Updated September 28, 2026 · HodlCue Editorial Team
COCA Card vs Kast Card
COCA Card
Higher score in this comparison
Kast Card
Where COCA Card and Kast Card differ
| Compare | COCA CardReviewVisitVisit | Kast CardReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | €0 | $0 |
| Card type | Debit | Prepaid |
| Cashback rate | 8%Higher | 1.5% |
| Custody | Self custody | Custodial |
| Currency conversion fee | 0% | Not confirmed |
| Free ATM withdrawals | $250 | Not confirmed |
| Top-up fee | Not confirmed | Funding may be subject to fees as specified on the Platform |
| Currencies | Not confirmed | 30 |
Same on both: Card network (Visa).
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Key differences
- COCA Card scores higher overall: 9.4 vs 9.3.
- Cashback rate is higher at COCA Card: 8% vs 1.5%.
- Support channels: only Kast Card offers Email.
- Features: only COCA Card offers Self custody.
- Features: only Kast Card offers Multi currency.
Our verdict on each
COCA Card
COCA Card suits crypto holders who want their balance to earn while they spend, rather than traders chasing exchange rebates. The monthly fee of €0, a currency conversion fee of 0% and cashback of 8% make everyday use cheap, though help centre and community is thin for anyone who wants to call.
Kast Card
Kast Card is a prepaid card aimed at business users, with a $0 monthly fee and 1.5% cashback on spend. It suits freelancers and companies paying in crypto who want multi currency, crypto and virtual card features across 30 currencies, and its custodial balance and written support are the trade-offs.
Score breakdown
| Area | COCA Card | Kast Card |
|---|---|---|
| Cost | 9.4HigherMonthly fee of €0 and currency conversion fee of 0%, plus $250 in free ATM withdrawals. | 9.2Standing cost is the $0 monthly fee, with funding fees set out on the platform. |
| Offer | 9.5HigherCashback of 8% and a balance yield of 5% across Bitcoin, Ethereum and Solana, plus a recovery-service backup option. | 9.4multi currency, crypto and virtual card features, a visa card and 30 currencies in one account. |
Where they rank in our lists
| Ranking | COCA Card | Kast Card |
|---|---|---|
| Crypto debit cards | 1 of 145 | 35 of 145 |
A third option
whitebit has cashback rate at 10%, against 8% for COCA Card and 1.5% for Kast Card.
whitebit reviewSources behind this comparison
COCA Card
- docs.coca.xyz: 8 facts, checked September 26, 2026
- coca.xyz: 3 facts, checked September 26, 2026
Kast Card
- kast.xyz: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | COCA Card | Kast Card |
|---|---|---|
| Features | Crypto, Virtual card, Self custody, Travel | Multi currency, Crypto, Virtual card, Travel |
| Audience | Not confirmed | Business |
| Legal entity | CCA Labs - FZCO | KAST Tech, Reg No. 16223 |
| Headquarters | United Arab Emirates | Comoros |
| Support channels | Help centre, Community | Email, Help centre, CommunityCovers more |
Crypto wallets
| Fact | COCA Card | Kast Card |
|---|---|---|
| Wallet type | Mobile | Not confirmed |
| Price | $0 to $5 | Not confirmed |
| Backup options | Recovery service | Not confirmed |
Crypto earn
| Fact | COCA Card | Kast Card |
|---|---|---|
| Yield | 5% | Not confirmed |
| Supported assets | Bitcoin, Ethereum, Solana | Not confirmed |
| Lock-up terms | No lockups | Not confirmed |
Where each stands against the rest
| Fact | COCA Card | Kast Card | Median |
|---|---|---|---|
| Currency conversion fee | 0%below the median | Not confirmed | 0.25% |
| Free ATM withdrawals | $250highest quarter | Not confirmed | $0 |
| Cashback rate | 8%highest quarter | 1.5%below the median | 2% |
| Currencies | Not confirmed | 30at the median | 30 |
Median across 58 listed providers.
