x4t review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
x4t suits crypto buyers focused on trading cost: a taker fee of 0% and a maker fee of 0% put it at 1 of 118 brands on fees. The Paraguay-based platform, X4T S.A., holds a SEPRELAD licence, lists 500 coins and funds accounts by card or bank transfer.
Key facts
- Best for
- Free trading on a long coin list, for buyers who pay a fee on every trade.
- Taker fee
- 0%↗
- Coins listed
- 500↗
- Regulators
- SEPRELAD (Secretaria de Prevencion de Lavado de Activos y del Financiamiento del Terrorismo) - VASP licence↗
- Fiat deposit methods
- Card, Bank↗
- Maker fee
- 0%↗
- Exchange type
- Cex↗
- Legal entity
- X4T S.A.↗
- Headquarters
- Paraguay↗
- Founded
- 2021↗
- Support channels
- Email, Chat, Phone, Help-centre, Community↗
- Features
- Custodial, Self-custody
- Official website
- x4t.com
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- TrustpilotLinkedInXdiscord.ggt.me
Pros and cons
Pros
- Trading costs nothing on either side: a taker fee of 0% and a maker fee of 0%.
- A market of 500 coins, well above the 74.5 median for exchanges.
- Custodial and self-custody accounts both appear in custodial and self custody, so custody is a choice.
- Support covers email, chat and phone, including phone and a help centre.
Cons
- Fiat deposits cover card and bank transfer per card and bank, with no other funding route offered.
- On coins listed the brand ranks 26 of 172, so the 500 coin market sits mid-table.
- Bitpanda lists more coins, from 650 against 500 here.
Who it suits
- Active traders who pay on every fill and want both sides of a trade free.
- Buyers who want both custody options without moving to a second provider.
- Support-led buyers who want phone and chat as well as email (email, chat and phone).
Who should look elsewhere
- Bitpanda, with from 650 coins listed, suits readers who want breadth over fee-free trading.
- ActivTrades, listing 9 coins, suits readers who want a narrow list of majors.
How it compares on our data
On fees, x4t ranks 1 of 118 brands in our taker fee ranking, the strongest result it posts. On coins listed it sits at 26 of 172, so the market is broad but not a front-runner. The cost picture is the reason to look here first.
How x4t compares
9.2 vs 9.5- 9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.7A list of 9 coins, for readers who want a small market of established assets.
9.2 vs 9.4
9.2 vs 9.6
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.0
9.2 vs 8.2
9.2 vs 8.2
9.2 vs 9.7
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 8.7
9.2 vs 8.6
Where x4t is available
- Available
- Paraguay
- Licence in Paraguay
- SEPRELAD (Secretaria de Prevencion de Lavado de Activos y del Financiamiento del Terrorismo) - VASP licence, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does x4t charge to trade?+
Standard trading costs a taker fee of 0% and a maker fee of 0%, so nothing is charged on either side of a trade. The median taker fee in our exchange ranking is 0.2%, so x4t sits at the cheap end of the field.
Who regulates x4t?+
The licence record names SEPRELAD (Secretaria de Prevencion de Lavado de Activos y del Financiamiento del Terrorismo) VASP licence, the Paraguayan authority that supervises virtual asset service providers. The operator behind the platform is X4T S.A., registered in Paraguay, and the business was founded in 2021.
How many coins can I trade on x4t?+
The market lists 500 coins across its supported chains. For context, the median exchange in our ranking carries 74.5 coins, and the upper quartile sits at 392, so the list sits well above the middle of the field.
How do I deposit money?+
Deposits run by card and bank transfer, as listed in card and bank. In our exchange ranking, bank transfer appears on 91.8% of brands and card payments on 53.1%, so the common routes are covered here.
Can I hold my own crypto on x4t?+
The platform lists custodial and self custody, so you can hold balances in a custodial account or take self-custody over your keys. The choice sits inside the same exchange, which keeps trading and holding in one place.
How do I reach x4t support?+
Support runs on email, chat and phone, which covers email, chat, phone, a help centre and a community channel. Phone is the least common channel across the field, listed for 19.2% of the brands in our exchange ranking.
What kind of platform is x4t?+
x4t is a centralised exchange, listed as cex, run by X4T S.A. and founded in 2021. Centralised venues keep balances on their own books, which is why the self-custody option in custodial and self custody matters for readers who hold their own keys.
How does x4t compare with bunq on fees?+
Fees sit at opposite ends here. x4t charges a taker fee of 0%, while bunq's taker fee runs 0.25% to 1.99%. Readers who want free trading get it at x4t, and the gap shows on every trade.
Sources
- seprelad.gov.py/siro/soprovisorio/impresionsolicitudso.xhtml checked September 26, 2026
Backs: Regulators, Licences
- x4t.com checked September 26, 2026
Backs: Exchange type, Maker fee, Taker fee
“X4T's centralized platform advantages, including Fireblocks-secured wallets, 'Fiat for Crypto' options, and a simple UI”
- x4t.com/en/about-x4t checked September 26, 2026
Backs: Founded, Headquarters
“X4T was launched in December 2021”
- x4t.com/en/contact checked September 26, 2026
Backs: Support channels
“Our team is ready to help - online, via WhatsApp, or in person at our office in Asuncion. Email support@x4t.com ... Visit our Support Center”
- x4t.com/en/market checked September 26, 2026
Backs: Coins listed
“500 Cryptocurrencies”
- x4t.com/en/multichain checked September 26, 2026
Backs: Features
“Your assets sit in segregated Fireblocks vaults ... you can also withdraw to any self-custody wallet you control”
- x4t.com/en/terms-and-conditions checked September 26, 2026
Backs: Fiat deposit methods, Legal entity
“Payments by credit and/or debit card are accepted ... X4T S.A. provides an option to complete transactions via bank transfer”
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.