Updated September 29, 2026 · HodlCue Editorial Team
Bitstamp vs Coinmama
Bitstamp
Higher score in this comparison
Coinmama
Bitstamp vs Coinmama: the differences
| Compare | BitstampReviewSee alternativesSee alternatives | CoinmamaReviewSee alternativesSee alternatives |
|---|---|---|
| Taker fee | 0.4%Lower | 0.99% to 3.9% |
| Coins listed | 98 | from 500 |
| Fiat deposit methods | Card, ACH, Apple pay, Bank | Card, Bank, SEPA, Apple pay |
| Withdrawal fee | 0.09% international wire transfer (minimum 15.00 USD/EUR); BTC free or 0.1% via BitGo Instant | No transaction fee on crypto withdrawals |
| Regulators | MiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU), MiFID authorisation (EU), Financial Conduct Authority (FCA) MLR registration, New York State Department of Financial Services (BitLicense), FinCEN Money Services Business (MSB) registration, Monetary Authority of Singapore Major Payment Institution licence, Commission de Surveillance du Secteur Financier (CSSF) | Not confirmed |
| Maker fee | 0.3% | Not confirmed |
| Proof of reserves | Yes | Not confirmed |
| Derivatives | No | Not confirmed |
Same on both: Exchange type (Cex).
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Key differences
- Bitstamp scores higher overall: 9.1 vs 8.9.
- Taker fee is lower at Bitstamp: 0.4% vs 0.99% to 3.9%.
- Fiat deposit methods: only Bitstamp offers ACH.
- Fiat deposit methods: only Coinmama offers SEPA.
- Features: only Bitstamp offers Custodial, Staking.
- Features: only Coinmama offers Self custody.
Our verdict on each
Bitstamp
Bitstamp suits crypto buyers who prefer a custodial exchange with proof of reserves, several fiat deposit routes and regulation in the EU, UK, US and Singapore. The trade-off is cost: a taker fee of 0.4% sits above the buy-crypto median of 0.25%, so frequent traders should weigh it.
Coinmama
Coinmama suits buyers who want card, bank, SEPA and mobile wallet funding with coins delivered to a wallet they control. The catch is the trade rate: taker fees of 0.99% to 3.9% run well above what most of these exchanges charge, so it earns a place for simple fiat buying rather than cost sensitive trading.
Score breakdown
| Area | Bitstamp | Coinmama |
|---|---|---|
| Cost | 8.4HigherThe custodial account charges a taker fee of 0.4% and a maker fee of 0.3% on spot trading. | 8.2 |
| Offer | 9.2The exchange lists 98 coins, adds staking to its custodial features and funds accounts through card, ach and apple pay. | 9.8Higher |
| Trust | 9.7 | Not confirmed |
What each covers
| Fiat deposit methods | Bitstamp | Coinmama |
|---|---|---|
| Card | Yes | Yes |
| Bank | Yes | Yes |
| SEPA | No | Yes |
| ACH | Yes | No |
| Apple pay | Yes | Yes |
How they place
| Ranking | Bitstamp | Coinmama |
|---|---|---|
| Crypto exchanges | 76 of 297 | 129 of 297 |
| Where to buy crypto | 58 of 177 | 98 of 177 |
Every fact side by side
| Fact | Bitstamp | Coinmama |
|---|---|---|
| Features | Custodial, Staking | Self custody |
| Legal entity | Bitstamp Europe S.A. | Not confirmed |
| Headquarters | Luxembourg | Not confirmed |
| Founded | 2011 | Not confirmed |
| Support channels | Chat, Email, Community | Not confirmed |
Where each stands against the rest
| Fact | Bitstamp | Coinmama | Median |
|---|---|---|---|
| Taker fee | 0.4%above the median | 0.99% to 3.9%highest quarter | 0.15% |
| Coins listed | 98above the median | from 500highest quarter | 76 |
| Maker fee | 0.3%highest quarter | Not confirmed | 0.1% |
Median across 219 listed providers.
Pros and cons
Bitstamp
Pros
- Proof of reserves: yes, so listed holdings can be set against published balances.
- The regulatory record spans the EU, UK, US and Singapore: MiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU) and MiFID authorisation (EU).
- Fiat deposits run through card, ach and apple pay, giving several funding routes.
Cons
- The taker fee of 0.4% is above the buy-crypto median of 0.25%.
- Derivatives: no.
- Support runs on chat, email and community only, with no phone line listed.
Coinmama
Pros
- Crypto withdrawals carry no transaction fee, so money leaves the platform without an exit charge.
- Fiat deposits cover card, bank and sepa, so funding does not have to run through a bank only setup.
- A coin list of from 500 coins is broader than the 60 seen in the buy crypto category.
Cons
- Taker fees of 0.99% to 3.9% sit above the 0.2% median across the exchanges on the site.
- The rate is the heaviest of the brands compared, above 0.25% to 1.99% at bunq and 0% at ActivTrades.
- The coin list of from 500 trails Bitpanda's from 650.
Who each suits
Bitstamp
Who it suits
- Buyers who want a range of fiat deposit routes, card, ach and apple pay.
- Traders who put regulated status and proof of reserves ahead of the lowest possible fee.
- Holders comfortable letting a custodial exchange hold the coins, one of the features in custodial and staking.
Who should look elsewhere
- ActivTrades, where a taker fee of 0% suits traders focused on cost alone.
- bunq, whose taker fees run 0.25% to 1.99% for a different fee band.
- Bitpanda, if a coin list of from 650 matters more than an exchange with staking.
Coinmama
Who it suits
- New buyers funding an account by card or bank transfer.
- Anyone who wants coins delivered into a wallet they control.
- Buyers who want no transaction fee on crypto withdrawals.
Who should look elsewhere
- Active traders: ActivTrades takes a taker fee of 0% against Coinmama's fees of 0.99% to 3.9%.
- Broader coin lists: Bitpanda's list starts higher, at from 650.
- Cost sensitive buyers: bunq charges taker fees of 0.25% to 1.99%, well below Coinmama's 0.99% to 3.9%.
Questions about each
Bitstamp
What are Bitstamp's trading fees?+
On the standard custodial account, the taker fee is 0.4% and the maker fee is 0.3% on spot trading. That taker fee is above the buy-crypto median of 0.25%, so regular trading costs more here than at the cheaper end of the market.
How many coins are listed on Bitstamp?+
Bitstamp lists 98 coins, which sits above the buy-crypto median of 60 but well under the category maximum of 20,000. Buyers chasing long-tail tokens will find a shorter list than the largest venues on the comparison.
Coinmama
What does Coinmama charge for trading?+
Coinmama charges taker fees of 0.99% to 3.9% on trades, which is the cost that matters most here. That sits above the site median of 0.2% and above the 0.25% typical of buy crypto platforms, so anyone trading often pays more than the category norm.
What does it cost to take coins out?+
Crypto withdrawals carry no transaction fee, so the platform adds no charge for moving coins to your own wallet. The expense in a round trip still includes the taker fee of 0.99% to 3.9% paid on the trade, and that is where the real cost sits.
Other options to compare
Other matchups
Bitstamp
Coinmama