Updated September 29, 2026 · HodlCue Editorial Team
CoinJar vs Robinhood
CoinJar
Robinhood
Higher score in this comparison
Where CoinJar and Robinhood differ
| Compare | CoinJarReviewVisitVisit | RobinhoodReviewVisitVisit |
|---|---|---|
| Coins listed | 45 | 90Higher |
| Regulators | Central Bank of Ireland, Financial Conduct Authority (UK), FinCEN (US), AUSTRAC, Central Bank of Ireland (CBI) | Bank of Lithuania, Bank of Lithuania (LSC), LT BL, SIPC |
| Fiat deposit methods | Card, Bank, SEPA, Apple payCovers more | SEPA, Bank |
| Withdrawal fee | Dynamic fee for crypto withdrawals to external addresses; no fee for AUD bank transfer or PayPal withdrawals | No Robinhood fee; network fees apply |
| Taker fee | 0.1% | Not confirmed |
| Maker fee | 0.1% | Not confirmed |
| Derivatives | Not confirmed | Yes |
Same on both: Proof of reserves (Yes), Exchange type (Cex).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Robinhood scores higher overall: 9.4 vs 8.8.
- Regulators: only CoinJar offers Central Bank of Ireland, Financial Conduct Authority (UK), FinCEN (US).
- Regulators: only Robinhood offers Bank of Lithuania, Bank of Lithuania (LSC), LT BL.
- CoinJar is licensed in 1 more country.
- Coins listed is higher at Robinhood: 90 vs 45.
- Fiat deposit methods: only CoinJar offers Card, Apple pay.
- Features: only CoinJar offers Crypto.
- Features: only Robinhood offers Staking.
Our verdict on each
CoinJar
CoinJar is a custodial crypto exchange with a prepaid card, so it suits people who spend crypto as they go rather than trade heavily or hold their own keys. The card costs AUD 0 a month, trading costs 0.1% a trade and 45 coins are listed.
Robinhood
Robinhood is a custodial exchange with a narrower coin list than most rivals, at 90, but it pairs MiCA and Bank of Lithuania licences with SIPC membership and published proof of reserves. It suits first-time buyers who want buying, staking and derivatives in the same account.
Score breakdown
| Area | CoinJar | Robinhood |
|---|---|---|
| Cost | 8.8Conversion is the weak point: 2.99% on card spend against a site median of 1%, while trading costs 0.1%. | Not confirmed |
| Offer | 8.8 | 9.1HigherStaking and derivatives sit alongside a 90 coin list, with custody and sepa and bank funding in the same account. |
| Trust | 8.7 | 9.5Higher |
Pick CoinJar if, pick Robinhood if
Pick CoinJar if fiat deposit methods matter most.
Pick Robinhood if offer, trust, and coins listed matter most.
Positions in our rankings
| Ranking | CoinJar | Robinhood |
|---|---|---|
| Crypto exchanges | 23 of 297 | 10 of 297 |
| Where to buy crypto | 15 of 177 | 6 of 177 |
Also worth a look
eToro has coins listed at 150, against 45 for CoinJar and 90 for Robinhood.
eToro reviewSources behind this comparison
CoinJar
- coinjar.com: 9 facts, checked September 26, 2026
- coingecko.com: 2 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
Robinhood
- robinhood.com: 8 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- defillama.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | CoinJar | Robinhood |
|---|---|---|
| Features | Crypto, Custodial | Custodial, Staking |
| Legal entity | CoinJar Europe Limited | Robinhood Europe UAB |
| Headquarters | Ireland | Lithuania |
| Founded | 2013 | Not confirmed |
| Support channels | Email, Help centre | Email, Help centre |
Crypto wallets
| Fact | CoinJar | Robinhood |
|---|---|---|
| Wallet type | Mobile | Not confirmed |
| Price | €0 | Not confirmed |
| Custody | Custodial | Not confirmed |
| Coins supported | 45 | Not confirmed |
Where each stands against the rest
| Fact | CoinJar | Robinhood | Median |
|---|---|---|---|
| Taker fee | 0.1%below the median | Not confirmed | 0.15% |
| Coins listed | 45below the median | 90above the median | 76 |
| Maker fee | 0.1%at the median | Not confirmed | 0.1% |
Median across 219 listed providers.
