay.
- Support channels: only CoinJar offers Email.
- Features: only coinhouse offers Staking.
Our verdict on each
coinhouse
Coinhouse is a French custodial exchange for euro buyers who care more about regulation and funding options than price. A taker fee of 1.49% makes it costly to trade often, and the 50 coin list keeps it behind larger venues.
CoinJar
CoinJar is a custodial crypto exchange with a prepaid card, so it suits people who spend crypto as they go rather than trade heavily or hold their own keys. The card costs AUD 0 a month, trading costs 0.1% a trade and 45 coins are listed.
Score breakdown
| Area | coinhouse | CoinJar |
|---|---|---|
| Cost | 8.1A taker fee of 1.49% against a site median of 0.2%. | 8.8HigherConversion is the weak point: 2.99% on card spend against a site median of 1%, while trading costs 0.1%. |
| Offer | 8.8A coin list of 50, fiat deposits by card, bank and sepa and staking on a custodial account. | 8.8 |
| Trust | 9.6Higher | 8.7 |
Availability and regulation
| Country | coinhouse | CoinJar |
|---|---|---|
| Australia | Not confirmed | |
| France | Autorite des Marches Financiers (AMF) A2026-013 Autorité des Marchés Financiers (AMF) MiCA CASP 969500E5GFHK2RKF8251 FR_ACPR PSD_PI FR_ACPR!756888 | Not confirmed |
| Ireland | Not confirmed | Central Bank of Ireland (CBI) MiCA CASP 98450066Q3A1G1A4T786 |
| United Kingdom | Not confirmed |
Sources behind this comparison
coinhouse
- bit2me.com: 6 facts, checked September 26, 2026
- bitdegree.org: 3 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- bitget.com: 1 fact, checked September 26, 2026
CoinJar
- coinjar.com: 9 facts, checked September 26, 2026
- coingecko.com: 2 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
How they place
| Ranking | coinhouse | CoinJar |
|---|---|---|
| Crypto exchanges | 5 of 297 | 23 of 297 |
| Where to buy crypto | 4 of 177 | 15 of 177 |
| Crypto wallets | 2 of 156 | 13 of 156 |
Every fact side by side
| Fact | coinhouse | CoinJar |
|---|---|---|
| Features | Custodial, Staking | Crypto, Custodial |
| Legal entity | COINHOUSE SAS | CoinJar Europe Limited |
| Headquarters | France | Ireland |
| Founded | 2014 | 2013Lower |
| Support channels | Help centre | Email, Help centreCovers more |
Crypto wallets
| Fact | coinhouse | CoinJar |
|---|---|---|
| Wallet type | Not confirmed | Mobile |
| Price | Not confirmed | €0 |
| Custody | Not confirmed | Custodial |
| Coins supported | Not confirmed | 45 |
Where each stands against the rest
| Fact | coinhouse | CoinJar | Median |
|---|---|---|---|
| Taker fee | 1.49%highest quarter | 0.1%below the median | 0.15% |
| Coins listed | 50below the median | 45below the median | 76 |
| Maker fee | Not confirmed | 0.1%at the median | 0.1% |
Median across 219 listed providers.
Pros and cons
coinhouse
Pros
- Regulated in France by the Autorite des Marches Financiers (AMF) and FR_ACPR, with licence references A2026-013 and MiCA CASP 969500E5GFHK2RKF8251.
- Fiat deposits cover card, bank and sepa, so funding does not need a bank transfer in another currency.
- A card, bank and sepa deposit set and a custodial account with staking suits straightforward buy and hold use.
Cons
- A taker fee of 1.49% sits well above the site median of 0.2% and the 0.55% upper quartile.
- The coin list of 50 ranks near the bottom of the compared field on coins listed.
- Support runs on help centre only, and derivatives are not offered.
CoinJar
Pros
- Cashback of 1% on every card purchase
- Trading costs 0.1% a trade, under the site median of 0.2%
- Top-ups are free and card spend draws on the CoinJar balance
Cons
- Conversion on card spend is 2.99%, above the site median of 1%
- Only 45 coins are listed, against a site median of 62
- Support runs on email and help centre only
Who each suits
coinhouse
Who it suits
- Euro holders in France depositing by card, bank and sepa.
- Long term holders who want staking on a custodial account.
- Buyers who put regulator status and licence references ahead of fee level.
Who should look elsewhere
- Active traders, since fees of 1.49% per trade add up quickly against the site median of 0.2%.
- Bunq, if a lower fee band matters more, with taker fees of 0.25% to 1.99%.
- Bitpanda, if breadth of assets matters more, with from 650 listed.
CoinJar
Who it suits
- People who want a crypto card with no monthly charge and cashback on spend
- Businesses paying suppliers from a crypto balance, the audience CoinJar targets
- Custodial beginners who would rather not hold their own keys
Who should look elsewhere
- Wise, when a low conversion charge matters more than spending crypto
- Bitpanda, for a euro-based crypto card at a monthly fee of €0
- Monzo Flex, for everyday banking at a monthly fee of £0
Current offers
CoinJar
Current offer
Bonus
Free physical CoinJar Card: $0 card issuance (digital and physical)
Card issuance fee is $0 for digital and physical CoinJar Card; a 1% purchase fee applies and is returned as CoinJar Rewards points; card available in Australia only
Source, checked September 26, 2026
Country by country
| Country | coinhouse | CoinJar |
|---|---|---|
| Australia | No | Yes |
| Germany | No | Yes |
| Ireland | No | Yes |
| United Kingdom | No | Yes |
| United States | No | Yes |
Questions about each
coinhouse
What does Coinhouse charge to trade?+
The taker fee is 1.49%. That is well above the site median of 0.2% and the 0.55% upper quartile, so frequent trading is the costliest part of using this exchange.
What does it cost to withdraw crypto?+
Withdrawals cost network + 0.29% (max EUR 500), which covers the network charge plus a percentage fee with a cap. Set aside that amount before moving coins off the platform.
CoinJar
How much does the CoinJar card cost to hold and to use?+
The card has a monthly fee of AUD 0, so keeping it open costs nothing. Currency conversion on card spend is 2.99%, and card spend earns cashback of 1%. Top-ups are free, and spend comes straight from your CoinJar balance.
What do trades cost on CoinJar?+
Taker fees are 0.1% and maker fees are 0.1%, so the gap between the two sides is small. The site median taker fee is 0.2%, which places CoinJar below the middle of the exchanges compared here.
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