Updated September 29, 2026 · HodlCue Editorial Team
eToro vs Robinhood
eToro
Higher score in this comparison
Robinhood
What sets them apart
| Compare | eToroReviewVisitVisit | RobinhoodReviewVisitVisit |
|---|---|---|
| Coins listed | 150Higher | 90 |
| Regulators | Cyprus Securities and Exchange Commission (CySEC), Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC) | Bank of Lithuania, Bank of Lithuania (LSC), LT BL, SIPC |
| Fiat deposit methods | Card, Bank | SEPA, Bank |
| Withdrawal fee | $5 | No Robinhood fee; network fees apply |
| Taker fee | 1% | Not confirmed |
| Maker fee | 1% | Not confirmed |
| Proof of reserves | Not confirmed | Yes |
Same on both: Derivatives (Yes), Exchange type (Cex).
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Key differences
- eToro scores higher overall: 9.6 vs 9.4.
- Regulators: only eToro offers Cyprus Securities and Exchange Commission (CySEC), Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC).
- Regulators: only Robinhood offers Bank of Lithuania, Bank of Lithuania (LSC), LT BL.
- Coins listed is higher at eToro: 150 vs 90.
- Fiat deposit methods: only eToro offers Card.
- Fiat deposit methods: only Robinhood offers SEPA.
- Features: only eToro offers Multi currency, Crypto, Travel.
- Features: only Robinhood offers Custodial, Staking.
Our verdict on each
eToro
eToro suits travellers and crypto spenders who want a Visa debit card for everyday spending alongside investing. Monthly fee is €0 with currency conversion at 0% and ATM allowance of €2,500 to €12,000 plus cashback at 4% and support through help centre, chat and phone.
Robinhood
Robinhood is a custodial exchange with a narrower coin list than most rivals, at 90, but it pairs MiCA and Bank of Lithuania licences with SIPC membership and published proof of reserves. It suits first-time buyers who want buying, staking and derivatives in the same account.
Score breakdown
| Area | eToro | Robinhood |
|---|---|---|
| Cost | 9.3Withdrawal fee is $5 alongside card spending costs. | Not confirmed |
| Offer | 9.5HigherAccess to 150 crypto assets for trading and card funding. | 9.1Staking and derivatives sit alongside a 90 coin list, with custody and sepa and bank funding in the same account. |
| Trust | 9.9HigherOversight from Cyprus Securities and Exchange Commission (CySEC), Financial Conduct Authority (FCA) and Australian Securities and Investments Commission (ASIC) across regions. | 9.5 |
Also worth a look
Kraken has coins listed at 728, against 150 for eToro and 90 for Robinhood.
Kraken reviewWhere these facts come from
eToro
- etoro.com: 8 facts, checked September 28, 2026
- esma.europa.eu: 1 fact, checked September 28, 2026
Robinhood
- robinhood.com: 8 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
How they place
| Ranking | eToro | Robinhood |
|---|---|---|
| Crypto exchanges | 1 of 297 | 10 of 297 |
| Crypto futures exchanges | 3 of 78 | 7 of 78 |
| Where to buy crypto | 1 of 177 | 6 of 177 |
Every fact side by side
| Fact | eToro | Robinhood |
|---|---|---|
| Features | Multi currency, Crypto, Travel | Custodial, Staking |
| Legal entity | Not confirmed | Robinhood Europe UAB |
| Headquarters | Not confirmed | Lithuania |
| Support channels | Not confirmed | Email, Help centre |
Where each stands against the rest
| Fact | eToro | Robinhood | Median |
|---|---|---|---|
| Taker fee | 1%highest quarter | Not confirmed | 0.15% |
| Coins listed | 150above the median | 90above the median | 76 |
| Maker fee | 1%highest quarter | Not confirmed | 0.1% |
Median across 219 listed providers.
Pros and cons
eToro
Pros
- Card upkeep with monthly fee at €0 and Visa acceptance for everyday spending.
- Currency conversion at 0% with balances across 4 for travel use.
- Cashback at 4% on debit spending with functions covering multi currency, crypto and travel.
Cons
- Trading taker fee is 1%, above the site median of 0.25% for frequent traders.
- Broker withdrawals carry a charge of $5, which adds cost for moving funds off the platform.
Robinhood
Pros
- Custodial account with staking built in, listed under custodial and staking
- Fiat deposits run through sepa and bank, so funding stays in euros
- Regulated by Bank of Lithuania, Bank of Lithuania (LSC) and LT BL across Lithuania and the US
Cons
- The coin list of 90 is thin beside from 650 and from 350
- Support runs on email and help centre only, with no phone line
- Custody is not offered, so coins cannot be moved to your own wallet
Who each suits
eToro
Who it suits
- Travellers choosing eToro over bunq for conversion at 0% rather than 0.5% to 3%.
- Cash users choosing eToro over Kraken for ATM allowance of €2,500 to €12,000 rather than €0.
Who should look elsewhere
- Traders focused on low dealing costs rather than card perks, who may prefer Kraken given eToro taker fee of 1%.
- Euro spenders wanting a different card fee mix, who may prefer Bit2Me given its conversion at 0.95%.
Robinhood
Who it suits
- EU first-time buyers who want custody and staking in a single account
- Investors who want derivatives on the same platform as spot trading
- Anyone who puts weight on published proof of reserves
Who should look elsewhere
- Bitpanda, for buyers who want a much longer coin list
- bunq, for anyone who wants a bank app with self-custody
- ActivTrades, for traders who only care about derivatives
Current offers
Robinhood
Current offer
Bonus
Sign-up reward: EUR 10 or more in crypto: EUR 10 or more in crypto
Sign up, get approved and meet minimum deposit; hold cash value 180 days; limited jurisdictions
Source, checked September 26, 2026
Questions about each
eToro
Does the eToro card charge a monthly fee?+
The card account lists a monthly fee of €0, so there is no fixed upkeep for holding the card. Day to day spending, travel use and multi currency balances sit under that structure, while brokerage trading and withdrawals follow separate charges.
What is the currency conversion fee for card use?+
Card currency conversion is listed at 0%, which keeps cross border purchases and travel spending clear of added conversion charges. Balances across 4 help manage spending abroad, while brokerage activity remains subject to its own trading terms.
Robinhood
How many coins can I trade on Robinhood?+
The list covers 90 assets, which is modest for a crypto exchange. Buyers who want deeper altcoin coverage will find more elsewhere, so the size of the list is the first thing to check against your own plans.
Is Robinhood regulated in Europe?+
Yes. The operating entity is Robinhood Europe UAB, and Bank of Lithuania, Bank of Lithuania (LSC) and LT BL names its supervisors. The crypto side runs under a MiCA licence, MiCA CASP 254900GTP4UXQO1UMI36, and the payments side under PSD_PI 306377915.