paymium review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Paymium suits euro zone buyers who want a regulated French exchange and a small, plain coin list, not anyone shopping breadth. Its 1 coin list is the clearest separator next to the alternatives here, and a taker fee of 0.6% keeps it at the dear end.
Key facts
- Best for
- Euro zone buyers wanting an AMF regulated exchange and a card or SEPA top up.
- Taker fee
- 0.6%↗
- Coins listed
- 1↗
- Regulators
- Autorité des Marchés Financiers (AMF)↗
- Fiat deposit methods
- Card, SEPA↗
- Maker fee
- 0.4%↗
- Withdrawal fee
- 0.99 EUR (SEPA bank transfer); crypto withdrawals charged at network fee↗
- Exchange type
- Cex↗
- Legal entity
- PAYMIUM SAS↗
- Headquarters
- France↗
- Founded
- 2011↗
- Support channels
- Email, Help-centre, Community↗
- Features
- Custodial
- Official website
- paymium.com
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Regulated in France by the AMF under MiCA CASP 969500D241WXU9J7MI33
- Fiat deposits run through card and sepa, so funding stays simple
- Operating since 2011 through the legal entity PAYMIUM SAS
- A maker fee of 0.4% rewards limit orders
Cons
- A coin list of 1 against an exchange median of 74.5
- A taker fee of 0.6% versus a site median of 0.2%
- Support runs on email, help centre and community only, with no live chat or phone line
Who it suits
- Euro area residents paying in by card or SEPA through card and sepa
- Buyers who want an AMF regulated French provider rather than a broad global exchange
- People who hold few coins and care more about the licence than the listing count
Who should look elsewhere
- Traders wanting depth across many assets, where Bitpanda lists from 650
- Cost sensitive market makers comparing against the free taker fee at 0%
- Self custody users, since custody here is custodial under custodial
The company behind it
Paymium runs as PAYMIUM SAS, headquartered in France and trading since 2011. It works under the AMF licence recorded as MiCA CASP 969500D241WXU9J7MI33, so the provider sits inside the French regulatory perimeter. Custody is custodial, listed under custodial, which means coins are held on the platform rather than in your own wallet. Support runs on email, help centre and community, a self service setup with no live chat or phone line in the list.
How paymium compares
9.0 vs 9.5- 9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.7ActivTrades charges a taker fee of 0%, so it suits readers whose priority is trading cost rather than euro regulation.
9.0 vs 9.4
9.0 vs 9.6
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.0
9.0 vs 8.2
9.0 vs 8.2
9.0 vs 9.7
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.0
9.0 vs 8.7
9.0 vs 8.6
Where paymium is available
- Licence in France
- AMF, checked September 26, 2026
- Licence in France
- Autorité des Marchés Financiers (AMF) (MiCA CASP 969500D241WXU9J7MI33), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Frequently asked questions
What does Paymium charge to trade?+
The taker fee is 0.6% and the maker fee is 0.4%, so limit orders cost less than market orders. That sits above the site taker fee median of 0.2%, so costs weigh against Paymium for frequent traders.
How many coins can I buy?+
The listing is 1, the smallest range in this group and well under the exchange median of 74.5. Anyone wanting access to a long tail of assets should look at a wider platform such as Bitpanda.
Is Paymium regulated?+
Yes. The provider is registered in France and regulated by the AMF, with the registration recorded as MiCA CASP 969500D241WXU9J7MI33. It has been operating since 2011 under the legal entity PAYMIUM SAS.
How do I fund the account?+
Fiat deposits run through card and sepa, so a bank card and a SEPA transfer cover the usual euro routes. Both were listed on the pricing page, and no additional payment processor was named.
What does it cost to withdraw?+
Withdrawal is charged as a flat fee on SEPA bank transfers, while crypto withdrawals are billed at the network fee for the coin. Card withdrawals were not given a figure, so check the pricing page before relying on them.
Does Paymium hold my coins or do I?+
Custody is custodial, recorded under custodial, so the platform holds the assets and you hold the balance on the account. That suits readers who do not want to manage keys, and it rules out self custody users.
How do I get help?+
Support runs on email, help centre and community. A help centre and a community space cover common questions, with email for anything more involved, and no phone or live chat line appears in the list.
Where is Paymium based?+
The company is registered as PAYMIUM SAS in France, and it has run as an exchange since 2011. Its euro funding routes make it most convenient for euro area accounts.
Sources
- coingecko.com/en/exchanges/paymium checked September 26, 2026
Backs: Coins listed, Founded
“id=paymium; coins=1; pairs=1”
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=FR”
- paymium.com checked September 26, 2026
Backs: Exchange type
“Buy, sell and exchange on a regulated French platform”
- paymium.com/aide checked September 26, 2026
Backs: Support channels
“If you no longer have access to your Paymium account, contact us at [email protected] ... Our support team is available Monday to Friday, 10am to 6pm. ... Follow our news and join the conversation on...”
- paymium.com/en/pricing checked September 26, 2026
Backs: Fiat deposit methods, Maker fee, Taker fee, Withdrawal fee
“Euro (SEPA bank transfer) Deposit fee Free ... Bank card transaction fees may be up to a maximum of 3.5%”
- paymium.com/en/security-and-compliance checked September 26, 2026
Backs: Features, Regulators
“98% of funds kept offline ... Audits and segregated funds”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
paymium
Euro zone buyers wanting an AMF regulated exchange and a card or SEPA top up.