Updated September 28, 2026 · HodlCue Editorial Team
bunq Crypto Spain vs COCA Card
bunq Crypto Spain
COCA Card
Higher score in this comparison
Where bunq Crypto Spain and COCA Card differ
| Compare | bunq Crypto SpainReviewVisitVisit | COCA CardReviewVisitVisit |
|---|---|---|
| Yield | 8.25%Higher | 5% |
| Supported assets | TAO, ADA, TIA, ATOM, DYM, ETH, FLOW, INJ, KAVA, KSM, MINA, DOT, POL, SCRT, SEI, SOL, SUI, XTZ, GRT, TRX | Bitcoin, Ethereum, Solana |
| Lock-up terms | no lock-up period | No lockups |
| Custody | Custodial | Self custody |
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Key differences
- COCA Card scores higher overall: 9.4 vs 9.0.
- COCA Card is available in 51 more countries.
- Yield is higher at bunq Crypto Spain: 8.25% vs 5%.
- Supported assets: only bunq Crypto Spain offers TAO, ADA, TIA.
- Supported assets: only COCA Card offers Bitcoin, Ethereum, Solana.
- Features: only bunq Crypto Spain offers Custodial, Staking.
- Features: only COCA Card offers Crypto, Virtual card, Self custody.
Our verdict on each
bunq Crypto Spain
bunq Crypto Spain puts crypto trading and staking inside a custodial bunq account, which suits people who keep everything in a single app. Fees run 0.25% to 1.99% against a 0.2% median across listed exchanges, and staking pays 8.25% with no lock-up period for anyone comparing custodial apps.
COCA Card
COCA Card suits crypto holders who want their balance to earn while they spend, rather than traders chasing exchange rebates. The monthly fee of €0, a currency conversion fee of 0% and cashback of 8% make everyday use cheap, though help centre and community is thin for anyone who wants to call.
Score breakdown
| Area | bunq Crypto Spain | COCA Card |
|---|---|---|
| Cost | 8.5 | 9.4HigherMonthly fee of €0 and currency conversion fee of 0%, plus $250 in free ATM withdrawals. |
| Offer | 9.6Higher | 9.5Cashback of 8% and a balance yield of 5% across Bitcoin, Ethereum and Solana, plus a recovery-service backup option. |
Which one suits you
Pick bunq Crypto Spain if yield matter most.
Pick COCA Card if cost matter most.
What it costs in practice
1,000 for a year at the stated yield (variable)
bunq Crypto Spain
82.5
8.25% of 1,000
COCA Card
50
5% of 1,000
bunq Crypto Spain comes out 32.5 higher in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Also worth a look
Nexo has yield at 15%, against 8.25% for bunq Crypto Spain and 5% for COCA Card.
Nexo reviewHow they place
| Ranking | bunq Crypto Spain | COCA Card |
|---|---|---|
| Crypto staking and earn | 3 of 179 | 1 of 179 |
Every fact side by side
| Fact | bunq Crypto Spain | COCA Card |
|---|---|---|
| Features | Custodial, Staking | Crypto, Virtual card, Self custody, Travel |
| Legal entity | Not confirmed | CCA Labs - FZCO |
| Headquarters | Not confirmed | United Arab Emirates |
| Support channels | Not confirmed | Help centre, Community |
Crypto wallets
| Fact | bunq Crypto Spain | COCA Card |
|---|---|---|
| Wallet type | Not confirmed | Mobile |
| Price | Not confirmed | $0 to $5 |
| Backup options | Not confirmed | Recovery service |
Where each stands against the rest
| Fact | bunq Crypto Spain | COCA Card | Median |
|---|---|---|---|
| Yield | 8.25%above the median | 5%lowest quarter | 8% |
Median across 69 listed providers.
Pros and cons
bunq Crypto Spain
Pros
- Staking pays 8.25% with no lock-up period, so the yield does not trap capital.
- Lists from 350 coins, well above the 62 median across listed exchanges.
- Trading, custody and staking sit in one account: custodial and staking.
Cons
- Custody sits with the platform: custodial, so the balance depends on the provider rather than on a wallet only the holder can reach.
- Trading fees of 0.25% to 1.99% run well above the 0.2% median and above ActivTrades at 0%.
- Staking covers the coins in TAO, ADA and TIA only, so much of the from 350 list earns nothing.
COCA Card
Pros
- A monthly fee of €0 and a currency conversion fee of 0% make the card cheap to hold and to spend abroad.
- Cashback of 8% pays on card spend, and a balance yield of 5% pays on top of it.
- Custody is self custody, so keys stay with the account holder rather than a third party.
Cons
- Support runs on help centre and community only, so there is no direct line for account problems.
- Coverage is limited to Bitcoin, Ethereum and Solana, a small list next to rivals.
- Free ATM withdrawals of $250 sit below the median of €0 across the brands listed here.
Who each suits
bunq Crypto Spain
Who it suits
- Readers who want trading and staking in a single custodial app rather than a standalone exchange.
- Holders comfortable leaving coins staked, since no lock-up period keeps the exit open.
- Buy and hold users who weigh the 8.25% rate above the top of the 0.25% to 1.99% band.
Who should look elsewhere
- Not for active traders: ActivTrades charges 0% in taker fees.
- Not for buyers after the longest coin list: Bitpanda runs from 650.
- Not for traders who prefer a flatter rate to a band: Bit2Me sits at 0.6%.
COCA Card
Who it suits
- Crypto holders who already keep funds in self-custody and want a card attached to that balance
- Anyone who spends in several currencies and wants a currency conversion fee of 0%
- Savers who want a yield of 5% on a balance they can still spend
Who should look elsewhere
- Travelers who need a large free ATM allowance, where Wise is a better fit
- People who want to reach a person quickly, since Wise offers more support channels
- Buyers who need a long list of assets, where this card covers Bitcoin, Ethereum and Solana only
Current offers
Country by country
| Country | bunq Crypto Spain | COCA Card |
|---|---|---|
| Andorra | No | Yes |
| Argentina | No | Yes |
| Australia | No | Yes |
| Austria | No | Yes |
| Belgium | No | Yes |
| Brazil | No | Yes |
| Bulgaria | No | Yes |
| Chile | No | Yes |
8 of 52 countries where either is available.
Questions about each
bunq Crypto Spain
What does it cost to trade on bunq Crypto Spain?+
Trading is charged as a band, not a single rate. Taker fees run 0.25% to 1.99% and maker fees run 0.25% to 1.99%, so the cost of a trade sits somewhere in that range depending on order type and size. Frequent traders feel the top of the band more than occasional buyers.
Who holds the crypto I buy?+
Here custody is custodial: the platform holds the coins, and cex describes how buying and selling run through the platform itself. That keeps key handling away from the account holder and the steps simple, but it also means the balance depends on the platform rather than on a wallet only the holder can reach.
COCA Card
Is there a monthly fee for the COCA Card?+
No. The banking account behind the card carries a monthly fee of €0, so holding it costs nothing each month. Currency conversion is charged at 0%, and card spend earns cashback of 8%. The account is a mobile wallet, so there is no separate software to buy or download.
What is the cashback rate and what does it pay on?+
Card spend earns cashback of 8%. That sits on top of a balance yield of 5%, so the money can earn while it is held and still be spent through the card. Lock-up terms are No lockups, so the balance can be moved or withdrawn without waiting out a term.