Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Updated September 29, 2026 · HodlCue Editorial Team

Bitfinex vs Gemini

Bitfinex scores 9.4 and Gemini 9.0 out of 10. Compare their differences and shared features below.
Gemini

Gemini

9.0/10
Visit
Bitfinex

Bitfinex

Higher score in this comparison

9.4/10
See alternatives

Bitfinex vs Gemini: the differences

Bitfinex vs Gemini
CompareBitfinexBitfinexReviewSee alternativesSee alternativesGeminiGeminiReviewVisitVisit
Taker fee0%Lower0.8%
Coins listed6376Higher
RegulatorsDigital Assets Service Provider El SalvadorNMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA)
Fiat deposit methodsCard, BankCard, Bank, ACHCovers more
Maker fee0%Lower0.4%
Withdrawal feeBank wire 0.1% (min 100 USD/Euro)Crypto withdrawal fees are dynamic and correspond to current network/gas fees; USD wire transfer out $252; Custody to Exchange crypto withdrawal $125

Same on both: Proof of reserves (Yes), Derivatives (Yes), Exchange type (Cex).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Bitfinex scores higher overall: 9.4 vs 9.0.
  • Regulators: only Bitfinex offers Digital Assets Service Provider El Salvador.
  • Regulators: only Gemini offers NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA).
  • Founded is lower at Bitfinex: 2012 vs 2014.
  • Gemini is licensed in 1 more country.
  • Taker fee is lower at Bitfinex: 0% vs 0.8%.
  • Maker fee is lower at Bitfinex: 0% vs 0.4%.
  • Coins listed is higher at Gemini: 76 vs 63.
  • Fiat deposit methods: only Gemini offers ACH.
  • Support channels: only Bitfinex offers Chat.

Our verdict on each

Bitfinex

Bitfinex is a custodial exchange built for active traders and long-term holders who want a low cost on every fill rather than a very long coin list. It scores 7.3 overall on HodlCue, trading 63 coins, publishing proof of reserves and adding staking on the same account.

Read the full Bitfinex review

Gemini

Gemini carries US and Malta licences and a regulated central exchange setup with card, bank and ACH funding. It suits buyers who want derivatives alongside spot and who can settle for a coin list of 76 rather than the widest range on HodlCue.

Read the full Gemini review

Score breakdown

Bitfinex vs Gemini
AreaBitfinexGemini
Cost9.8HigherSpot taker fee of 0% and maker fee of 0%, so trading costs sit at the floor.8.3Taker fees of 0.8% and maker fees of 0.4% on ActiveTrader run above the 0.2% median for tracked exchanges.
Offer9.2Derivatives and staking with a yield of 3% to 6%, but a coin list of only 63.9.4HigherThe platform combines custodial, self custody and staking accounts with derivatives trading on the same venue.
Trust9.29.3Higher

The bill, worked out

Buy 1,000 of crypto and sell it again

Bitfinex

0

0% of 2,000

Gemini

16

0.8% of 2,000

Bitfinex comes out 16 lower in this example.

Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.

Choosing between them

Pick Bitfinex if cost, taker fee, and maker fee matter most.

Pick Gemini if coins listed and fiat deposit methods matter most.

Where each is licensed and available

Bitfinex vs Gemini
CountryBitfinexGemini
El SalvadorNot confirmed
MaltaNot confirmed
Malta Financial Services Authority (MFSA) MiCA CASP 2138002QAMX8PPKSO715
United StatesNot confirmed

How they place

Bitfinex vs Gemini
RankingBitfinexGemini
Crypto exchanges37 of 2972 of 297
Crypto futures exchanges21 of 784 of 78
Where to buy crypto26 of 1773 of 177

Every fact side by side

Bitfinex vs Gemini
FactBitfinexGemini
FeaturesCustodial, StakingCustodial, Self custody, StakingCovers more
Legal entityiFinex Inc.Gemini Intergalactic EU Ltd
HeadquartersVirgin Islands, BritishMalta
Founded2012Lower2014
Support channelsChat, Help centre, CommunityEmail, Help centre, Community

Crypto earn

Bitfinex vs Gemini
FactBitfinexGemini
Yield3% to 6%Not confirmed
Supported assetsTRX, SOL, ADA, DOT, ETHNot confirmed
Lock-up termsSoft staking, no lock except ETH2 which needs unstaking (weeks to months)Not confirmed
CustodyCustodialNot confirmed

Where each stands against the rest

Bitfinex vs Gemini
FactBitfinexGeminiMedian
Taker fee0%lowest quarter0.8%highest quarter0.15%
Coins listed63below the median76at the median76
Maker fee0%below the median0.4%highest quarter0.1%

Median across 219 listed providers.