Pros and cons
COCA Card
Pros
- A monthly fee of €0 and a currency conversion fee of 0% make the card cheap to hold and to spend abroad.
- Cashback of 8% pays on card spend, and a balance yield of 5% pays on top of it.
- Custody is self custody, so keys stay with the account holder rather than a third party.
Cons
- Support runs on help centre and community only, so there is no direct line for account problems.
- Coverage is limited to Bitcoin, Ethereum and Solana, a small list next to rivals.
- Free ATM withdrawals of $250 sit below the median of €0 across the brands listed here.
Kast Card
Pros
- Spending runs on the visa network, the most common choice among the 848 brands tracked here.
- One account covers 30 currencies, which helps teams paying suppliers in several of them.
- A named operator, KAST Tech, Reg No. 16223, is stated in the terms, so the contracting party is clear.
Cons
- The balance is custodial, so funds sit with KAST Tech, Reg No. 16223 rather than with you.
- Support runs on email, help centre and community only, with no phone line in the setup.
- The operator is registered in Comoros, so any dispute follows that jurisdiction.
Who each suits
COCA Card
Who it suits
- Crypto holders who already keep funds in self-custody and want a card attached to that balance
- Anyone who spends in several currencies and wants a currency conversion fee of 0%
- Savers who want a yield of 5% on a balance they can still spend
Who should look elsewhere
- Travelers who need a large free ATM allowance, where Wise is a better fit
- People who want to reach a person quickly, since Wise offers more support channels
- Buyers who need a long list of assets, where this card covers Bitcoin, Ethereum and Solana only
Kast Card
Who it suits
- business users paying suppliers in crypto and wanting one card for company spend
- Freelancers who want a virtual card for subscriptions, one of the multi currency, crypto and virtual card features
- Companies holding several currencies, with 30 supported in one account
Who should look elsewhere
- Monzo Flex, if a £0 monthly fee on everyday banking suits you better than a crypto funded card
- Wise, where a £0 monthly fee covers plain sterling spending for people paid in cash rather than crypto
Current offers
COCA Card
Kast Card
Current offer
Bonus
KAST Reserve introductory rewards rate: 8% to 12% rewards on the reserve account balance (10% on first $50,000, then 8%)
2026 introductory offer, rewards and not interest, estimated with no withdrawals; the rate changes from 1 July 2027
Source, checked September 26, 2026
Country by country
| Country | COCA Card | Kast Card |
|---|---|---|
| Andorra | Yes | No |
| Argentina | Yes | No |
| Australia | Yes | No |
| Austria | Yes | No |
| Belgium | Yes | No |
| Brazil | Yes | No |
| Bulgaria | Yes | No |
| Chile | Yes | No |
8 of 52 countries where either is available.
Questions about each
COCA Card
Is there a monthly fee for the COCA Card?+
No. The banking account behind the card carries a monthly fee of €0, so holding it costs nothing each month. Currency conversion is charged at 0%, and card spend earns cashback of 8%. The account is a mobile wallet, so there is no separate software to buy or download.
What is the cashback rate and what does it pay on?+
Card spend earns cashback of 8%. That sits on top of a balance yield of 5%, so the money can earn while it is held and still be spent through the card. Lock-up terms are No lockups, so the balance can be moved or withdrawn without waiting out a term.
Kast Card
Is there a monthly fee on a Kast Card?+
The membership page lists a monthly fee of $0, so there is no standing charge for keeping the account open. Loading the card is the part that may add cost, since the terms say funding may be subject to fees as set out on the platform.
What cashback does Kast Card pay?+
Card spend earns cashback of 1.5% under the membership programme. It sits alongside a $0 monthly fee, so there is no standing charge to weigh it against. The membership page is where the rate is set out.
Other options to compare
Other matchups
COCA Card
Kast Card