Tokocrypto review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Tokocrypto is the exchange to look at if you buy and trade in Indonesia and want a regulated home for a long list of coins, with proof of reserves published and staking on hand. Its 396 coin list puts it well clear of the exchange median, though fees are not the cheapest on the market.
Key facts
- Best for
- Indonesian crypto buyers and traders who want a regulated local exchange with a long coin list.
- Taker fee
- 0.15% to 0.2%↗
- Coins listed
- 396↗
- Regulators
- OJK (Otoritas Jasa Keuangan), Kominfo PSE (registered electronic system provider)↗
- Fiat deposit methods
- Bank↗
- Maker fee
- 0.1% to 0.15%↗
- Proof of reserves
- Yes↗
- Exchange type
- Cex↗
- Legal entity
- PT Aset Digital Berkat↗
- Headquarters
- Indonesia↗
- Founded
- 2017↗
- Support channels
- Email, Chat, Help-centre, Community↗
- Features
- Staking
- Official website
- tokocrypto.com
Facts checked September 26, 2026, 6 sources
Apps and profiles
Pros and cons
Pros
- Regulated in Indonesia through OJK (Otoritas Jasa Keuangan) and Kominfo PSE (registered electronic system provider), with proof of reserves published
- A long list at 396, above the exchange median of 74.5
- Staking is available, so idle balances can earn while held
- Taker fees of 0.15% to 0.2% sit at the lower end of the 0.5% band for exchanges
Cons
- Fiat deposits run through bank only, so funding is tied to local banking rails.
- Taker fees of 0.15% to 0.2% sit above the cheapest exchanges here, and maker fees of 0.1% to 0.15% add to the cost of a round trip.
- Support covers email, chat and help centre, so getting hold of a person depends on the help centre or community.
Who it suits
- Indonesian buyers funding an account with a local bank transfer
- Traders who want a long coin list on a regulated exchange
- Holders who want staking available on the same platform
Who should look elsewhere
- Readers wanting the lowest possible taker fee, since ActivTrades charges 0%
- European readers who prefer buying inside a bank app, where bunq charges taker fees of 0.25% to 1.99%
- Anyone needing to fund the account from outside Indonesia, since deposits run through bank
How your money is protected
Tokocrypto lists OJK (Otoritas Jasa Keuangan) and Kominfo PSE (registered electronic system provider), so the exchange sits inside Indonesia's regulated financial system rather than operating without oversight. Alongside that registration it publishes proof of reserves, letting customers compare reported holdings with balances. Proof of reserves is a published snapshot of assets held, not a deposit protection scheme, and no such guarantee is stated.
The company behind it
The exchange is run by PT Aset Digital Berkat, a company based in Indonesia, and has traded since 2017. That history matters for readers weighing trust. Getting help runs through email, chat and help centre, so most questions go through the help centre, live chat or email, with a community space as a fallback.
How Tokocrypto compares
9.1 vs 9.5- 9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.7ActivTrades charges taker fees of 0%, so it suits active traders who care more about the cost of each trade than local funding.
9.1 vs 9.4
9.1 vs 9.6
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 8.2
9.1 vs 8.2
9.1 vs 9.7
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 8.7
9.1 vs 8.6
Where Tokocrypto is available
- Available
- Indonesia
- Licence in Indonesia
- OJK (Otoritas Jasa Keuangan), checked September 26, 2026
- Licence in Indonesia
- Kominfo PSE (registered electronic system provider), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What are the trading fees on Tokocrypto?+
Trading fees are charged on every order. Taker fees are 0.15% to 0.2%, which apply when an order is filled straight from the book, and maker fees are 0.1% to 0.15%, which apply when you add liquidity instead. For comparison, bunq charges taker fees of 0.25% to 1.99%.
Is Tokocrypto regulated and can I check its reserves?+
Your money is covered by two Indonesian registrations rather than a single banking licence. The exchange lists OJK (Otoritas Jasa Keuangan) and Kominfo PSE (registered electronic system provider), and it also publishes proof of reserves, so you can check that reported holdings back up customer balances. Proof of reserves is a snapshot of assets, not a guarantee of any single withdrawal.
How do I deposit money with Tokocrypto?+
Fiat deposits run through bank, which suits people who already hold an account with a local bank. The route is built around domestic transfers, so people funding from other countries tend to find it harder to top up. You can then move those funds onto the exchange to buy or trade.
How many coins can I trade on Tokocrypto?+
The coin list covers 396 assets, which is far above the median of 62 across the exchanges we compare. That makes it a broad place to hold and trade, rather than a narrow book focused on a few majors. Longer lists also mean more small-cap pairs with thinner liquidity.
Who runs Tokocrypto and how long has it been around?+
The service is run by PT Aset Digital Berkat, which is based in Indonesia, and the exchange has been operating since 2017. That gives it a long track record in its home market. It is a domestic platform, so its listings, fees and payment rails are shaped by Indonesian rules.
Can I earn rewards on my crypto at Tokocrypto?+
Staking is listed among its features, so you can put idle holdings to work on the platform. Earned balances are shown as your trading balance, which is why a holding can differ slightly from the coins you bought. Rates and terms apply per asset, so check the current figure before you commit.
How do I get help from support?+
Help comes through email, chat and help centre, which covers a help centre, live chat, email and a community space. A help centre is the most common route on the exchange ranking at 82.1%, and Tokocrypto is among the venues that offer one. Written channels suit questions that need screenshots and order references.
How does Tokocrypto compare with Bitpanda and bunq?+
Tokocrypto suits people buying and trading in Indonesia with local bank funding, and for a long coin list it is hard to beat. Bitpanda lists at least from 650 coins, so it wins on breadth in a European context, while bunq charges taker fees of 0.25% to 1.99% and sits in a European banking app.
Sources
- coingecko.com/en/exchanges/toko_crypto checked September 26, 2026
Backs: Coins listed, Founded
“id=toko_crypto; coins=396; pairs=499”
- about.tokocrypto.com checked September 26, 2026
Backs: Headquarters, Support channels
“We currently center our operations in Jakarta, the capital city of Indonesia”
- support.tokocrypto.com/hc/en-us/articles/45312407357453-W... checked September 26, 2026
Backs: Features
“Understanding Staking and Early Redemption on Tokocrypto”
- support.tokocrypto.com/hc/en-us/articles/46562860238477-T... checked September 26, 2026
Backs: Legal entity, Maker fee, Taker fee
“PT Aset Digital Berkat ("Tokocrypto") will adjust the transaction fees applicable to users”
- support.tokocrypto.com/hc/en-us/search checked September 26, 2026
Backs: Fiat deposit methods
“provides IDR deposit options via Nobu Bank ... By using the Virtual Account (VA) method”
- tokocrypto.com/en checked September 26, 2026
Backs: Exchange type, Regulators, Licences
“Tokocrypto - OJK-Supervised Crypto Exchange in Indonesia”
- tokocrypto.com/en/proof-of-reserves checked September 26, 2026
Backs: Proof of reserves
“Proof of Reserves | Tokocrypto”
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Tokocrypto
Indonesian crypto buyers and traders who want a regulated local exchange with a long coin list.