Updated September 29, 2026 · HodlCue Editorial Team
HTX vs Kraken
Kraken
Higher score in this comparison
HTX
HTX vs Kraken: the differences
| Compare | ||
|---|---|---|
| Taker fee | 0.2% | 0.05% to 0.8%Lower |
| Coins listed | 700 | 728Higher |
| Regulators | Australia (VASP registration) | Central Bank of Ireland, Financial Conduct Authority, Financial Crimes Enforcement Network, Central Bank of Ireland (CBI) |
| Fiat deposit methods | Card | Card, Bank, SEPA, ACH, Apple payCovers more |
| Maker fee | 0.2% | 0% to 0.4%Lower |
Same on both: Proof of reserves (Yes), Derivatives (Yes), Exchange type (Cex).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Kraken scores higher overall: 9.4 vs 9.0.
- Regulators: only HTX offers Australia (VASP registration).
- Regulators: only Kraken offers Central Bank of Ireland, Financial Conduct Authority, Financial Crimes Enforcement Network.
- Taker fee is lower at Kraken: 0.05% to 0.8% vs 0.2%.
- Maker fee is lower at Kraken: 0% to 0.4% vs 0.2%.
- Coins listed is higher at Kraken: 728 vs 700.
- Fiat deposit methods: only Kraken offers Bank, SEPA, ACH.
- Features: only HTX offers Custodial, Staking.
- Features: only Kraken offers Multi currency, Crypto, Virtual card.
Our verdict on each
HTX
HTX suits traders who want a long coin list and built-in derivatives rather than the tightest spread. With 700 coins listed and taker fees of 0.2%, it is a broad custodial exchange, but its taker fee ranking of 56 out of 118 shows where the cost edge sits.
Kraken
Kraken suits frequent crypto users who keep trading balances on exchange and want those balances spendable through a card without added card upkeep. It pairs a debit card on Mastercard with a monthly fee of €0 and conversion fees of 0%, which keeps routine spend predictable for cardholders.
Score breakdown
| Area | HTX | Kraken |
|---|---|---|
| Cost | 8.7Taker and maker fees both sit at 0.2%, and the cost part of the score is 4. | 9.3HigherMonthly charge of €0 with conversion fees of 0% keeps routine card costs contained. |
| Offer | 9.2HigherListings reach 700 coins, derivatives are offered, and staking sits alongside the custodial account. | 9.0Card access to 728 with staking on ATOM, SCRT and KSM widens use beyond payments. |
| Trust | 9.1 | 9.7HigherSupervision linked to Central Bank of Ireland, Financial Conduct Authority and Financial Crimes Enforcement Network supports confidence in handling. |
Where each is licensed and available
| Country | HTX | Kraken |
|---|---|---|
| Australia | Not confirmed | |
| Ireland | Not confirmed | Central Bank of Ireland (CBI) MiCA CASP 9845003D98SCC2851458 IE_CBI PSD_EMI IE_CBI!C453020 |
Positions in our rankings
| Ranking | HTX | Kraken |
|---|---|---|
| Crypto exchanges | 109 of 297 | 9 of 297 |
| Crypto futures exchanges | 45 of 78 | 6 of 78 |
| Where to buy crypto | 84 of 177 | 5 of 177 |
The bill, worked out
Buy 1,000 of crypto and sell it again
HTX
4
0.2% of 2,000
Kraken
1 to 16
0.05% to 0.8% of 2,000
Kraken comes out 3 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 28, 2026.
A third option
dYdX has maker fee at -0.011% to 0.01%, against 0.2% for HTX and 0% to 0.4% for Kraken.
dYdX reviewEvery fact side by side
| Fact | HTX | Kraken |
|---|---|---|
| Features | Custodial, Staking | Multi currency, Crypto, Virtual card, Travel |
| Legal entity | Huobi Global S.A. | Not confirmed |
| Headquarters | Seychelles | Not confirmed |
| Founded | 2013 | Not confirmed |
| Support channels | Email, Community | Not confirmed |
Crypto earn
| Fact | HTX | Kraken |
|---|---|---|
| Supported assets | BTC, ETH, XRP | Not confirmed |
| Custody | Not confirmed | Self custody |
Crypto wallets
| Fact | HTX | Kraken |
|---|---|---|
| Wallet type | Not confirmed | Mobile |
| Price | Not confirmed | $0 |
| Coins supported | Not confirmed | 728 |
| Backup options | Not confirmed | Seed |
Where each stands against the rest
| Fact | HTX | Kraken | Median |
|---|---|---|---|
| Taker fee | 0.2%above the median | 0.05% to 0.8%below the median | 0.15% |
| Coins listed | 700highest quarter | 728highest quarter | 76 |
| Maker fee | 0.2%above the median | 0% to 0.4%below the median | 0.1% |
Median across 219 listed providers.
