Updated September 28, 2026 · HodlCue Editorial Team
Changelly vs ChangeNOW
Changelly
ChangeNOW
Higher score in this comparison
Changelly vs ChangeNOW: the differences
| Compare | ChangellyReviewSee alternativesSee alternatives | ChangeNOWReviewSee alternativesSee alternatives |
|---|---|---|
| Taker fee | 0.25% | 0%Lower |
| Coins listed | 32 | 1,000Higher |
| Fiat deposit methods | Card, Bank, SEPA, Apple payCovers more | Card, Apple pay |
| Withdrawal fee | Variable network fee set by the partner exchanges and shown to the user when the transaction is created | 0 |
| Maker fee | Not confirmed | 0% |
| Proof of reserves | No | Not confirmed |
| Derivatives | Not confirmed | No |
Same on both: Exchange type (Cex).
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Key differences
- ChangeNOW scores higher overall: 9.4 vs 8.7.
- Founded is lower at ChangeNOW: 2017 vs 2020.
- Taker fee is lower at ChangeNOW: 0% vs 0.25%.
- Coins listed is higher at ChangeNOW: 1,000 vs 32.
- Fiat deposit methods: only Changelly offers Bank, SEPA.
- Features: only ChangeNOW offers Custodial, Staking.
Our verdict on each
Changelly
Changelly suits buyers who want to swap coins quickly and keep self-custody, with a taker fee of 0.25% and a coin list of 32. The narrow coin list and the missing proof of reserves make it a weaker fit for long term holders.
ChangeNOW
ChangeNOW suits UK buyers who want a wide catalogue and fee-free trading: 1,000 coins are listed, and the account set spans custodial, self-custody and staking. The company behind it is CHN Group LLC in Saint Vincent and the Grenadines, so weigh what you leave on the platform before you fund it.
Score breakdown
| Area | Changelly | ChangeNOW |
|---|---|---|
| Cost | 8.7A taker fee of 0.25% sits at the category level of 0.25%, with a network charge on withdrawal on top. | 9.8HigherNothing is charged to trade, with a taker fee of 0% and a withdrawal fee of 0, against an exchange median taker fee of 0.2%. |
| Offer | 9.4HigherCoins listed reach 32 against a category level of 60, self-custody is on, and proof of reserves is not. | 9.3A catalogue of 1,000 coins, with custodial and self-custody accounts plus staking, covers both long-tail buyers and holders who want a balance working. |
| Trust | 8.3 | 9.1Higher |
Choosing between them
Pick Changelly if fiat deposit methods matter most.
Pick ChangeNOW if cost, trust, taker fee, and coins listed matter most.
How they place
| Ranking | Changelly | ChangeNOW |
|---|---|---|
| Crypto exchanges | 160 of 297 | 38 of 297 |
| Where to buy crypto | 129 of 177 | 27 of 177 |
Feature by feature
| Fiat deposit methods | Changelly | ChangeNOW |
|---|---|---|
| Card | Yes | Yes |
| Bank | Yes | No |
| SEPA | Yes | No |
| Apple pay | Yes | Yes |
Sources behind this comparison
Changelly
- changelly.com: 8 facts, checked September 26, 2026
- coingecko.com: 2 facts, checked September 26, 2026
ChangeNOW
- changenow.com: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | Changelly | ChangeNOW |
|---|---|---|
| Features | Self custody | Custodial, Self custody, StakingCovers more |
| Legal entity | Marella | CHN Group LLC |
| Headquarters | Not confirmed | Saint Vincent and the Grenadines |
| Founded | 2020 | 2017Lower |
| Support channels | Email, Chat, Help centre, Community | Email, Chat, Help centre, Community |
Where each stands against the rest
| Fact | Changelly | ChangeNOW | Median |
|---|---|---|---|
| Taker fee | 0.25%above the median | 0%lowest quarter | 0.15% |
| Coins listed | 32below the median | 1,000highest quarter | 76 |
| Maker fee | Not confirmed | 0%below the median | 0.1% |
Median across 219 listed providers.
