Updated September 29, 2026 · HodlCue Editorial Team
Gemini vs Robinhood
Gemini
Robinhood
Higher score in this comparison
What sets them apart
| Compare | GeminiReviewVisitVisit | RobinhoodReviewVisitVisit |
|---|---|---|
| Coins listed | 76 | 90Higher |
| Regulators | NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA) | Bank of Lithuania, Bank of Lithuania (LSC), LT BL, SIPC |
| Fiat deposit methods | Card, Bank, ACH | SEPA, Bank |
| Withdrawal fee | Crypto withdrawal fees are dynamic and correspond to current network/gas fees; USD wire transfer out $252; Custody to Exchange crypto withdrawal $125 | No Robinhood fee; network fees apply |
| Taker fee | 0.8% | Not confirmed |
| Maker fee | 0.4% | Not confirmed |
Same on both: Proof of reserves (Yes), Derivatives (Yes), Exchange type (Cex).
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Key differences
- Robinhood scores higher overall: 9.4 vs 9.0.
- Regulators: only Gemini offers NMLS (US state money transmitter licensing), Malta Financial Services Authority (MFSA).
- Regulators: only Robinhood offers Bank of Lithuania, Bank of Lithuania (LSC), LT BL.
- Coins listed is higher at Robinhood: 90 vs 76.
- Fiat deposit methods: only Gemini offers Card, ACH.
- Fiat deposit methods: only Robinhood offers SEPA.
- Support channels: only Gemini offers Community.
- Features: only Gemini offers Self custody.
Our verdict on each
Gemini
Gemini carries US and Malta licences and a regulated central exchange setup with card, bank and ACH funding. It suits buyers who want derivatives alongside spot and who can settle for a coin list of 76 rather than the widest range on HodlCue.
Robinhood
Robinhood is a custodial exchange with a narrower coin list than most rivals, at 90, but it pairs MiCA and Bank of Lithuania licences with SIPC membership and published proof of reserves. It suits first-time buyers who want buying, staking and derivatives in the same account.
Score breakdown
| Area | Gemini | Robinhood |
|---|---|---|
| Cost | 8.3Taker fees of 0.8% and maker fees of 0.4% on ActiveTrader run above the 0.2% median for tracked exchanges. | Not confirmed |
| Offer | 9.4HigherThe platform combines custodial, self custody and staking accounts with derivatives trading on the same venue. | 9.1Staking and derivatives sit alongside a 90 coin list, with custody and sepa and bank funding in the same account. |
| Trust | 9.3 | 9.5Higher |
Positions in our rankings
| Ranking | Gemini | Robinhood |
|---|---|---|
| Crypto exchanges | 2 of 297 | 10 of 297 |
| Crypto futures exchanges | 4 of 78 | 7 of 78 |
| Where to buy crypto | 3 of 177 | 6 of 177 |
Where these facts come from
Gemini
- gemini.com: 8 facts, checked September 26, 2026
- coingecko.com: 2 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
Robinhood
- robinhood.com: 8 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Gemini | Robinhood |
|---|---|---|
| Features | Custodial, Self custody, StakingCovers more | Custodial, Staking |
| Legal entity | Gemini Intergalactic EU Ltd | Robinhood Europe UAB |
| Headquarters | Malta | Lithuania |
| Founded | 2014 | Not confirmed |
| Support channels | Email, Help centre, CommunityCovers more | Email, Help centre |
Where each stands against the rest
| Fact | Gemini | Robinhood | Median |
|---|---|---|---|
| Taker fee | 0.8%highest quarter | Not confirmed | 0.15% |
| Coins listed | 76at the median | 90above the median | 76 |
| Maker fee | 0.4%highest quarter | Not confirmed | 0.1% |
Median across 219 listed providers.
Pros and cons
Gemini
Pros
- Regulated in the US and Malta, with NMLS (2403509) and MFSA (MiCA CASP 2138002QAMX8PPKSO715) references that can be checked.
- Fiat deposits accept card, bank and ach, covering the card, bank and ACH routes most buyers use.
- Proof of reserves is published, a practice shared by 79.4% of the exchanges tracked here.
Cons
- Taker fees of 0.8% on ActiveTrader sit above the 0.2% median for tracked exchanges, and Gemini ranks 97 of 118 on that measure.
- A coin list of 76 trails the 344.5 upper quartile across tracked exchanges, so deep long-tail trading stays limited.
- Support runs on email, help centre and community only, and phone support is offered on just 44.7% of the brands tracked here.
Robinhood
Pros
- Custodial account with staking built in, listed under custodial and staking
- Fiat deposits run through sepa and bank, so funding stays in euros
- Regulated by Bank of Lithuania, Bank of Lithuania (LSC) and LT BL across Lithuania and the US
Cons
- The coin list of 90 is thin beside from 650 and from 350
- Support runs on email and help centre only, with no phone line
- Custody is not offered, so coins cannot be moved to your own wallet
Who each suits
Gemini
Who it suits
- US and Malta residents who want a licensed custodian rather than a self-custody-only setup.
- Traders who want staking and derivatives next to spot trading on the same platform.
- Buyers who fund by card, bank or ACH and read a proof of reserves disclosure.
Who should look elsewhere
- Bitpanda, which lists from 650 coins and suits buyers chasing a longer coin list.
- bunq, which charges 0.25% to 1.99% as a taker fee and suits cost-first traders.
Robinhood
Who it suits
- EU first-time buyers who want custody and staking in a single account
- Investors who want derivatives on the same platform as spot trading
- Anyone who puts weight on published proof of reserves
Who should look elsewhere
- Bitpanda, for buyers who want a much longer coin list
- bunq, for anyone who wants a bank app with self-custody
- ActivTrades, for traders who only care about derivatives
Current offers
Robinhood
Current offer
Bonus
Sign-up reward: EUR 10 or more in crypto: EUR 10 or more in crypto
Sign up, get approved and meet minimum deposit; hold cash value 180 days; limited jurisdictions
Source, checked September 26, 2026
Country by country
| Country | Gemini | Robinhood |
|---|---|---|
| Argentina | Yes | No |
| Australia | Yes | No |
| Austria | Yes | No |
| Bahamas | Yes | No |
| Belgium | Yes | No |
| Bermuda | Yes | No |
| Bhutan | Yes | No |
| Brazil | Yes | No |
8 of 65 countries where either is available.
Questions about each
Gemini
What does Gemini charge to trade?+
ActiveTrader pricing puts the taker fee at 0.8% and the maker fee at 0.4%. The taker rate sits above the 0.2% median for the exchanges tracked here, and Gemini ranks 97 of 118 on taker fee. Regular traders feel that more than occasional buyers.
Is Gemini regulated, and can the licences be checked?+
Yes. Gemini lists NMLS (US state money transmitter licensing) and Malta Financial Services Authority (MFSA) as its regulators. The US money transmitter licence is 2403509 and the Malta Financial Services Authority licence is MiCA CASP 2138002QAMX8PPKSO715, held by Gemini Intergalactic EU Ltd. The listed headquarters country is MT.
Robinhood
How many coins can I trade on Robinhood?+
The list covers 90 assets, which is modest for a crypto exchange. Buyers who want deeper altcoin coverage will find more elsewhere, so the size of the list is the first thing to check against your own plans.
Is Robinhood regulated in Europe?+
Yes. The operating entity is Robinhood Europe UAB, and Bank of Lithuania, Bank of Lithuania (LSC) and LT BL names its supervisors. The crypto side runs under a MiCA licence, MiCA CASP 254900GTP4UXQO1UMI36, and the payments side under PSD_PI 306377915.