Updated September 29, 2026 · HodlCue Editorial Team

HTX vs Kraken

HTX scores 9.0 and Kraken 9.4 out of 10. Compare their differences and shared features below.
Kraken

Kraken

Higher score in this comparison

9.4/10

HTX vs Kraken: the differences

HTX vs Kraken
CompareHTXHTXReviewSee alternativesSee alternativesKrakenKrakenReviewVisitVisit
Taker fee0.2%0.05% to 0.8%Lower
Coins listed700728Higher
RegulatorsAustralia (VASP registration)Central Bank of Ireland, Financial Conduct Authority, Financial Crimes Enforcement Network, Central Bank of Ireland (CBI)
Fiat deposit methodsCardCard, Bank, SEPA, ACH, Apple payCovers more
Maker fee0.2%0% to 0.4%Lower

Same on both: Proof of reserves (Yes), Derivatives (Yes), Exchange type (Cex).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Kraken scores higher overall: 9.4 vs 9.0.
  • Regulators: only HTX offers Australia (VASP registration).
  • Regulators: only Kraken offers Central Bank of Ireland, Financial Conduct Authority, Financial Crimes Enforcement Network.
  • Taker fee is lower at Kraken: 0.05% to 0.8% vs 0.2%.
  • Maker fee is lower at Kraken: 0% to 0.4% vs 0.2%.
  • Coins listed is higher at Kraken: 728 vs 700.
  • Fiat deposit methods: only Kraken offers Bank, SEPA, ACH.
  • Features: only HTX offers Custodial, Staking.
  • Features: only Kraken offers Multi currency, Crypto, Virtual card.

Our verdict on each

HTX

HTX suits traders who want a long coin list and built-in derivatives rather than the tightest spread. With 700 coins listed and taker fees of 0.2%, it is a broad custodial exchange, but its taker fee ranking of 56 out of 118 shows where the cost edge sits.

Read the full HTX review

Kraken

Kraken suits frequent crypto users who keep trading balances on exchange and want those balances spendable through a card without added card upkeep. It pairs a debit card on Mastercard with a monthly fee of €0 and conversion fees of 0%, which keeps routine spend predictable for cardholders.

Read the full Kraken review

Score breakdown

HTX vs Kraken
AreaHTXKraken
Cost8.7Taker and maker fees both sit at 0.2%, and the cost part of the score is 4.9.3HigherMonthly charge of €0 with conversion fees of 0% keeps routine card costs contained.
Offer9.2HigherListings reach 700 coins, derivatives are offered, and staking sits alongside the custodial account.9.0Card access to 728 with staking on ATOM, SCRT and KSM widens use beyond payments.
Trust9.19.7HigherSupervision linked to Central Bank of Ireland, Financial Conduct Authority and Financial Crimes Enforcement Network supports confidence in handling.

Where each is licensed and available

HTX vs Kraken
CountryHTXKraken
AustraliaNot confirmed
IrelandNot confirmed
Central Bank of Ireland (CBI) MiCA CASP 9845003D98SCC2851458
IE_CBI PSD_EMI IE_CBI!C453020

Positions in our rankings

HTX vs Kraken
RankingHTXKraken
Crypto exchanges109 of 2979 of 297
Crypto futures exchanges45 of 786 of 78
Where to buy crypto84 of 1775 of 177

The bill, worked out

Buy 1,000 of crypto and sell it again

HTX

4

0.2% of 2,000

Kraken

1 to 16

0.05% to 0.8% of 2,000

Kraken comes out 3 lower in this example.

Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 28, 2026.

