Updated September 29, 2026 · HodlCue Editorial Team
Bitfinex vs HTX
Bitfinex
Higher score in this comparison
HTX
What sets them apart
| Compare | BitfinexReviewSee alternativesSee alternatives | HTXReviewSee alternativesSee alternatives |
|---|---|---|
| Taker fee | 0%Lower | 0.2% |
| Coins listed | 63 | 700Higher |
| Regulators | Digital Assets Service Provider El Salvador | Australia (VASP registration) |
| Fiat deposit methods | Card, BankCovers more | Card |
| Maker fee | 0%Lower | 0.2% |
| Withdrawal fee | Bank wire 0.1% (min 100 USD/Euro) | Not confirmed |
Same on both: Proof of reserves (Yes), Derivatives (Yes), Exchange type (Cex).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Bitfinex scores higher overall: 9.4 vs 9.0.
- Regulators: only Bitfinex offers Digital Assets Service Provider El Salvador.
- Regulators: only HTX offers Australia (VASP registration).
- Founded is lower at Bitfinex: 2012 vs 2013.
- Taker fee is lower at Bitfinex: 0% vs 0.2%.
- Maker fee is lower at Bitfinex: 0% vs 0.2%.
- Coins listed is higher at HTX: 700 vs 63.
- Fiat deposit methods: only Bitfinex offers Bank.
- Support channels: only Bitfinex offers Chat, Help centre.
- Support channels: only HTX offers Email.
Our verdict on each
Bitfinex
Bitfinex is a custodial exchange built for active traders and long-term holders who want a low cost on every fill rather than a very long coin list. It scores 7.3 overall on HodlCue, trading 63 coins, publishing proof of reserves and adding staking on the same account.
HTX
HTX suits traders who want a long coin list and built-in derivatives rather than the tightest spread. With 700 coins listed and taker fees of 0.2%, it is a broad custodial exchange, but its taker fee ranking of 56 out of 118 shows where the cost edge sits.
Score breakdown
| Area | Bitfinex | HTX |
|---|---|---|
| Cost | 9.8HigherSpot taker fee of 0% and maker fee of 0%, so trading costs sit at the floor. | 8.7Taker and maker fees both sit at 0.2%, and the cost part of the score is 4. |
| Offer | 9.2Derivatives and staking with a yield of 3% to 6%, but a coin list of only 63. | 9.2Listings reach 700 coins, derivatives are offered, and staking sits alongside the custodial account. |
| Trust | 9.2Higher | 9.1 |
Licences and countries
| Country | Bitfinex | HTX |
|---|---|---|
| Australia | Not confirmed | |
| El Salvador | Not confirmed |
Choosing between them
Pick Bitfinex if cost, taker fee, fiat deposit methods, and maker fee matter most.
Pick HTX if coins listed matter most.
Cost in a real example
Buy 1,000 of crypto and sell it again
Bitfinex
0
0% of 2,000
HTX
4
0.2% of 2,000
Bitfinex comes out 4 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
How they place
| Ranking | Bitfinex | HTX |
|---|---|---|
| Crypto exchanges | 37 of 297 | 109 of 297 |
| Crypto futures exchanges | 21 of 78 | 45 of 78 |
| Where to buy crypto | 26 of 177 | 84 of 177 |
| Crypto staking and earn | 22 of 179 | 61 of 179 |
Every fact side by side
| Fact | Bitfinex | HTX |
|---|---|---|
| Features | Custodial, Staking | Custodial, Staking |
| Legal entity | iFinex Inc. | Huobi Global S.A. |
| Headquarters | Virgin Islands, British | Seychelles |
| Founded | 2012Lower | 2013 |
| Support channels | Chat, Help centre, Community | Email, Community |
Crypto earn
| Fact | Bitfinex | HTX |
|---|---|---|
| Yield | 3% to 6% | Not confirmed |
| Supported assets | TRX, SOL, ADA, DOT, ETH | BTC, ETH, XRP |
| Lock-up terms | Soft staking, no lock except ETH2 which needs unstaking (weeks to months) | Not confirmed |
| Custody | Custodial | Not confirmed |
Where each stands against the rest
| Fact | Bitfinex | HTX | Median |
|---|---|---|---|
| Taker fee | 0%lowest quarter | 0.2%above the median | 0.15% |
| Coins listed | 63below the median | 700highest quarter | 76 |
| Maker fee | 0%below the median | 0.2%above the median | 0.1% |
Median across 219 listed providers.
