XT.COM review
Updated September 29, 2026 · HodlCue Editorial Team · Facts checked September 29, 2026
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Our verdict
XT.COM suits active altcoin traders who want broad choice with derivatives trading alongside spot plus staking and custodial holding. It lists 672 with spot taker fees of 0.2% and fiat access through card, bank and SEPA, backed by proof of reserves for added confidence.
Key facts
- Best for
- Broad altcoin trading with derivatives and staking
- Taker fee
- 0.2%↗
- Coins listed
- 672↗
- Fiat deposit methods
- Card, Bank, SEPA, Apple-pay↗
- Maker fee
- 0.2%↗
- Proof of reserves
- Yes↗
- Derivatives
- Yes↗
- Exchange type
- Cex↗
- Headquarters
- Seychelles↗
- Founded
- 2018↗
- Support channels
- Email, Help-centre↗
- Features
- Custodial, Staking
- Official website
- xt.com
Facts checked September 29, 2026, 4 sources
Pros and cons
Pros
- Lists 672 for wide altcoin coverage, well above 46.
- Spot taker fees of 0.2% with fiat entry via card, bank and SEPA.
- Proof of reserves is published, with staking and custodial holding through custodial and staking.
Cons
- Support runs on email and help centre only, which may feel limited for urgent trading queries.
- Custodial holding under cex means assets remain on platform rather than with the holder.
Who it suits
- Traders seeking broad altcoin rotation plus derivatives access in a centralised account.
- Buyers wanting card, bank and wallet funding with staking alongside spot trading.
Who should look elsewhere
- Not for cost focused spot traders who prefer ActivTrades with fees of 0%.
- Not for investors wanting a simpler brokerage range rather than 672 on XT.COM, where eToro may fit better.
Trading and withdrawal fees
Spot trading on XT.COM uses maker fees of 0.2% and taker fees of 0.2%, keeping maker and taker costs aligned on the same schedule. The flat pairing suits frequent spot traders who value predictable pricing across pairs. Costs stay consistent for placing and removing liquidity, which helps when comparing orders across volatile altcoin markets.
Who runs it
XT.COM is based in Seychelles and was founded in 2018, giving context on where and when the business started. Support runs through email and help centre, covering help articles plus email contact for account and trading queries. The arrangement suits users comfortable resolving issues through online articles and email.
How XT.COM compares
9.1 vs 9.5- 9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.7ActivTrades lists fees of 0% for traders prioritising lower headline trading costs.
9.1 vs 9.4
9.1 vs 9.6eToro charges fees of 1% and may suit traders wanting a simpler brokerage style venue.
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 8.2
9.1 vs 8.2
9.1 vs 9.7
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 8.7
9.1 vs 8.6
Where XT.COM is available
- Available
- Everywhere except Belarus, Cuba, India, Iran, North Korea, Russia, Syria
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What trading fees does XT.COM charge?+
Spot trading uses maker fees of 0.2% and taker fees of 0.2%, so placing and removing liquidity cost the same. The aligned schedule keeps pricing predictable across pairs. Frequent traders can compare expected costs without tracking separate maker tiers.
How broad is the coin selection?+
XT.COM lists 672, giving broad coverage across large caps and smaller altcoins. The range sits well above focused brokerage lists. It suits traders who rotate across themes and want alternatives beyond mainstream pairs.
How can funds be deposited for buying crypto?+
Fiat entry is supported through card, bank and SEPA, covering card and bank routes plus SEPA and mobile wallet payment. The mix suits buyers funding from bank accounts or cards. Availability can vary by region and payment provider terms.
Is XT.COM custodial and does it offer staking?+
Balances are held through custodial and staking, meaning XT.COM provides custodial storage with staking access. Users do not manage private keys directly. The setup suits traders wanting convenience and yield style features in a single account.
Does XT.COM publish proof of reserves?+
Proof of reserves is published, which gives added visibility over backing assets. It does not replace regulation or protection schemes. Users should still weigh custodial risk and keep position sizes aligned with personal risk tolerance.
Does XT.COM offer derivatives trading?+
Derivatives trading is available alongside spot markets, appealing to traders who also use futures style products. Derivatives carry added complexity and risk of loss. Beginners should focus on spot buying before considering leveraged style exposure.
What support channels are available?+
Support runs through email and help centre, covering help centre articles plus email contact. The setup suits users comfortable resolving queries online. Traders wanting live chat or phone help may find coverage limited during urgent issues.
Sources
- coingecko.com/en/exchanges/xt checked September 29, 2026
Backs: Exchange type, Fiat deposit methods, Headquarters, Founded, Coins listed
“Centralized Exchange”
- xt.com/en/accounts/proof-of-reserves checked September 29, 2026
Backs: Proof of reserves
“XT maintains a 1:1 reserve ratio for all user assets”
- xt.com checked September 29, 2026
Backs: Derivatives, Features, Support channels
“Derivatives Trading”
- xtsupport.zendesk.com/hc/en-us/articles/55724657460889-XT... checked September 29, 2026
Backs: Maker fee, Taker fee
“VIP 0 Spot Fee Rate Maker/Taker 0.2000%”
Compiled from 4 source pages, checked September 29, 2026. We did not open an account.
Not confirmed yet: Regulators.