Pros and cons

Bitfinex

Pros

  • Proof of reserves is published, which gives you something concrete to check before you deposit.
  • Card and bank fiat deposits are both supported, and help runs on chat, help centre and community when something goes wrong.
  • Staking is soft, so coins are not locked, except the ether position, which has to be unstaked first over weeks to months.

Cons

  • A list of 63 coins puts it at 89 of the 172 brands we track, below the 344.5 the widest lists reach.
  • Custody is custodial, so the exchange holds your coins rather than a wallet you control.
  • Support runs on chat, help centre and community only, with no email or phone line for urgent cases.

Gemini

Pros

  • Regulated in the US and Malta, with NMLS (2403509) and MFSA (MiCA CASP 2138002QAMX8PPKSO715) references that can be checked.
  • Fiat deposits accept card, bank and ach, covering the card, bank and ACH routes most buyers use.
  • Proof of reserves is published, a practice shared by 79.4% of the exchanges tracked here.

Cons

  • Taker fees of 0.8% on ActiveTrader sit above the 0.2% median for tracked exchanges, and Gemini ranks 97 of 118 on that measure.
  • A coin list of 76 trails the 344.5 upper quartile across tracked exchanges, so deep long-tail trading stays limited.
  • Support runs on email, help centre and community only, and phone support is offered on just 44.7% of the brands tracked here.

Who each suits

Bitfinex

Who it suits

  • Traders who trade often enough for the taker fee to matter more than the coin list.
  • Holders who want a staking yield without locking up access to most of their coins.
  • Traders who want spot and derivatives handled from a single account and one fee schedule.

Who should look elsewhere

  • Bitpanda, if the coin list matters most to you: it lists from 650 coins against 63 on Bitfinex.
  • bunq, if you would rather see a stated taker fee of 0.25% to 1.99% than trade at 0%.
  • ActivTrades, if a short list of 9 coins covers everything you want to trade.

Gemini

Who it suits

  • US and Malta residents who want a licensed custodian rather than a self-custody-only setup.
  • Traders who want staking and derivatives next to spot trading on the same platform.
  • Buyers who fund by card, bank or ACH and read a proof of reserves disclosure.

Who should look elsewhere

  • Bitpanda, which lists from 650 coins and suits buyers chasing a longer coin list.
  • bunq, which charges 0.25% to 1.99% as a taker fee and suits cost-first traders.

Country by country

Bitfinex vs Gemini
CountryBitfinexGemini
ArgentinaNoYes
AustraliaNoYes
AustriaNoYes
BahamasNoYes
BelgiumNoYes
BermudaNoYes
BhutanNoYes
BrazilNoYes

8 of 65 countries where either is available.

Questions about each

Bitfinex

What are the trading fees on Bitfinex?+

Spot trading is charged at 0% for takers and 0% for makers, so both sides of the book sit at the same figure. That places Bitfinex at 1 on taker fee among the 118 brands we compare, while the site median sits at 0.2%.

How much does it cost to withdraw?+

A bank wire withdrawal costs Bank wire 0.1% (min 100 USD/Euro), and that is the figure published in the exchange's fee table. Because the charge includes a stated minimum, a small transfer can cost more to move than the rate alone suggests, so fewer larger withdrawals usually make more sense than a run of small ones.

Gemini

What does Gemini charge to trade?+

ActiveTrader pricing puts the taker fee at 0.8% and the maker fee at 0.4%. The taker rate sits above the 0.2% median for the exchanges tracked here, and Gemini ranks 97 of 118 on taker fee. Regular traders feel that more than occasional buyers.

Is Gemini regulated, and can the licences be checked?+

Yes. Gemini lists NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA) as its regulators. The US money transmitter licence is 2403509 and the Malta Financial Services Authority licence is MiCA CASP 2138002QAMX8PPKSO715, held by Gemini Intergalactic EU Ltd. The listed headquarters country is MT.

Other options to compare

Gemini

Visit

Bitfinex

See alternatives