Updated September 29, 2026 · HodlCue Editorial Team
Bitfinex vs Crypto.com
Bitfinex
Higher score in this comparison
Crypto.com
What sets them apart
| Compare | BitfinexReviewSee alternativesSee alternatives | Crypto.comReviewSee alternativesSee alternatives |
|---|---|---|
| Taker fee | 0%Lower | 0.02% to 0.16% |
| Coins listed | 63 | 392Higher |
| Regulators | Digital Assets Service Provider El Salvador | Malta Financial Services Authority, Malta Financial Services Authority (Electronic Money Institution), Malta Financial Services Authority (MiFID II investment firm / CIF), US regulators (Designated Contract Market and Derivatives Clearing Organization), Major Payment Institution, SFC Virtual Asset Trading Platform, Malta Financial Services Authority (MFSA) |
| Fiat deposit methods | Card, Bank | Card, Bank, SEPA, Apple payCovers more |
| Maker fee | 0%Lower | 0.02% to 0.16% |
| Withdrawal fee | Bank wire 0.1% (min 100 USD/Euro) | Estimated network transaction fee, per coin |
Same on both: Proof of reserves (Yes), Derivatives (Yes), Exchange type (Cex).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Regulators: only Bitfinex offers Digital Assets Service Provider El Salvador.
- Regulators: only Crypto.com offers Malta Financial Services Authority, Malta Financial Services Authority (Electronic Money Institution), Malta Financial Services Authority (MiFID II investment firm / CIF).
- Founded is lower at Bitfinex: 2012 vs 2019.
- Crypto.com is licensed in 3 more countries.
- Taker fee is lower at Bitfinex: 0% vs 0.02% to 0.16%.
- Maker fee is lower at Bitfinex: 0% vs 0.02% to 0.16%.
- Coins listed is higher at Crypto.com: 392 vs 63.
- Fiat deposit methods: only Crypto.com offers SEPA, Apple pay.
- Support channels: only Crypto.com offers Email.
- Features: only Crypto.com offers Self custody.
Our verdict on each
Bitfinex
Bitfinex is a custodial exchange built for active traders and long-term holders who want a low cost on every fill rather than a very long coin list. It scores 7.3 overall on HodlCue, trading 63 coins, publishing proof of reserves and adding staking on the same account.
Crypto.com
Crypto.com suits European readers who want trading, card spending and earning in a single app, with a taker fee of 0.02% to 0.16% and a card that is free to hold. The trade-off is custody, since balances sit with the platform under custodial rather than in a wallet you control.
Score breakdown
| Area | Bitfinex | Crypto.com |
|---|---|---|
| Cost | 9.8HigherSpot taker fee of 0% and maker fee of 0%, so trading costs sit at the floor. | 9.5 |
| Offer | 9.2Derivatives and staking with a yield of 3% to 6%, but a coin list of only 63. | 9.7HigherTaker fees of 0.02% to 0.16%, a card with a monthly fee of $0 and Earn paying 0.25% to 12%. |
| Trust | 9.2 | 9.2 |
What each covers
| Fiat deposit methods | Bitfinex | Crypto.com |
|---|---|---|
| Card | Yes | Yes |
| Bank | Yes | Yes |
| SEPA | No | Yes |
| Apple pay | No | Yes |
The bill, worked out
Buy 1,000 of crypto and sell it again
Bitfinex
0
0% of 2,000
Crypto.com
0.4 to 3.2
0.02% to 0.16% of 2,000
Bitfinex comes out 0.4 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Positions in our rankings
| Ranking | Bitfinex | Crypto.com |
|---|---|---|
| Crypto exchanges | 37 of 297 | 40 of 297 |
| Crypto futures exchanges | 21 of 78 | 23 of 78 |
| Where to buy crypto | 26 of 177 | 29 of 177 |
| Crypto staking and earn | 22 of 179 | 24 of 179 |
Where these facts come from
Bitfinex
- bitfinex.com: 6 facts, checked September 26, 2026
- coingecko.com: 6 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
- support.bitfinex.com: 1 fact, checked September 26, 2026
Crypto.com
- crypto.com: 6 facts, checked September 26, 2026
- coingecko.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Bitfinex | Crypto.com |
|---|---|---|
| Features | Custodial, Staking | Custodial, Self custody, StakingCovers more |
| Legal entity | iFinex Inc. | Foris DAX MT Limited |
| Headquarters | Virgin Islands, British | Malta |
| Founded | 2012Lower | 2019 |
| Support channels | Chat, Help centre, Community | Email, Chat, Help centre, CommunityCovers more |
Crypto earn
| Fact | Bitfinex | Crypto.com |
|---|---|---|
| Yield | 3% to 6% | 0.25% to 12%Higher |
| Supported assets | TRX, SOL, ADA, DOT, ETH | BTC, ETH, DAI, USDP, ALGO, AVAX, BNB, ADA, ATOM, EGLD, ONE, NEAR, DOT, POL, SOL, VET, ZIL, INJ, TIA, APT, KSM, KAVA, SEI, SUI, XTZ, MINA, FLIP, OSMO, GRT, AKT, ZETA, DYDX, FET, TON, AXL, BARA, LION, S, FLR, TAO, USDC, USDT |
| Lock-up terms | Soft staking, no lock except ETH2 which needs unstaking (weeks to months) | Flexible, 1-month or 3-month fixed terms; Flash Rewards 7-day or 14-day lockups |
| Custody | Custodial | Custodial |
Debit cards
| Fact | Bitfinex | Crypto.com |
|---|---|---|
| Monthly fee | Not confirmed | $0 |
| Currency conversion fee | Not confirmed | 0.2% to 2% |
| Free ATM withdrawals | Not confirmed | $200 |
| Card type | Not confirmed | Prepaid |
| Top-up fee | Not confirmed | 1% on debit/credit card top-up |
| Cashback rate | Not confirmed | 0% |
| Card network | Not confirmed | Visa |
| Currencies | Not confirmed | 20 |
Where each stands against the rest
| Fact | Bitfinex | Crypto.com | Median |
|---|---|---|---|
| Taker fee | 0%lowest quarter | 0.02% to 0.16%lowest quarter | 0.15% |
| Coins listed | 63below the median | 392highest quarter | 76 |
| Maker fee | 0%below the median | 0.02% to 0.16%below the median | 0.1% |
Median across 219 listed providers.