Pros and cons
HTX
Pros
- A long list of 700 coins, well above the 62 median across the site.
- Derivatives are available, so spot and leveraged trading sit on the same account.
- Fees of 0.2% on taker trades and 0.2% on maker trades, level with the site median of 0.2%.
Cons
- Taker fees of 0.2% sit at the 0.2% site median and rank 56 out of 118, so the cost case is mid-table.
- Fiat deposits run on card only, with no bank transfer or SEPA in the listed deposit methods.
- Support runs on email and community only, with no live chat or phone line listed.
Kraken
Pros
- Monthly fee of €0 keeps ongoing card costs low for regular spenders
- Conversion fees of 0% favour cross border card use versus Bit2Me at 0.95%
- Cashback of 0.5% to 2% adds value on eligible card spending
Cons
- Free ATM allowance of €0 restricts cash withdrawals for frequent ATM users
- Support runs on chat and help centre only, which limits choice for people who prefer phone help
- Cashback of 0.5% to 2% varies by activity, so returns depend on card use
Who each suits
HTX
Who it suits
- Traders who want a wide coin list and derivatives on a custodial account
- Readers comfortable with the regulatory setup, Australia (VASP registration), and a custodian based in Seychelles
- Staking users who want rewards alongside spot trading
Who should look elsewhere
- Not ActivTrades if trading cost comes first, since its taker fee is 0%
- Not bunq, whose taker fee runs 0.25% to 1.99%
- Not Bitpanda, which lists from 650 coins
Kraken
Who it suits
- Exchange holders who want trading balances spendable by card rather than moved off venue
- Card payers who value low upkeep and who accept eToro instead where ATM needs dominate
Who should look elsewhere
- Cash heavy users who may prefer eToro for its free ATM range of €2,500 to €12,000 over €0
- Phone support seekers who may prefer bunq if assisted channels matter more than chat and help centre
Current offers
HTX
Current offer
Bonus
Sign up, trade, and earn up to $1,500: up to $1,500
Source, checked September 26, 2026
Questions about each
HTX
What are the trading fees on HTX?+
Trading fees are 0.2% for taker trades and 0.2% for maker trades on spot. The site median taker fee is 0.2%, so HTX sits near the middle of the market, and above the 0% at ActivTrades.
How many coins can I trade on HTX?+
HTX lists 700 coins, with BTC, ETH and XRP among the assets it promotes. That puts it well above the 62 median across the brands on the site and ranks it 17 out of 172 on listings.
Kraken
What does the Kraken card cost to keep and use?+
The card carries a monthly fee of €0 and conversion fees of 0%. Cashback of 0.5% to 2% applies to eligible spend. Exchange trading uses maker fees of 0% to 0.4% and taker fees of 0.05% to 0.8%, so card costs stay distinct from trading costs.
Who regulates Kraken for this product?+
Kraken lists oversight connected to Central Bank of Ireland, Financial Conduct Authority and Financial Crimes Enforcement Network and holds registrations including MiCA CASP 9845003D98SCC2851458. The legal entity named is Payward Europe Solutions Limited. These permissions relate to crypto and payment services and vary by product and domicile.
Other options to compare
Other matchups
- Kraken vs Nexo
- Kraken vs Binance Australia
- Kraken vs Binance P2P
- HTX vs Bitstamp
- HTX vs ChangeNOW
- HTX vs Bitfinex
- HTX vs Changelly
- Kraken vs Crypto.com
- Kraken vs Gate.io
- Kraken vs ActivTrades
- Kraken vs eToro
- Kraken vs eToro
- HTX vs Gemini
- Kraken vs Trezor
- Kraken vs Skrill
- Kraken vs Independent Reserve
- Kraken vs Wirex
- Kraken vs Wirex Card
- Kraken vs Bitget (Trading Bots)
- Kraken vs CoinJar
- HTX vs Binance
- HTX vs Bitget
Kraken