Updated October 17, 2026 · HodlCue Editorial Team
Binance P2P vs Gemini
Binance P2P
Higher score in this comparison
Gemini
Where Binance P2P and Gemini differ
| Compare | Binance P2PReviewVisitVisit | GeminiReviewVisitVisit |
|---|---|---|
| Taker fee | 0.1%Lower | 0.8% |
| Coins listed | 490Higher | 76 |
| Fiat deposit methods | Card, Bank, SEPA, ACHCovers more | Card, Bank, ACH |
| Maker fee | 0.1%Lower | 0.4% |
| Regulators | Not confirmed | NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA) |
| Withdrawal fee | Not confirmed | Crypto withdrawal fees are dynamic and correspond to current network/gas fees; USD wire transfer out $252; Custody to Exchange crypto withdrawal $125 |
| Exchange type | Not confirmed | Cex |
Same on both: Proof of reserves (Yes), Derivatives (Yes).
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Key differences
- Binance P2P scores higher overall: 9.2 vs 9.0.
- Founded is lower at Gemini: 2014 vs 2017.
- Taker fee is lower at Binance P2P: 0.1% vs 0.8%.
- Maker fee is lower at Binance P2P: 0.1% vs 0.4%.
- Coins listed is higher at Binance P2P: 490 vs 76.
- Fiat deposit methods: only Binance P2P offers SEPA.
- Support channels: only Binance P2P offers Chat.
- Support channels: only Gemini offers Email, Community.
Our verdict on each
Binance P2P
This Binance P2P profile covers the crypto-exchange marketplace feature for direct digital-asset trades between users. Offer amounts, prices and conditions are set by the advertiser, seller terms apply, and regional availability is not universal.
Gemini
Gemini carries US and Malta licences and a regulated central exchange setup with card, bank and ACH funding. It suits buyers who want derivatives alongside spot and who can settle for a coin list of 76 rather than the widest range on HodlCue.
Score breakdown
| Area | Binance P2P | Gemini |
|---|---|---|
| Cost | 9.0Higher | 8.3Taker fees of 0.8% and maker fees of 0.4% on ActiveTrader run above the 0.2% median for tracked exchanges. |
| Offer | 9.5Higher | 9.4The platform combines custodial, self custody and staking accounts with derivatives trading on the same venue. |
| Trust | 9.1 | 9.3Higher |
Positions in our rankings
| Ranking | Binance P2P | Gemini |
|---|---|---|
| Crypto exchanges | 13 of 297 | 2 of 297 |
What we checked
Binance P2P
- coingecko.com: 3 facts, checked September 28, 2026
- binance.com: 2 facts, checked September 25, 2026
- coinmarketcap.com: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 28, 2026
Gemini
- gemini.com: 8 facts, checked September 26, 2026
- coingecko.com: 2 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Binance P2P | Gemini |
|---|---|---|
| Features | Not confirmed | Custodial, Self custody, Staking |
| Legal entity | Not confirmed | Gemini Intergalactic EU Ltd |
| Headquarters | Not confirmed | Malta |
| Founded | 2017 | 2014Lower |
| Support channels | Chat, Help centre | Email, Help centre, Community |
Where each stands against the rest
| Fact | Binance P2P | Gemini | Median |
|---|---|---|---|
| Taker fee | 0.1%below the median | 0.8%highest quarter | 0.15% |
| Coins listed | 490highest quarter | 76at the median | 76 |
| Maker fee | 0.1%at the median | 0.4%highest quarter | 0.1% |
Median across 219 listed providers.
Pros and cons
Binance P2P
Pros
- The feature facilitates direct trades between users.
- Advertisements identify seller-set amounts, prices and conditions.
Cons
- Products or services may not be available in every region; offer terms vary by seller.
Gemini
Pros
- Regulated in the US and Malta, with NMLS (2403509) and MFSA (MiCA CASP 2138002QAMX8PPKSO715) references that can be checked.
- Fiat deposits accept card, bank and ach, covering the card, bank and ACH routes most buyers use.
- Proof of reserves is published, a practice shared by 79.4% of the exchanges tracked here.
Cons
- Taker fees of 0.8% on ActiveTrader sit above the 0.2% median for tracked exchanges, and Gemini ranks 97 of 118 on that measure.
- A coin list of 76 trails the 344.5 upper quartile across tracked exchanges, so deep long-tail trading stays limited.
- Support runs on email, help centre and community only, and phone support is offered on just 44.7% of the brands tracked here.
Who each suits
Binance P2P
Who it suits
- Users reviewing peer-to-peer digital-asset offers and local availability.
Gemini
Who it suits
- US and Malta residents who want a licensed custodian rather than a self-custody-only setup.
- Traders who want staking and derivatives next to spot trading on the same platform.
- Buyers who fund by card, bank or ACH and read a proof of reserves disclosure.
Who should look elsewhere
- Bitpanda, which lists from 650 coins and suits buyers chasing a longer coin list.
- bunq, which charges 0.25% to 1.99% as a taker fee and suits cost-first traders.
Country by country
| Country | Binance P2P | Gemini |
|---|---|---|
| Argentina | No | Yes |
| Australia | No | Yes |
| Austria | No | Yes |
| Bahamas | No | Yes |
| Belgium | No | Yes |
| Bermuda | No | Yes |
| Bhutan | No | Yes |
| Brazil | No | Yes |
8 of 65 countries where either is available.
Questions about each
Binance P2P
Which cryptocurrencies can users trade on Binance?+
Users can trade hundreds of cryptocurrencies through Binance, using spot markets as well as margin, futures and option products. Well-known digital currencies such as Bitcoin, Ethereum and XRP are included in that range, so people can work with the assets they already follow.
What is the Security of User Assets Fund?+
The Security of User Assets Fund, known as SAFU, came into being in 2018 to protect user funds in rare emergencies. Binance treats security as its priority, and the fund is one part of how the exchange looks after the money of its customers.
Gemini
What does Gemini charge to trade?+
ActiveTrader pricing puts the taker fee at 0.8% and the maker fee at 0.4%. The taker rate sits above the 0.2% median for the exchanges tracked here, and Gemini ranks 97 of 118 on taker fee. Regular traders feel that more than occasional buyers.
Is Gemini regulated, and can the licences be checked?+
Yes. Gemini lists NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA) as its regulators. The US money transmitter licence is 2403509 and the Malta Financial Services Authority licence is MiCA CASP 2138002QAMX8PPKSO715, held by Gemini Intergalactic EU Ltd. The listed headquarters country is MT.
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