Pros and cons
Bitfinex
Pros
- Proof of reserves is published, which gives you something concrete to check before you deposit.
- Card and bank fiat deposits are both supported, and help runs on chat, help centre and community when something goes wrong.
- Staking is soft, so coins are not locked, except the ether position, which has to be unstaked first over weeks to months.
Cons
- A list of 63 coins puts it at 89 of the 172 brands we track, below the 344.5 the widest lists reach.
- Custody is custodial, so the exchange holds your coins rather than a wallet you control.
- Support runs on chat, help centre and community only, with no email or phone line for urgent cases.
Crypto.com
Pros
- Taker fees run 0.02% to 0.16% and maker fees 0.02% to 0.16%, against 0.2% across ranked exchanges.
- Licensed in Malta, the US, Hong Kong and Singapore: the regulator list reads Malta Financial Services Authority, Malta Financial Services Authority (Electronic Money Institution) and Malta Financial Services Authority (MiFID II investment firm / CIF).
- A proof of reserves page is published, so the claim that customer assets are fully backed can be checked.
Cons
- Phone is not among the email, chat and help centre listed, so urgent account problems go through chat or email.
- Balances are custodial, as custodial records, so the platform holds the coins and access depends on the account staying open.
- The catalogue is shorter than some rivals: 392 against from 650 at Bitpanda.
Who each suits
Bitfinex
Who it suits
- Traders who trade often enough for the taker fee to matter more than the coin list.
- Holders who want a staking yield without locking up access to most of their coins.
- Traders who want spot and derivatives handled from a single account and one fee schedule.
Who should look elsewhere
- Bitpanda, if the coin list matters most to you: it lists from 650 coins against 63 on Bitfinex.
- bunq, if you would rather see a stated taker fee of 0.25% to 1.99% than trade at 0%.
- ActivTrades, if a short list of 9 coins covers everything you want to trade.
Crypto.com
Who it suits
- European readers who want a regulated account, a prepaid card and staking in a single app, since custodial, self custody and staking covers custodial and self-custody alongside staking.
- Readers who spend in the currency they hold, with 20 currencies supported and an ATM allowance of $200.
- Readers who want a deep catalogue at low spreads, with 392 coins listed and derivatives trading on the same platform.
Who should look elsewhere
- Readers chasing the longest coin list should look at Bitpanda, which shows from 650 against Crypto.com's 392.
- Readers who want a commission-free schedule can find one at ActivTrades, listed at 0%.
Questions about each
Bitfinex
What are the trading fees on Bitfinex?+
Spot trading is charged at 0% for takers and 0% for makers, so both sides of the book sit at the same figure. That places Bitfinex at 1 on taker fee among the 118 brands we compare, while the site median sits at 0.2%.
How much does it cost to withdraw?+
A bank wire withdrawal costs Bank wire 0.1% (min 100 USD/Euro), and that is the figure published in the exchange's fee table. Because the charge includes a stated minimum, a small transfer can cost more to move than the rate alone suggests, so fewer larger withdrawals usually make more sense than a run of small ones.
Crypto.com
What does it cost to trade on Crypto.com?+
Trading fees are where costs begin. Taker fees run 0.02% to 0.16% and maker fees 0.02% to 0.16%, against 0.2% across ranked exchanges. Withdrawals are charged as an estimated network transaction fee per coin, so the cost follows the chain you withdraw on rather than the exchange.
How many coins can I buy?+
The exchange lists 392 coins, above the 74.5 typical of ranked exchanges, though Bitpanda shows from 650. The feature list reads custodial, self custody and staking, so self-custody is available alongside the default custodial account. Staking is offered on the same balances.
Other options to compare
Other matchups
Bitfinex
Crypto.com