SimpleSwap review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
SimpleSwap suits buyers who want a self-custody swap across a long coin list, with a taker fee of 0.2% and no separate withdrawal charge. It sits in the small minority of decentralised venues on the market, so keys and coins stay with the wallet rather than a platform balance.
Key facts
- Best for
- A self-custody swap across a very long coin list.
- Taker fee
- 0.2%↗
- Coins listed
- 2,800↗
- Fiat deposit methods
- Card, Bank, Apple-pay↗
- Withdrawal fee
- No separate withdrawal fee; network fee set by the blockchain↗
- Derivatives
- No↗
- Exchange type
- Dex↗
- Founded
- 2018↗
- Support channels
- Email, Chat, Help-centre, Community↗
- Features
- Self-custody
- Official website
- simpleswap.io
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- A coin list of 2,800 puts SimpleSwap at 5 of 172 brands on our ranking.
- A taker fee of 0.2% per swap, below the 0.55% upper quartile across the site.
- No separate withdrawal fee, so the network fee set by the blockchain is the only cost of taking coins out.
- Self-custody, so every swap settles to a wallet the user controls instead of a platform balance.
- Fiat deposits cover card, bank and apple pay, so a purchase can be funded by card or a bank transfer.
Cons
- ActivTrades lists 0% as its taker fee, so SimpleSwap's 0.2% is the costlier of the two for frequent traders.
- Derivatives are not offered, which leaves the venue with spot swaps only.
- Support runs on email, chat and help centre only, so a stuck swap is handled in writing.
Who it suits
- Traders who want a long tail of coins without holding a balance on the exchange.
- Self-custody users who already have a wallet and want a straightforward swap interface.
- Readers paying in by card or bank transfer who want coins delivered to their own wallet.
Who should look elsewhere
- Fee-first active traders, who may find a lower taker charge at ActivTrades, listed at 0%.
- People who want a shorter, tidier coin list, such as Bitpanda users, whose list starts at from 650.
- bunq users who prefer a provider that shows a crypto fee range of 0.25% to 1.99% rather than a single rate.
How it compares on our data
On our data SimpleSwap ranks at 5 of 172 brands on coins listed, which is where the brand stands out. On taker fee it sits at 56 of 118, so the breadth is the strong side of the picture and the price per swap is ordinary. Readers shopping on both numbers should treat the first as the reason to look and the second as the reason to run the numbers on a live trade before committing funds. The pairing matters: a long list only pays off if the cost of using it stays predictable, and here the two measures point in different directions.
Fees
A swap costs a taker fee of 0.2%, published as a single rate rather than a band, so a quote before you confirm is the number you pay. On top of that there is no separate withdrawal fee, and the network fee set by the blockchain is the only cost of taking coins out, which keeps regular withdrawals from stacking charges. For a finance-minded reader the shape of the charges is simple: one line at the point of trade, one network cost at the point of withdrawal, and nothing recurring in between. Because the fee applies per swap rather than per account, trading frequency matters more here than balance size.
What you can hold and do
The venue lists 2,800 coins, and that breadth is the main reason to choose it, since an obscure asset is more likely to be quoted here than at a shorter list. Derivatives are not offered, so the service stays a spot swap venue with a single job. Fiat buying runs through card, bank and apple pay, which means a purchase can be funded by card or a bank transfer, with the result landing in a wallet the user controls. Read together, the offering is wide on assets and narrow on product type.
The company behind it
Founded in 2018, SimpleSwap has been trading long enough for its help centre to be a real route to an answer rather than a formality. Support runs on email, chat and help centre, so email and chat carry the load, with a community channel alongside for questions others have already asked. The channel list holds no call centre, which shapes what a stuck swap looks like in practice: the exchange of messages is written, and resolution depends on how quickly the team replies. Worth weighing for anyone whose funds are time sensitive.
