Updated September 29, 2026 · HodlCue Editorial Team
Coinbase vs HTX
Coinbase
Higher score in this comparison
HTX
What sets them apart
| Compare | CoinbaseReviewVisitVisit | HTXReviewSee alternativesSee alternatives |
|---|---|---|
| Coins listed | 405 | 700Higher |
| Regulators | Commission de Surveillance du Secteur Financier (CSSF) | Australia (VASP registration) |
| Taker fee | Not confirmed | 0.2% |
| Fiat deposit methods | Not confirmed | Card |
| Maker fee | Not confirmed | 0.2% |
| Proof of reserves | Not confirmed | Yes |
Same on both: Derivatives (Yes), Exchange type (Cex).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Regulators: only Coinbase offers Commission de Surveillance du Secteur Financier (CSSF).
- Regulators: only HTX offers Australia (VASP registration).
- Founded is lower at Coinbase: 2012 vs 2013.
- Coinbase is licensed in 2 more countries.
- Coins listed is higher at HTX: 700 vs 405.
- Support channels: only Coinbase offers Phone, Help centre.
- Support channels: only HTX offers Community.
- Features: only Coinbase offers Crypto, Virtual card.
- Features: only HTX offers Staking.
Our verdict on each
Coinbase
Coinbase suits buyers who want a free card attached to a large custodial exchange rather than a plain spending account. The monthly fee is $0, the free ATM allowance is $0 and the coin list is far wider than the site median of 62.
HTX
HTX suits traders who want a long coin list and built-in derivatives rather than the tightest spread. With 700 coins listed and taker fees of 0.2%, it is a broad custodial exchange, but its taker fee ranking of 56 out of 118 shows where the cost edge sits.
Score breakdown
| Area | Coinbase | HTX |
|---|---|---|
| Cost | 9.2HigherMonthly fee is $0, loading is free for direct deposit and free ATM withdrawals are $0. | 8.7Taker and maker fees both sit at 0.2%, and the cost part of the score is 4. |
| Offer | 9.1 | 9.2HigherListings reach 700 coins, derivatives are offered, and staking sits alongside the custodial account. |
| Trust | 8.8 | 9.1Higher |
How they place
| Ranking | Coinbase | HTX |
|---|---|---|
| Crypto exchanges | 21 of 297 | 109 of 297 |
| Crypto futures exchanges | 14 of 78 | 45 of 78 |
Every fact side by side
| Fact | Coinbase | HTX |
|---|---|---|
| Features | Crypto, Custodial, Virtual card | Custodial, Staking |
| Legal entity | Coinbase Luxembourg S.A. | Huobi Global S.A. |
| Headquarters | Luxembourg | Seychelles |
| Founded | 2012Lower | 2013 |
| Support channels | Phone, Email, Help centre | Email, Community |
Crypto wallets
| Fact | Coinbase | HTX |
|---|---|---|
| Wallet type | Mobile | Not confirmed |
| Custody | Custodial | Not confirmed |
| Coins supported | 405 | Not confirmed |
Crypto earn
| Fact | Coinbase | HTX |
|---|---|---|
| Supported assets | Not confirmed | BTC, ETH, XRP |
Where each stands against the rest
| Fact | Coinbase | HTX | Median |
|---|---|---|---|
| Taker fee | Not confirmed | 0.2%above the median | 0.15% |
| Coins listed | 405highest quarter | 700highest quarter | 76 |
| Maker fee | Not confirmed | 0.2%above the median | 0.1% |
Median across 219 listed providers.
Pros and cons
Coinbase
Pros
- No monthly cost: fees are $0 and free for direct deposit
- The exchange lists 405 coins, well past the site median of 62
- The card runs on visa, the most common card network in this ranking at 57.4%
Cons
- Custody is custodial, so keys sit with the provider rather than with you
- Free ATM withdrawals are $0, which is lower than most cards here
- The card is prepaid rather than a debit card, so it draws on a balance you fund first
HTX
Pros
- A long list of 700 coins, well above the 62 median across the site.
- Derivatives are available, so spot and leveraged trading sit on the same account.
- Fees of 0.2% on taker trades and 0.2% on maker trades, level with the site median of 0.2%.
Cons
- Taker fees of 0.2% sit at the 0.2% site median and rank 56 out of 118, so the cost case is mid-table.
- Fiat deposits run on card only, with no bank transfer or SEPA in the listed deposit methods.
- Support runs on email and community only, with no live chat or phone line listed.
Who each suits
Coinbase
Who it suits
- Buyers who already hold a balance on the exchange and want to spend it directly
- People who want one app for buying, holding and card spending
- Traders who value a long coin list over holding keys themselves
Who should look elsewhere
- Anyone who wants a debit card that draws straight from a bank balance, where Monzo Flex is the better fit
- Self-custody holders who will not leave keys with a provider, where Bitpanda suits comparing self-custody options
- People who want free cash machine withdrawals, where Wise is the stronger alternative
HTX
Who it suits
- Traders who want a wide coin list and derivatives on a custodial account
- Readers comfortable with the regulatory setup, Australia (VASP registration), and a custodian based in Seychelles
- Staking users who want rewards alongside spot trading
Who should look elsewhere
- Not ActivTrades if trading cost comes first, since its taker fee is 0%
- Not bunq, whose taker fee runs 0.25% to 1.99%
- Not Bitpanda, which lists from 650 coins
Current offers
Coinbase
Current offer
Bonus
Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)
US Card users only, excluding Hawaii; reward rate is variable; reward offers expire and a new reward can be chosen monthly
Source, checked September 26, 2026
HTX
Current offer
Bonus
Sign up, trade, and earn up to $1,500: up to $1,500
Source, checked September 26, 2026
Questions about each
Coinbase
What does the Coinbase card cost to hold?+
The monthly fee is $0, and free for direct deposit for direct deposit. That puts it at the joint top of the field on monthly fee, 1 of 379 brands compared. The cost of using it is really in currency conversion and cash machine withdrawals.
Are there free ATM withdrawals with the card?+
Free ATM withdrawals are $0, so cash machine use is charged rather than included. That sits low in this ranking, 38 of 104 brands compared. Readers who take out cash often should weigh the site allowance median of €0 against other cards.
HTX
What are the trading fees on HTX?+
Trading fees are 0.2% for taker trades and 0.2% for maker trades on spot. The site median taker fee is 0.2%, so HTX sits near the middle of the market, and above the 0% at ActivTrades.
How many coins can I trade on HTX?+
HTX lists 700 coins, with BTC, ETH and XRP among the assets it promotes. That puts it well above the 62 median across the brands on the site and ranks it 17 out of 172 on listings.
Other options to compare
Other matchups
Coinbase