bunq Crypto Spain review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
bunq Crypto Spain puts crypto trading and staking inside a custodial bunq account, which suits people who keep everything in a single app. Fees run 0.25% to 1.99% against a 0.2% median across listed exchanges, and staking pays 8.25% with no lock-up period for anyone comparing custodial apps.
Key facts
Pros and cons
Pros
- Staking pays 8.25% with no lock-up period, so the yield does not trap capital.
- Lists from 350 coins, well above the 62 median across listed exchanges.
- Trading, custody and staking sit in one account: custodial and staking.
- The 8.25% rate sits close to the 8.6% median for buying apps.
Cons
- Custody sits with the platform: custodial, so the balance depends on the provider rather than on a wallet only the holder can reach.
- Trading fees of 0.25% to 1.99% run well above the 0.2% median and above ActivTrades at 0%.
- Staking covers the coins in TAO, ADA and TIA only, so much of the from 350 list earns nothing.
Who it suits
- Readers who want trading and staking in a single custodial app rather than a standalone exchange.
- Holders comfortable leaving coins staked, since no lock-up period keeps the exit open.
- Buy and hold users who weigh the 8.25% rate above the top of the 0.25% to 1.99% band.
Who should look elsewhere
- Not for active traders: ActivTrades charges 0% in taker fees.
- Not for buyers after the longest coin list: Bitpanda runs from 650.
- Not for traders who prefer a flatter rate to a band: Bit2Me sits at 0.6%.
Fees
Trading costs are quoted as a band rather than a single rate, and the same band covers both sides of the book. Taker fees run 0.25% to 1.99%, while maker fees run 0.25% to 1.99%, so a maker order can price at the lower end of that range while a market order takes the top. Frequent buyers and sellers pay more attention to where in the band they land.
How bunq Crypto Spain compares
9.0 vs 9.5- 9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.7Taker fees of 0% sit below the 0.25% to 1.99% band here, which is why cost conscious traders look elsewhere.
bunq Crypto Spain vs COCA Card9.0 vs 9.4
9.0 vs 9.6
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.0
9.0 vs 8.2
9.0 vs 8.2
9.0 vs 9.7
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.0
9.0 vs 8.7
9.0 vs 8.6
Where bunq Crypto Spain is available
- Available
- Spain
Countries from its affiliate programme (Source)
Frequently asked questions
What does it cost to trade on bunq Crypto Spain?+
Trading is charged as a band, not a single rate. Taker fees run 0.25% to 1.99% and maker fees run 0.25% to 1.99%, so the cost of a trade sits somewhere in that range depending on order type and size. Frequent traders feel the top of the band more than occasional buyers.
Who holds the crypto I buy?+
Here custody is custodial: the platform holds the coins, and cex describes how buying and selling run through the platform itself. That keeps key handling away from the account holder and the steps simple, but it also means the balance depends on the platform rather than on a wallet only the holder can reach.
What yield does staking pay?+
Staking is listed at 8.25% and sits in the same account as trading, so staking and trading are handled together under custodial and staking. The rate applies to the coins you stake, and TAO, ADA and TIA sets out which ones qualify for it. Coins outside that list are not part of the staking set.
Is there a lock-up on staked coins?+
No lock-up applies: no lock-up period. Coins can be unstaked and sold without waiting out a term, which suits holders who want the yield but keep the option to exit. The rate is set by the platform, so it moves with network rewards and can change over time.
How many coins can I buy?+
The list covers from 350 coins, which is a wide spread for a custodial app. Staking is narrower, though: the stakable set is TAO, ADA and TIA, so the trading list and the yield list are not the same size. Anything outside the staking set can still be traded.
How does bunq Crypto Spain compare with ActivTrades on fees?+
ActivTrades quotes 0% in taker fees, against 0.25% to 1.99% here, so frequent traders get a cheaper fill on the other platform. Bit2Me sits at 0.6%, which falls inside the bunq band, so the gap there is narrower and depends on order size.
Is bunq Crypto Spain a good fit for a regular saver?+
It suits people who want the crypto and the yield in a single place rather than a dedicated exchange. The draw is 8.25% on staked coins with no lock-up period, and from 350 covers a broad trading list. The trade-off is cost, since 0.25% to 1.99% sits well above the cheapest taker fees around.
Is it an exchange or a wallet?+
It runs as cex with custodial and staking built in, which puts buying, selling and staking behind a single sign-in rather than a self-custody wallet. That suits readers who want fewer accounts; it does not suit anyone who needs to hold keys outside the platform.
Sources
- help.bunq.com/articles/crypto-faq checked September 26, 2026
Backs: Coins listed, Maker fee, Taker fee
“over 350 others available in the Crypto tab”
- help.bunq.com/articles/crypto-staking checked September 26, 2026
Backs: Supported assets, Lock-up terms
“The following coins are currently available for Crypto Staking: Bittensor (TAO), Cardano (ADA)...”
- bunq.com/personal/features/crypto checked September 26, 2026
Backs: Custody, Exchange type, Features, Yield
“Kraken powers trading and custody”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Regulators, Fiat deposit methods.
bunq Crypto Spain
Staking and trading held together in a single custodial account, with no lock-up on staked coins.