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Updated September 29, 2026 · HodlCue Editorial Team

Gate.io vs Kraken

Gate.io scores 9.4 and Kraken 9.4 out of 10. Compare their differences and shared features below.
Kraken

Kraken

9.4/10
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Gate.io

Gate.io

Higher score in this comparison

9.4/10
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What sets them apart

Gate.io vs Kraken
CompareGate.ioGate.ioReviewSee alternativesSee alternativesKrakenKrakenReviewVisitVisit
Taker fee0.1%0.05% to 0.8%Lower
Coins listed1,510Higher728
RegulatorsMalta Financial Services Authority (MiCA, crypto asset service provider), Malta Financial Services Authority (payment institution under PSD2), Virtual Assets Regulatory Authority (VARA), Dubai, Japan (licensed exchange acquired 2024, regulator not named), Malta Financial Services Authority (MFSA)Central Bank of Ireland, Financial Conduct Authority, Financial Crimes Enforcement Network, Central Bank of Ireland (CBI)
Fiat deposit methodsCard, SEPA, Apple payCard, Bank, SEPA, ACH, Apple payCovers more
Maker fee0.1%0% to 0.4%Lower

Same on both: Proof of reserves (Yes), Derivatives (Yes), Exchange type (Cex).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Regulators: only Gate.io offers Malta Financial Services Authority (MiCA, crypto asset service provider), Malta Financial Services Authority (payment institution under PSD2), Virtual Assets Regulatory Authority (VARA), Dubai.
  • Regulators: only Kraken offers Central Bank of Ireland, Financial Conduct Authority, Financial Crimes Enforcement Network.
  • Gate.io is licensed in 2 more countries.
  • Taker fee is lower at Kraken: 0.05% to 0.8% vs 0.1%.
  • Maker fee is lower at Kraken: 0% to 0.4% vs 0.1%.
  • Coins listed is higher at Gate.io: 1,510 vs 728.
  • Fiat deposit methods: only Kraken offers Bank, ACH.
  • Features: only Gate.io offers Custodial.
  • Features: only Kraken offers Multi currency, Crypto, Virtual card.

Our verdict on each

Gate.io

Gate.io suits traders who want a very long coin list alongside spot and derivatives trading, and it is licensed in Malta and Dubai. Trading fees of 0.1% sit below the 0.2% site taker fee median, while 1,510 coins listed puts it well ahead of most rivals.

Read the full Gate.io review

Kraken

Kraken suits frequent crypto users who keep trading balances on exchange and want those balances spendable through a card without added card upkeep. It pairs a debit card on Mastercard with a monthly fee of €0 and conversion fees of 0%, which keeps routine spend predictable for cardholders.

Read the full Kraken review

Score breakdown

Gate.io vs Kraken
AreaGate.ioKraken
Cost9.0Fees of 0.1% taker and 0.1% maker on spot sit under the 0.2% site median.9.3HigherMonthly charge of €0 with conversion fees of 0% keeps routine card costs contained.
Offer9.5Higher9.0Card access to 728 with staking on ATOM, SCRT and KSM widens use beyond payments.
Trust9.69.7HigherSupervision linked to Central Bank of Ireland, Financial Conduct Authority and Financial Crimes Enforcement Network supports confidence in handling.

How they place

Gate.io vs Kraken
RankingGate.ioKraken
Crypto exchanges41 of 2979 of 297
Crypto futures exchanges24 of 786 of 78
Where to buy crypto30 of 1775 of 177

If neither fits

dYdX has maker fee at -0.011% to 0.01%, against 0.1% for Gate.io and 0% to 0.4% for Kraken.

dYdX review

Every fact side by side

Gate.io vs Kraken
FactGate.ioKraken
FeaturesCustodialMulti currency, Crypto, Virtual card, Travel
Legal entityGate Technology LimitedNot confirmed
HeadquartersMaltaNot confirmed
Founded2013Not confirmed
Support channelsEmail, CommunityNot confirmed

Crypto wallets

Gate.io vs Kraken
FactGate.ioKraken
Wallet typeNot confirmedMobile
PriceNot confirmed$0
CustodyNot confirmedSelf custody
Coins supportedNot confirmed728
Backup optionsNot confirmedSeed

Where each stands against the rest

Gate.io vs Kraken
FactGate.ioKrakenMedian
Taker fee0.1%below the median0.05% to 0.8%below the median0.15%
Coins listed1,510highest quarter728highest quarter76
Maker fee0.1%at the median0% to 0.4%below the median0.1%

Median across 219 listed providers.