A third option

dYdX has maker fee at -0.011% to 0.01%, against 0.2% for HTX and 0% to 0.4% for Kraken.

dYdX review

Every fact side by side

HTX vs Kraken
FactHTXKraken
FeaturesCustodial, StakingMulti currency, Crypto, Virtual card, Travel
Legal entityHuobi Global S.A.Not confirmed
HeadquartersSeychellesNot confirmed
Founded2013Not confirmed
Support channelsEmail, CommunityNot confirmed

Crypto earn

HTX vs Kraken
FactHTXKraken
Supported assetsBTC, ETH, XRPNot confirmed
CustodyNot confirmedSelf custody

Crypto wallets

HTX vs Kraken
FactHTXKraken
Wallet typeNot confirmedMobile
PriceNot confirmed$0
Coins supportedNot confirmed728
Backup optionsNot confirmedSeed

Where each stands against the rest

HTX vs Kraken
FactHTXKrakenMedian
Taker fee0.2%above the median0.05% to 0.8%below the median0.15%
Coins listed700highest quarter728highest quarter76
Maker fee0.2%above the median0% to 0.4%below the median0.1%

Median across 219 listed providers.

Pros and cons

HTX

Pros

  • A long list of 700 coins, well above the 62 median across the site.
  • Derivatives are available, so spot and leveraged trading sit on the same account.
  • Fees of 0.2% on taker trades and 0.2% on maker trades, level with the site median of 0.2%.

Cons

  • Taker fees of 0.2% sit at the 0.2% site median and rank 56 out of 118, so the cost case is mid-table.
  • Fiat deposits run on card only, with no bank transfer or SEPA in the listed deposit methods.
  • Support runs on email and community only, with no live chat or phone line listed.

Kraken

Pros

  • Monthly fee of €0 keeps ongoing card costs low for regular spenders
  • Conversion fees of 0% favour cross border card use versus Bit2Me at 0.95%
  • Cashback of 0.5% to 2% adds value on eligible card spending

Cons

  • Free ATM allowance of €0 restricts cash withdrawals for frequent ATM users
  • Support runs on chat and help centre only, which limits choice for people who prefer phone help
  • Cashback of 0.5% to 2% varies by activity, so returns depend on card use

Who each suits

HTX

Who it suits

  • Traders who want a wide coin list and derivatives on a custodial account
  • Readers comfortable with the regulatory setup, Australia (VASP registration), and a custodian based in Seychelles
  • Staking users who want rewards alongside spot trading

Who should look elsewhere

  • Not ActivTrades if trading cost comes first, since its taker fee is 0%
  • Not bunq, whose taker fee runs 0.25% to 1.99%
  • Not Bitpanda, which lists from 650 coins

Kraken

Who it suits

  • Exchange holders who want trading balances spendable by card rather than moved off venue
  • Card payers who value low upkeep and who accept eToro instead where ATM needs dominate

Who should look elsewhere

  • Cash heavy users who may prefer eToro for its free ATM range of €2,500 to €12,000 over €0
  • Phone support seekers who may prefer bunq if assisted channels matter more than chat and help centre

Current offers

HTX

Current offer

  • Bonus

    Sign up, trade, and earn up to $1,500: up to $1,500

    Source, checked September 26, 2026

Questions about each

HTX

What are the trading fees on HTX?+

Trading fees are 0.2% for taker trades and 0.2% for maker trades on spot. The site median taker fee is 0.2%, so HTX sits near the middle of the market, and above the 0% at ActivTrades.

How many coins can I trade on HTX?+

HTX lists 700 coins, with BTC, ETH and XRP among the assets it promotes. That puts it well above the 62 median across the brands on the site and ranks it 17 out of 172 on listings.

Kraken

What does the Kraken card cost to keep and use?+

The card carries a monthly fee of €0 and conversion fees of 0%. Cashback of 0.5% to 2% applies to eligible spend. Exchange trading uses maker fees of 0% to 0.4% and taker fees of 0.05% to 0.8%, so card costs stay distinct from trading costs.

Who regulates Kraken for this product?+

Kraken lists oversight connected to Central Bank of Ireland, Financial Conduct Authority and Financial Crimes Enforcement Network and holds registrations including MiCA CASP 9845003D98SCC2851458. The legal entity named is Payward Europe Solutions Limited. These permissions relate to crypto and payment services and vary by product and domicile.