Pros and cons
Bitfinex
Pros
- Proof of reserves is published, which gives you something concrete to check before you deposit.
- Card and bank fiat deposits are both supported, and help runs on chat, help centre and community when something goes wrong.
- Staking is soft, so coins are not locked, except the ether position, which has to be unstaked first over weeks to months.
Cons
- A list of 63 coins puts it at 89 of the 172 brands we track, below the 344.5 the widest lists reach.
- Custody is custodial, so the exchange holds your coins rather than a wallet you control.
- Support runs on chat, help centre and community only, with no email or phone line for urgent cases.
HTX
Pros
- A long list of 700 coins, well above the 62 median across the site.
- Derivatives are available, so spot and leveraged trading sit on the same account.
- Fees of 0.2% on taker trades and 0.2% on maker trades, level with the site median of 0.2%.
Cons
- Taker fees of 0.2% sit at the 0.2% site median and rank 56 out of 118, so the cost case is mid-table.
- Fiat deposits run on card only, with no bank transfer or SEPA in the listed deposit methods.
- Support runs on email and community only, with no live chat or phone line listed.
Who each suits
Bitfinex
Who it suits
- Traders who trade often enough for the taker fee to matter more than the coin list.
- Holders who want a staking yield without locking up access to most of their coins.
- Traders who want spot and derivatives handled from a single account and one fee schedule.
Who should look elsewhere
- Bitpanda, if the coin list matters most to you: it lists from 650 coins against 63 on Bitfinex.
- bunq, if you would rather see a stated taker fee of 0.25% to 1.99% than trade at 0%.
- ActivTrades, if a short list of 9 coins covers everything you want to trade.
HTX
Who it suits
- Traders who want a wide coin list and derivatives on a custodial account
- Readers comfortable with the regulatory setup, Australia (VASP registration), and a custodian based in Seychelles
- Staking users who want rewards alongside spot trading
Who should look elsewhere
- Not ActivTrades if trading cost comes first, since its taker fee is 0%
- Not bunq, whose taker fee runs 0.25% to 1.99%
- Not Bitpanda, which lists from 650 coins
Current offers
HTX
Current offer
Bonus
Sign up, trade, and earn up to $1,500: up to $1,500
Source, checked September 26, 2026
Questions about each
Bitfinex
What are the trading fees on Bitfinex?+
Spot trading is charged at 0% for takers and 0% for makers, so both sides of the book sit at the same figure. That places Bitfinex at 1 on taker fee among the 118 brands we compare, while the site median sits at 0.2%.
How much does it cost to withdraw?+
A bank wire withdrawal costs Bank wire 0.1% (min 100 USD/Euro), and that is the figure published in the exchange's fee table. Because the charge includes a stated minimum, a small transfer can cost more to move than the rate alone suggests, so fewer larger withdrawals usually make more sense than a run of small ones.
HTX
What are the trading fees on HTX?+
Trading fees are 0.2% for taker trades and 0.2% for maker trades on spot. The site median taker fee is 0.2%, so HTX sits near the middle of the market, and above the 0% at ActivTrades.
How many coins can I trade on HTX?+
HTX lists 700 coins, with BTC, ETH and XRP among the assets it promotes. That puts it well above the 62 median across the brands on the site and ranks it 17 out of 172 on listings.
Other options to compare
Other matchups
Bitfinex