Updated September 28, 2026 · HodlCue Editorial Team
CoinJar vs Trezor
CoinJar
Trezor
Higher score in this comparison
Where CoinJar and Trezor differ
| Compare | CoinJarReviewVisitVisit | TrezorReviewVisitVisit |
|---|---|---|
| Taker fee | 0.1% | Not confirmed |
| Coins listed | 45 | Not confirmed |
| Regulators | Central Bank of Ireland, Financial Conduct Authority (UK), FinCEN (US), AUSTRAC, Central Bank of Ireland (CBI) | Not confirmed |
| Fiat deposit methods | Card, Bank, SEPA, Apple pay | Not confirmed |
| Maker fee | 0.1% | Not confirmed |
| Proof of reserves | Yes | Not confirmed |
| Withdrawal fee | Dynamic fee for crypto withdrawals to external addresses; no fee for AUD bank transfer or PayPal withdrawals | Not confirmed |
| Derivatives | Not confirmed | No |
| Exchange type | Cex | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Trezor scores higher overall: 9.0 vs 8.8.
- CoinJar is available in 4 more countries.
- Support channels: only CoinJar offers Email.
- Features: only CoinJar offers Crypto, Custodial.
- Features: only Trezor offers Self custody.
Our verdict on each
CoinJar
CoinJar is a custodial crypto exchange with a prepaid card, so it suits people who spend crypto as they go rather than trade heavily or hold their own keys. The card costs AUD 0 a month, trading costs 0.1% a trade and 45 coins are listed.
Trezor
Trezor is the pick for readers who want keys held away from any provider, since custody is self custody and the firmware is open source. It suits people who will pay $79 once and accept 8,000 coins of coverage, not trading or yield seekers.
Score breakdown
| Area | CoinJar | Trezor |
|---|---|---|
| Cost | 8.8HigherConversion is the weak point: 2.99% on card spend against a site median of 1%, while trading costs 0.1%. | 8.7 |
| Offer | 8.8 | 9.0Higher |
| Trust | 8.7 | 9.2Higher |
Positions in our rankings
| Ranking | CoinJar | Trezor |
|---|---|---|
| Crypto exchanges | 23 of 297 | 7 of 297 |
| Crypto wallets | 13 of 156 | 3 of 156 |
Availability and regulation
| Country | CoinJar | Trezor |
|---|---|---|
| Australia | Not confirmed | |
| Ireland | Central Bank of Ireland (CBI) MiCA CASP 98450066Q3A1G1A4T786 | Not confirmed |
| United Kingdom | Not confirmed |
Additional countries for CoinJar: 5. Additional countries for Trezor: 1.
Where these facts come from
CoinJar
- coinjar.com: 9 facts, checked September 26, 2026
- coingecko.com: 2 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
Trezor
- trezor.io: 3 facts, checked September 26, 2026
Every fact side by side
| Fact | CoinJar | Trezor |
|---|---|---|
| Features | Crypto, Custodial | Self custody |
| Legal entity | CoinJar Europe Limited | Not confirmed |
| Headquarters | Ireland | Not confirmed |
| Founded | 2013 | Not confirmed |
| Support channels | Email, Help centreCovers more | Help centre |
Crypto wallets
| Fact | CoinJar | Trezor |
|---|---|---|
| Wallet type | Mobile | Hardware |
| Price | €0 | $79 |
| Custody | Custodial | Self custody |
| Coins supported | 45 | 8,000Higher |
| Secure element | Not confirmed | EAL6+ |
| Open source | Not confirmed | Yes |
| Connectivity | Not confirmed | USB c |
| Backup options | Not confirmed | Seed, Shamir |
Where each stands against the rest
| Fact | CoinJar | Trezor | Median |
|---|---|---|---|
| Taker fee | 0.1%below the median | Not confirmed | 0.15% |
| Coins listed | 45below the median | Not confirmed | 76 |
| Maker fee | 0.1%at the median | Not confirmed | 0.1% |
Median across 219 listed providers.
Pros and cons
CoinJar
Pros
- Cashback of 1% on every card purchase
- Trading costs 0.1% a trade, under the site median of 0.2%
- Top-ups are free and card spend draws on the CoinJar balance
Cons
- Conversion on card spend is 2.99%, above the site median of 1%
- Only 45 coins are listed, against a site median of 62
- Support runs on email and help centre only
Trezor
Pros
- Custody sits with the holder: self custody, with no provider able to move the funds
- Open source firmware, so the code can be read and checked
- A secure element rated EAL6+ keeps signing inside the device
Cons
- Price of $79 leaves it towards the pricier end of the table, ranking at 103 of 120
- Coins supported rank of 8 out of 108 trails rivals that list more
- Support runs on help centre only, so a lost seed has no live agent to call
Who each suits
CoinJar
Who it suits
- People who want a crypto card with no monthly charge and cashback on spend
- Businesses paying suppliers from a crypto balance, the audience CoinJar targets
- Custodial beginners who would rather not hold their own keys
Who should look elsewhere
- Wise, when a low conversion charge matters more than spending crypto
- Bitpanda, for a euro-based crypto card at a monthly fee of €0
- Monzo Flex, for everyday banking at a monthly fee of £0
Trezor
Who it suits
- Long-term holders who want self custody and no provider holding keys
- People who read code and value open source firmware
- Users with a modest coin range who will pay $79 once
Who should look elsewhere
- Traders, who need fees and order books rather than a hardware device
- People chasing yield, since derivatives are not offered and no yield feature is listed
- Those wanting phone-only custody, where bynex and Atomic Wallet are mobile wallets and bynex is custodial
Current offers
CoinJar
Current offer
Bonus
Free physical CoinJar Card: $0 card issuance (digital and physical)
Card issuance fee is $0 for digital and physical CoinJar Card; a 1% purchase fee applies and is returned as CoinJar Rewards points; card available in Australia only
Source, checked September 26, 2026
Country by country
| Country | CoinJar | Trezor |
|---|---|---|
| Argentina | No | Yes |
| Australia | Yes | No |
| Germany | Yes | No |
| Ireland | Yes | No |
| United Kingdom | Yes | No |
| United States | Yes | No |
Questions about each
CoinJar
How much does the CoinJar card cost to hold and to use?+
The card has a monthly fee of AUD 0, so keeping it open costs nothing. Currency conversion on card spend is 2.99%, and card spend earns cashback of 1%. Top-ups are free, and spend comes straight from your CoinJar balance.
What do trades cost on CoinJar?+
Taker fees are 0.1% and maker fees are 0.1%, so the gap between the two sides is small. The site median taker fee is 0.2%, which places CoinJar below the middle of the exchanges compared here.
Trezor
What does a Trezor cost?+
A Trezor device costs $79. It is a hardware purchase rather than a subscription, and no account fee or monthly charge is listed alongside it. On the site ranking the device sits at 103 of 120 brands, so expect to pay more than a free software wallet but less than the priciest hardware in the €876.09 range.
Who holds the crypto on a Trezor?+
Custody is self custody, so keys stay on your device and no provider can move the balance. That is the main difference from an account such as bynex, which is custodial. The same setting means a lost backup is a lost wallet, since no support desk holds a copy for you.
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