Pros and cons
Changelly
Pros
- A taker fee of 0.25% sits at the category level of 0.25%
- Self-custody is offered, a feature carried by 13.8% of services in the same category
- Fiat deposits run through card, bank and sepa, covering card and bank transfer alongside a mobile wallet route
Cons
- Proof of reserves is not offered, so there is no published attestation of balances to check
- The coin list of 32 sits under the category level of 60
- Withdrawal costs follow a network charge that moves with the partner exchange, so each send can differ
ChangeNOW
Pros
- A catalogue of 1,000 coins sits well past Bitpanda at from 650 and ActivTrades at 9.
- Fiat deposits run through card and apple pay, so a UK reader can fund a buy from a card or a mobile wallet.
- Support covers email, chat and help centre, putting a help centre and live chat in front of email and the community.
Cons
- Derivatives are listed as no, so there is no leveraged product here for anyone sizing positions beyond their cash.
- Support runs on email, chat and help centre, and a phone line is not part of that list for urgent account or withdrawal problems.
- The operator is CHN Group LLC in VC rather than a UK company, which matters for anyone leaving a balance on the platform.
Who each suits
Changelly
Who it suits
- Occasional buyers who want to pay by card or bank transfer and then move on
- Coin movers who prefer to hold coins in self-custody rather than on a platform balance
Who should look elsewhere
- Anyone who wants published proof of reserves: Changelly does not offer it, so Bitpanda or bunq are the ones to weigh
- Active traders who need a deeper coin list than 32, where Bitpanda lists from from 650
ChangeNOW
Who it suits
- UK buyers who want the longest catalogue and a taker fee of 0%.
- Readers who want to choose their holding setup, since custodial, self custody and staking covers custodial and self-custody accounts.
- Holders who want staking alongside trading on the same venue.
Who should look elsewhere
- Not bunq, which charges a taker fee of 0.25% to 1.99%, so ChangeNOW wins for anyone who trades often and watches the order book cost.
- Not Bitpanda, whose from 650 coins cover a smaller catalogue than the 1,000 listed here.
- Not ActivTrades, where the coin list is 9 and readers after long-tail tokens will find too little choice.
Current offers
Changelly
Current offer
Bonus
Welcome bonus in the Changelly mobile app
Offered in the Changelly app; no amount published on the page
Source, checked September 26, 2026
ChangeNOW
Current offer
Bonus
ChangeNOW Pro cashback on exchange transactions: 0.1% to 0.2% of exchange turnover
Free VIP level gives 0.1% cashback with a 1000 NOW monthly cap, Emerald 15 USD/month and Brilliant 100 USD/month plans, Brilliant gives 0.2% with a 50000 NOW cap; paid plans billed in NOW tokens
Source, checked September 26, 2026
Questions about each
Changelly
What does Changelly charge to swap coins?+
The taker fee is 0.25%, close to the category level of 0.25%. Above that, withdrawals add a network charge that moves with the partner exchange, so the full cost of a round trip runs past the headline fee. Fees run 0.25% to 1.99% at bunq for comparison.
Does Changelly publish proof of reserves?+
Proof of reserves is not offered, so there is no published attestation of customer balances to check against. That matters more for anyone holding a balance on the platform for a long stretch, and it is a reason to look at services that do publish the figure. Buying and sending out promptly keeps the exposure short.
ChangeNOW
What does it cost to trade on ChangeNOW?+
Nothing at the order book. The taker fee is 0% and the maker fee is 0%, so both sides of the book are free on spot orders. Withdrawals are listed at 0. Anything your card issuer or the chain you send to charges sits outside those numbers.
Who runs ChangeNOW?+
The legal entity is CHN Group LLC, registered in Saint Vincent and the Grenadines, and the company has been running since 2017. Being an overseas entity is worth factoring in for a UK reader who wants to know exactly which company stands behind the balance.
Other options to compare
Other matchups
Changelly
ChangeNOW