Updated October 17, 2026 · HodlCue Editorial Team
Binance vs Bitstamp
Binance
Bitstamp
Higher score in this comparison
Where Binance and Bitstamp differ
| Compare | BinanceReviewVisitVisit | BitstampReviewSee alternativesSee alternatives |
|---|---|---|
| Taker fee | 0.1%Lower | 0.4% |
| Coins listed | 490Higher | 98 |
| Regulators | Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB), Banco de Espana, Australian Securities and Investments Commission (ASIC), Thailand Ministry of Finance | MiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU), MiFID authorisation (EU), Financial Conduct Authority (FCA) MLR registration, New York State Department of Financial Services (BitLicense), FinCEN Money Services Business (MSB) registration, Monetary Authority of Singapore Major Payment Institution licence, Commission de Surveillance du Secteur Financier (CSSF) |
| Maker fee | 0.1%Lower | 0.3% |
| Derivatives | YesHas it | No |
| Fiat deposit methods | Not confirmed | Card, ACH, Apple pay, Bank |
| Withdrawal fee | Not confirmed | 0.09% international wire transfer (minimum 15.00 USD/EUR); BTC free or 0.1% via BitGo Instant |
Same on both: Proof of reserves (Yes), Exchange type (Cex).
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Key differences
- Bitstamp scores higher overall: 9.1 vs 8.5.
- Regulators: only Binance offers Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB), Banco de Espana.
- Regulators: only Bitstamp offers MiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU), MiFID authorisation (EU).
- Founded is lower at Bitstamp: 2011 vs 2017.
- Taker fee is lower at Binance: 0.1% vs 0.4%.
- Maker fee is lower at Binance: 0.1% vs 0.3%.
- Coins listed is higher at Binance: 490 vs 98.
- Derivatives: only Binance.
- Features: only Bitstamp offers Custodial.
Our verdict on each
Binance
Binance operates as a centralized exchange with derivatives activity and published proof of reserves for custody clarity. Traders who prefer centralized custody with derivatives access in one venue may find its combined structure aligns with their approach to managing activity.
Bitstamp
Bitstamp suits crypto buyers who prefer a custodial exchange with proof of reserves, several fiat deposit routes and regulation in the EU, UK, US and Singapore. The trade-off is cost: a taker fee of 0.4% sits above the buy-crypto median of 0.25%, so frequent traders should weigh it.
Score breakdown
| Area | Binance | Bitstamp |
|---|---|---|
| Cost | Not confirmed | 8.4The custodial account charges a taker fee of 0.4% and a maker fee of 0.3% on spot trading. |
| Offer | Not confirmed | 9.2The exchange lists 98 coins, adds staking to its custodial features and funds accounts through card, ach and apple pay. |
| Trust | 8.5 | 9.7Higher |
The bill, worked out
Buy 1,000 of crypto and sell it again
Binance
2
0.1% of 2,000
Bitstamp
8
0.4% of 2,000
Binance comes out 6 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Also worth a look
Kraken has coins listed at 728, against 490 for Binance and 98 for Bitstamp.
Kraken reviewWhat we checked
Binance
- coingecko.com: 4 facts, checked September 26, 2026
- coinmarketcap.com: 3 facts, checked September 26, 2026
- en.wikipedia.org: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
Bitstamp
- coinmarketcap.com: 6 facts, checked September 26, 2026
- coingecko.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
How they place
| Ranking | Binance | Bitstamp |
|---|---|---|
| Crypto exchanges | 26 of 297 | 76 of 297 |
Every fact side by side
| Fact | Binance | Bitstamp |
|---|---|---|
| Features | Staking | Custodial, StakingCovers more |
| Legal entity | Binance Holdings Ltd. | Bitstamp Europe S.A. |
| Headquarters | Not confirmed | Luxembourg |
| Founded | 2017 | 2011Lower |
| Support channels | Not confirmed | Chat, Email, Community |
Crypto earn
| Fact | Binance | Bitstamp |
|---|---|---|
| Custody | Custodial | Not confirmed |
Where each stands against the rest
| Fact | Binance | Bitstamp | Median |
|---|---|---|---|
| Taker fee | 0.1%below the median | 0.4%above the median | 0.15% |
| Coins listed | 490highest quarter | 98above the median | 76 |
| Maker fee | 0.1%at the median | 0.3%highest quarter | 0.1% |
Median across 219 listed providers.
Pros and cons
Binance
Pros
- Centralized exchange venue with derivatives activity under one roof
- Published proof of reserves gives clarity around held balances
Bitstamp
Pros
- Proof of reserves: yes, so listed holdings can be set against published balances.
- The regulatory record spans the EU, UK, US and Singapore: MiCA CASP authorisation (EU), Payment institution (PI) authorisation (EU) and MiFID authorisation (EU).
- Fiat deposits run through card, ach and apple pay, giving several funding routes.
Cons
- The taker fee of 0.4% is above the buy-crypto median of 0.25%.
- Derivatives: no.
- Support runs on chat, email and community only, with no phone line listed.
Who each suits
Binance
Who it suits
- Traders seeking centralized custody and derivatives access
- Holders who value published proof of reserves
Bitstamp
Who it suits
- Buyers who want a range of fiat deposit routes, card, ach and apple pay.
- Traders who put regulated status and proof of reserves ahead of the lowest possible fee.
- Holders comfortable letting a custodial exchange hold the coins, one of the features in custodial and staking.
Who should look elsewhere
- ActivTrades, where a taker fee of 0% suits traders focused on cost alone.
- bunq, whose taker fees run 0.25% to 1.99% for a different fee band.
- Bitpanda, if a coin list of from 650 matters more than an exchange with staking.
Questions about each
Binance
What does Binance cover as an exchange?+
Binance operates as a centralized exchange with derivatives activity under the same structure. Custody and order matching rest with the venue rather than self managed wallets. Published proof of reserves provides an extra custody signal for review.
How do derivatives fit within this service?+
Derivatives activity sits alongside spot style trading within the centralized venue. Positions and balances remain under venue custody throughout the process. Those interested should review structure and custody before deciding on use.
Bitstamp
What are Bitstamp's trading fees?+
On the standard custodial account, the taker fee is 0.4% and the maker fee is 0.3% on spot trading. That taker fee is above the buy-crypto median of 0.25%, so regular trading costs more here than at the cheaper end of the market.
How many coins are listed on Bitstamp?+
Bitstamp lists 98 coins, which sits above the buy-crypto median of 60 but well under the category maximum of 20,000. Buyers chasing long-tail tokens will find a shorter list than the largest venues on the comparison.
Other options to compare
Other matchups
Binance
Bitstamp