Updated September 29, 2026 · HodlCue Editorial Team
Changelly vs HTX
Changelly
HTX
Higher score in this comparison
Where Changelly and HTX differ
| Compare | ChangellyReviewSee alternativesSee alternatives | HTXReviewSee alternativesSee alternatives |
|---|---|---|
| Taker fee | 0.25% | 0.2%Lower |
| Coins listed | 32 | 700Higher |
| Fiat deposit methods | Card, Bank, SEPA, Apple payCovers more | Card |
| Proof of reserves | No | YesHas it |
| Regulators | Not confirmed | Australia (VASP registration) |
| Maker fee | Not confirmed | 0.2% |
| Withdrawal fee | Variable network fee set by the partner exchanges and shown to the user when the transaction is created | Not confirmed |
| Derivatives | Not confirmed | Yes |
Same on both: Exchange type (Cex).
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Key differences
- HTX scores higher overall: 9.0 vs 8.7.
- Proof of reserves: only HTX.
- Founded is lower at HTX: 2013 vs 2020.
- Taker fee is lower at HTX: 0.2% vs 0.25%.
- Coins listed is higher at HTX: 700 vs 32.
- Fiat deposit methods: only Changelly offers Bank, SEPA, Apple pay.
- Support channels: only Changelly offers Chat, Help centre.
- Features: only Changelly offers Self custody.
- Features: only HTX offers Custodial, Staking.
Our verdict on each
Changelly
Changelly suits buyers who want to swap coins quickly and keep self-custody, with a taker fee of 0.25% and a coin list of 32. The narrow coin list and the missing proof of reserves make it a weaker fit for long term holders.
HTX
HTX suits traders who want a long coin list and built-in derivatives rather than the tightest spread. With 700 coins listed and taker fees of 0.2%, it is a broad custodial exchange, but its taker fee ranking of 56 out of 118 shows where the cost edge sits.
Score breakdown
| Area | Changelly | HTX |
|---|---|---|
| Cost | 8.7A taker fee of 0.25% sits at the category level of 0.25%, with a network charge on withdrawal on top. | 8.7Taker and maker fees both sit at 0.2%, and the cost part of the score is 4. |
| Offer | 9.4HigherCoins listed reach 32 against a category level of 60, self-custody is on, and proof of reserves is not. | 9.2Listings reach 700 coins, derivatives are offered, and staking sits alongside the custodial account. |
| Trust | 8.3 | 9.1Higher |
What it costs in practice
Buy 1,000 of crypto and sell it again
Changelly
5
0.25% of 2,000
HTX
4
0.2% of 2,000
HTX comes out 1 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Feature by feature
| Fiat deposit methods | Changelly | HTX |
|---|---|---|
| Card | Yes | Yes |
| Bank | Yes | No |
| SEPA | Yes | No |
| Apple pay | Yes | No |
A third option
Kraken has coins listed at 728, against 32 for Changelly and 700 for HTX.
Kraken reviewWhat we checked
Changelly
- changelly.com: 8 facts, checked September 26, 2026
- coingecko.com: 2 facts, checked September 26, 2026
HTX
- coingecko.com: 7 facts, checked September 26, 2026
- coinmarketcap.com: 5 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
How they place
| Ranking | Changelly | HTX |
|---|---|---|
| Crypto exchanges | 160 of 297 | 109 of 297 |
| Where to buy crypto | 129 of 177 | 84 of 177 |
Every fact side by side
| Fact | Changelly | HTX |
|---|---|---|
| Features | Self custody | Custodial, Staking |
| Legal entity | Marella | Huobi Global S.A. |
| Headquarters | Not confirmed | Seychelles |
| Founded | 2020 | 2013Lower |
| Support channels | Email, Chat, Help centre, CommunityCovers more | Email, Community |
Crypto earn
| Fact | Changelly | HTX |
|---|---|---|
| Supported assets | Not confirmed | BTC, ETH, XRP |
Where each stands against the rest
| Fact | Changelly | HTX | Median |
|---|---|---|---|
| Taker fee | 0.25%above the median | 0.2%above the median | 0.15% |
| Coins listed | 32below the median | 700highest quarter | 76 |
| Maker fee | Not confirmed | 0.2%above the median | 0.1% |
Median across 219 listed providers.
Pros and cons
Changelly
Pros
- A taker fee of 0.25% sits at the category level of 0.25%
- Self-custody is offered, a feature carried by 13.8% of services in the same category
- Fiat deposits run through card, bank and sepa, covering card and bank transfer alongside a mobile wallet route
Cons
- Proof of reserves is not offered, so there is no published attestation of balances to check
- The coin list of 32 sits under the category level of 60
- Withdrawal costs follow a network charge that moves with the partner exchange, so each send can differ
HTX
Pros
- A long list of 700 coins, well above the 62 median across the site.
- Derivatives are available, so spot and leveraged trading sit on the same account.
- Fees of 0.2% on taker trades and 0.2% on maker trades, level with the site median of 0.2%.
Cons
- Taker fees of 0.2% sit at the 0.2% site median and rank 56 out of 118, so the cost case is mid-table.
- Fiat deposits run on card only, with no bank transfer or SEPA in the listed deposit methods.
- Support runs on email and community only, with no live chat or phone line listed.
Who each suits
Changelly
Who it suits
- Occasional buyers who want to pay by card or bank transfer and then move on
- Coin movers who prefer to hold coins in self-custody rather than on a platform balance
Who should look elsewhere
- Anyone who wants published proof of reserves: Changelly does not offer it, so Bitpanda or bunq are the ones to weigh
- Active traders who need a deeper coin list than 32, where Bitpanda lists from from 650
HTX
Who it suits
- Traders who want a wide coin list and derivatives on a custodial account
- Readers comfortable with the regulatory setup, Australia (VASP registration), and a custodian based in Seychelles
- Staking users who want rewards alongside spot trading
Who should look elsewhere
- Not ActivTrades if trading cost comes first, since its taker fee is 0%
- Not bunq, whose taker fee runs 0.25% to 1.99%
- Not Bitpanda, which lists from 650 coins
Current offers
Questions about each
Changelly
What does Changelly charge to swap coins?+
The taker fee is 0.25%, close to the category level of 0.25%. Above that, withdrawals add a network charge that moves with the partner exchange, so the full cost of a round trip runs past the headline fee. Fees run 0.25% to 1.99% at bunq for comparison.
Does Changelly publish proof of reserves?+
Proof of reserves is not offered, so there is no published attestation of customer balances to check against. That matters more for anyone holding a balance on the platform for a long stretch, and it is a reason to look at services that do publish the figure. Buying and sending out promptly keeps the exposure short.
HTX
What are the trading fees on HTX?+
Trading fees are 0.2% for taker trades and 0.2% for maker trades on spot. The site median taker fee is 0.2%, so HTX sits near the middle of the market, and above the 0% at ActivTrades.
How many coins can I trade on HTX?+
HTX lists 700 coins, with BTC, ETH and XRP among the assets it promotes. That puts it well above the 62 median across the brands on the site and ranks it 17 out of 172 on listings.
Other options to compare
Other matchups
Changelly