How SimpleSwap compares
9.0 vs 9.5- 9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.7Lists a taker fee of 0%, the lowest charge among these options, for readers who trade often and want cost per trade to fall to nothing.
9.0 vs 9.4
9.0 vs 9.6
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.0
9.0 vs 8.2
9.0 vs 8.2
9.0 vs 9.7
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.0
9.0 vs 8.7
9.0 vs 8.6
Where SimpleSwap is available
- Available
- Everywhere except Afghanistan, Austria, Belgium, Bulgaria, Burundi, Belarus, Democratic Republic of the Congo, Central African Republic, Côte d'Ivoire, China, Colombia, Cuba, Cyprus, Czechia, Germany, Denmark, Estonia, Eritrea, Spain, Finland, France, United Kingdom, Guinea, Greece, Guinea-Bissau, Croatia, Hungary, Ireland, India, Iraq, Iran, Italy, Japan, North Korea, Liberia, Lithuania, Luxembourg, Latvia, Libya, Mali, Myanmar, Malta, Nicaragua, Netherlands, Poland, Portugal, Romania, Russia, Sudan, Sweden, Slovenia, Slovakia, Somalia, South Sudan, Syria, United States, Venezuela, Yemen, Zimbabwe
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does a swap cost on SimpleSwap?+
The taker fee is 0.2% per swap. Across the site the median is 0.2% and the upper quartile is 0.55%, so the rate is close to typical and well under the priciest end. There is no separate withdrawal fee either, since the network fee set by the blockchain is the only cost of taking coins out.
Does SimpleSwap hold my coins?+
Custody here is self-custody, so a swap settles to a wallet you control rather than a balance on the platform. SimpleSwap runs as a dex, which suits readers who would rather hold keys directly than rely on a platform account to look after them.
How can I pay in fiat?+
Fiat deposits cover card, bank and apple pay, so a purchase can be funded by card or a bank transfer. Card funding is the wider habit on the site, where 51.7% of the brands take cards, while 92.5% accept a bank transfer, a smaller share.
How many coins can I swap?+
The venue lists 2,800 coins, which places it at 5 of 172 brands on our ranking. The site median is 62, so the long tail here is far wider than at a typical venue, and less common pairs are more likely to be quoted.
Does SimpleSwap offer derivatives?+
Derivatives are not offered, and that is a clear gap in an otherwise broad service. What you get is spot swapping on dex infrastructure across 2,800 coins at a taker fee of 0.2%, with fiat buying funded through card, bank and apple pay.
How do I get help if a swap goes wrong?+
Support runs on email, chat and help centre. Email and chat sit alongside a help centre and a community channel, and a help centre is the most common route on the site, where 79.6% of brands offer one. No call centre appears in the list, so a stuck swap moves at written speed.
How long has SimpleSwap been running?+
The company was founded in 2018 and now lists 2,800 coins, so the venue has had time to build out a long list and a self-custody flow. Support still runs on email, chat and help centre, which is where a reader with a problem should start.
Is SimpleSwap cheaper than a traditional exchange?+
On taker fees it does not win: SimpleSwap charges 0.2%, ActivTrades lists 0%, and bunq shows 0.25% to 1.99%. The trade is breadth and self-custody, with 2,800 coins available, against a higher charge on each swap.
Sources
- simpleswap.io/about checked September 26, 2026
Backs: Derivatives, Exchange type, Features
“SimpleSwap is a self-custodial multi-source swap aggregator and infrastructure for direct wallet-to-wallet crypto exchange.”
- simpleswap.io/buy-crypto checked September 26, 2026
Backs: Fiat deposit methods
“You can choose between a credit card, a debit card, Apple Pay, Google Pay, and bank transfers.”
- simpleswap.io/faq checked September 26, 2026
Backs: Coins listed, Founded, Support channels, Taker fee, Withdrawal fee
“aggregates liquidity from 20+ CEX and DEX providers and supports 2,800+ cryptocurrencies with 3.2M+ trading pairs available”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Regulators.