Pros and cons

Gate.io

Pros

  • 1,510 coins listed against a 62 site median, with derivatives trading on the same platform.
  • A Malta Financial Services Authority MiCA licence with id MiCA CASP 984500D6A0F945BB5A15, plus a VARA registration in Dubai.
  • Deposits by card, sepa and apple pay let European buyers fund the account from a card, a SEPA transfer or a phone.

Cons

  • Support runs on email and community only, so help arrives by email or through the community rather than a live agent.
  • Accounts are custodial, so the exchange holds the keys to your assets rather than you.
  • Taker fees of 0.1% rank 34 on the site, well above the 0% charged by ActivTrades.

Kraken

Pros

  • Monthly fee of €0 keeps ongoing card costs low for regular spenders
  • Conversion fees of 0% favour cross border card use versus Bit2Me at 0.95%
  • Cashback of 0.5% to 2% adds value on eligible card spending

Cons

  • Free ATM allowance of €0 restricts cash withdrawals for frequent ATM users
  • Support runs on chat and help centre only, which limits choice for people who prefer phone help
  • Cashback of 0.5% to 2% varies by activity, so returns depend on card use

Who each suits

Gate.io

Who it suits

  • Active traders who want spot and derivatives in a single custodial account.
  • European buyers who want a named regulator and a published licence id.
  • Long tail traders: 1,510 coins listed, against from 650 at Bitpanda.

Who should look elsewhere

  • Bitpanda, if a curated euro retail list suits better than 1,510 coins.
  • ActivTrades, if you trade heavily and would rather pay 0% in taker fees.
  • bunq, if paying fees of 0.25% to 1.99% per trade suits your volume better than 0.1%.

Kraken

Who it suits

  • Exchange holders who want trading balances spendable by card rather than moved off venue
  • Card payers who value low upkeep and who accept eToro instead where ATM needs dominate

Who should look elsewhere

  • Cash heavy users who may prefer eToro for its free ATM range of €2,500 to €12,000 over €0
  • Phone support seekers who may prefer bunq if assisted channels matter more than chat and help centre

Questions about each

Gate.io

What do Gate.io charge for trading?+

Gate.io charges 0.1% for taker trades and 0.1% for maker trades on its standard schedule. Both sit below the 0.2% site median for taker fees, so regular trading keeps costs on the cheaper side of the market for most users.

Which regulators license Gate.io?+

The Malta Financial Services Authority lists Gate.io as a crypto-asset service provider under MiCA and as a payment institution, with licence id MiCA CASP 984500D6A0F945BB5A15. Gate.io is also registered with the Virtual Assets Regulatory Authority in Dubai and holds a licensed exchange in Japan, and the full list of entries sits under Malta Financial Services Authority (MiCA, crypto asset service provider), Malta Financial Services Authority (payment institution under PSD2) and Virtual Assets Regulatory Authority (VARA), Dubai.

Kraken

What does the Kraken card cost to keep and use?+

The card carries a monthly fee of €0 and conversion fees of 0%. Cashback of 0.5% to 2% applies to eligible spend. Exchange trading uses maker fees of 0% to 0.4% and taker fees of 0.05% to 0.8%, so card costs stay distinct from trading costs.

Who regulates Kraken for this product?+

Kraken lists oversight connected to Central Bank of Ireland, Financial Conduct Authority and Financial Crimes Enforcement Network and holds registrations including MiCA CASP 9845003D98SCC2851458. The legal entity named is Payward Europe Solutions Limited. These permissions relate to crypto and payment services and vary by product and domicile.

Other options to compare

Kraken

Visit

Gate.io

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