Riv Digital review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Riv Digital suits Italian buyers who want a CONSOB-regulated exchange with self-custody and only the basics, with listings of 1. The taker fee of 2.4% to 4.9% and deposits limited to sepa keep it away from anyone who trades often or holds a wide portfolio.
Key facts
- Best for
- A regulated Italian exchange for holding the basics with self-custody and bank transfer funding.
- Taker fee
- 2.4% to 4.9%↗
- Coins listed
- 1↗
- Regulators
- CONSOB (Commissione Nazionale per le Societa e la Borsa), Commissione Nazionale per le Societa e la Borsa (CONSOB)↗
- Fiat deposit methods
- SEPA↗
- Withdrawal fee
- No separate charge; network gas fees and SEPA/SEPA Instant bank costs already included in the markup↗
- Derivatives
- No↗
- Exchange type
- Cex↗
- Legal entity
- RIV-DIGITAL S.R.L.↗
- Headquarters
- Italy↗
- Support channels
- Email, Phone, Community↗
- Features
- Self-custody
- Official website
- riv-digital.it
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- Xinstagram.com
Pros and cons
Pros
- Regulated in Italy by CONSOB, with the MiCA CASP licence MiCA CASP 815600DCB0E8882D2314.
- Self-custody is standard here, listed under self custody.
- No separate withdrawal charge, with gas and bank costs already inside the markup.
- Support covers email, phone and community, including a phone line.
Cons
- Listings are thin at 1, well below the site median of 62.
- Taker fees of 2.4% to 4.9% sit above the site median of 0.2%.
- Deposits run through sepa only, and derivatives are not offered.
Who it suits
- Italian residents who want a CONSOB-regulated venue and to keep control of their keys, since self-custody is the model here.
- Buyers who hold the basics and pay from a bank account, since deposits run through sepa.
Who should look elsewhere
- Bitpanda, for anyone wanting breadth, since listings there start at from 650 against 1 here.
- bunq, for readers who want cheaper per-trade costs, with a taker fee of 0.25% to 1.99% against 2.4% to 4.9% here.
- ActivTrades, for active traders, since it charges no taker fee while Riv Digital charges 2.4% to 4.9%.
Fees
Charges are built into a markup on the market price rather than a separate spread. Taker fees of 2.4% to 4.9% apply to standard orders, above the site median of 0.2%. Withdrawals carry no separate charge: network gas fees and SEPA or SEPA Instant bank costs already sit inside the markup, so the exit cost is part of the buy price.
How Riv Digital compares
8.6 vs 9.5- 8.6 vs 9.3
8.6 vs 9.2
8.6 vs 9.7No taker fee at all where Riv Digital charges 2.4% to 4.9%, which matters for frequent trading.
8.6 vs 9.4
8.6 vs 9.6
8.6 vs 9.0
8.6 vs 9.08.6 vs 9.0
8.6 vs 9.08.6 vs 8.9
8.6 vs 9.0
8.6 vs 8.2
8.6 vs 8.2
8.6 vs 9.7
8.6 vs 9.4
8.6 vs 9.3
8.6 vs 9.2
8.6 vs 9.2
8.6 vs 9.1
8.6 vs 9.0
8.6 vs 8.7
8.6 vs 8.6
Where Riv Digital is available
- Available
- Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
- Licence in Italy
- CONSOB (Commissione Nazionale per le Societa e la Borsa) (Delibera n. 24030 del 10 giugno 2026 (Procedimento 187956/25)), checked September 26, 2026
- Licence in Italy
- Commissione Nazionale per le Societa e la Borsa (CONSOB) (MiCA CASP 815600DCB0E8882D2314), checked September 26, 2026, also valid in Italy
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to trade on Riv Digital?+
Trading is charged as a markup on the market price, with taker fees of 2.4% to 4.9% on standard orders. That sits above the site median of 0.2%, so the cost per trade is the first thing to weigh. Withdrawals do not add a separate charge on top of the buy price.
Is Riv Digital regulated?+
Yes. It operates in Italy under CONSOB, listed among CONSOB (Commissione Nazionale per le Societa e la Borsa) and Commissione Nazionale per le Societa e la Borsa (CONSOB), and holds the MiCA CASP licence recorded as MiCA CASP 815600DCB0E8882D2314. The Italian approval carries a published delibera and proceeding number, so the supervisory record can be checked against the register.
Do I hold my own coins?+
Yes, self-custody is the model, listed under self custody, so keys stay with the account holder rather than the platform. It runs as a centralised exchange, cex, which keeps a familiar interface while custody sits with you. That pairing is the main reason to choose it.
How do I deposit euros?+
Fiat deposits run through SEPA, listed as sepa, so funding arrives from a bank account rather than a card or wallet. Bank transfer is also the most widespread deposit route across the exchanges compared here, at 91.8%. Plan around a transfer rather than an instant card top-up.
Is there a withdrawal fee?+
No separate charge is listed for withdrawals. Network gas fees and SEPA or SEPA Instant bank costs are already included in the markup, and the same SEPA rails used to fund the account, sepa, carry money out. The exit cost therefore stays inside the price paid on the way in.
How many coins can I buy?+
Listings are thin, at 1, which places the brand near the foot of the coins column, ranked 164 out of 172 compared. The typical exchange here lists a median of 62. It suits holding the basics rather than exploring a long tail of assets.
How do I reach support?+
Support runs on email, phone and community, so email, phone and community channels are covered and there is no live chat in that list. A phone line is uncommon among the buy crypto venues compared here, at 24%. Expect written or voice support rather than an instant chat window.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=IT”
- riv-digital.it checked September 26, 2026
Backs: Derivatives, Features
“RIV-Digital S.r.l. offre esclusivamente servizi relativi alle attivita in cripto-attivita autorizzati da CONSOB (scambio e collocamento)”
- riv-digital.it/contact checked September 26, 2026
Backs: Support channels
- riv-digital.it/transparency checked September 26, 2026
Backs: Coins listed, Exchange type, Fiat deposit methods, Regulators, Taker fee, Withdrawal fee
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Riv Digital
A regulated Italian exchange for holding the basics with self-custody and bank transfer funding.