Pros and cons
CoinJar
Pros
- Cashback of 1% on every card purchase
- Trading costs 0.1% a trade, under the site median of 0.2%
- Top-ups are free and card spend draws on the CoinJar balance
Cons
- Conversion on card spend is 2.99%, above the site median of 1%
- Only 45 coins are listed, against a site median of 62
- Support runs on email and help centre only
Robinhood
Pros
- Custodial account with staking built in, listed under custodial and staking
- Fiat deposits run through sepa and bank, so funding stays in euros
- Regulated by Bank of Lithuania, Bank of Lithuania (LSC) and LT BL across Lithuania and the US
Cons
- The coin list of 90 is thin beside from 650 and from 350
- Support runs on email and help centre only, with no phone line
- Custody is not offered, so coins cannot be moved to your own wallet
Who each suits
CoinJar
Who it suits
- People who want a crypto card with no monthly charge and cashback on spend
- Businesses paying suppliers from a crypto balance, the audience CoinJar targets
- Custodial beginners who would rather not hold their own keys
Who should look elsewhere
- Wise, when a low conversion charge matters more than spending crypto
- Bitpanda, for a euro-based crypto card at a monthly fee of €0
- Monzo Flex, for everyday banking at a monthly fee of £0
Robinhood
Who it suits
- EU first-time buyers who want custody and staking in a single account
- Investors who want derivatives on the same platform as spot trading
- Anyone who puts weight on published proof of reserves
Who should look elsewhere
- Bitpanda, for buyers who want a much longer coin list
- bunq, for anyone who wants a bank app with self-custody
- ActivTrades, for traders who only care about derivatives
Current offers
CoinJar
Current offer
Bonus
Free physical CoinJar Card: $0 card issuance (digital and physical)
Card issuance fee is $0 for digital and physical CoinJar Card; a 1% purchase fee applies and is returned as CoinJar Rewards points; card available in Australia only
Source, checked September 26, 2026
Robinhood
Current offer
Bonus
Sign-up reward: EUR 10 or more in crypto: EUR 10 or more in crypto
Sign up, get approved and meet minimum deposit; hold cash value 180 days; limited jurisdictions
Source, checked September 26, 2026
Country by country
| Country | CoinJar | Robinhood |
|---|---|---|
| Australia | Yes | No |
| Germany | Yes | No |
| Ireland | Yes | No |
| United Kingdom | Yes | No |
| United States | Yes | No |
Questions about each
CoinJar
How much does the CoinJar card cost to hold and to use?+
The card has a monthly fee of AUD 0, so keeping it open costs nothing. Currency conversion on card spend is 2.99%, and card spend earns cashback of 1%. Top-ups are free, and spend comes straight from your CoinJar balance.
What do trades cost on CoinJar?+
Taker fees are 0.1% and maker fees are 0.1%, so the gap between the two sides is small. The site median taker fee is 0.2%, which places CoinJar below the middle of the exchanges compared here.
Robinhood
How many coins can I trade on Robinhood?+
The list covers 90 assets, which is modest for a crypto exchange. Buyers who want deeper altcoin coverage will find more elsewhere, so the size of the list is the first thing to check against your own plans.
Is Robinhood regulated in Europe?+
Yes. The operating entity is Robinhood Europe UAB, and Bank of Lithuania, Bank of Lithuania (LSC) and LT BL names its supervisors. The crypto side runs under a MiCA licence, MiCA CASP 254900GTP4UXQO1UMI36, and the payments side under PSD_PI 306377915.