northcrypto review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

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Our verdict

NorthCrypto is a Finnish custodial exchange for euro holders who want a regulated venue for buying, holding and staking, custodial and staking. Taker fees run 0.6% to 1%, above the 0.2% charged across exchange listings, so the licence counts for more than the price.

Key facts

Best for
Euro holders who want a regulated exchange with staking and a broad coin choice.
Taker fee
0.6% to 1%↗
Coins listed
260↗
Regulators
Finnish Financial Supervisory Authority (Fin-Finlands), Finanssivalvonta (FIN-FSA)↗
Fiat deposit methods
Bank, SEPA↗
Withdrawal fee
SEPA withdrawal 1.00 EUR; cryptocurrency withdrawal is a variable network transfer fee plus a small service fee↗
Exchange type
Cex↗
Legal entity
NorthCrypto Oy↗
Headquarters
Finland↗
Founded
2018↗
Support channels
Email, Help-centre, Community↗
Features
Custodial, Staking
Official website
northcrypto.com

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataX

Pros and cons

Pros

  • Supervised in Finland by the Finnish Financial Supervisory Authority (Fin-Finlands) and FIN-FSA, under licence MiCA CASP 743700CHRVVP342JOA67.
  • 260 coins listed, above the 60 across comparable buy sites.
  • Euro funding through bank and sepa, so a bank transfer or SEPA transfer opens the account.

Cons

  • Taker fees run 0.6% to 1%, above the 0.2% charged across exchange listings.
  • Support runs on email, help centre and community, with live chat not among the listed channels.
  • SEPA withdrawals carry a flat charge, and crypto withdrawals add a variable network transfer fee plus a small service fee.
northcrypto

Ready to try northcrypto?

Scored 8.9 / 10 by HodlCue.

Who it suits

  • Euro holders who fund by bank or SEPA transfer, bank and sepa.
  • Holders who want staking on a custodial account, custodial and staking, rather than a self-custody wallet.
  • Buyers who want a Finnish operator under national supervision, Finnish Financial Supervisory Authority (Fin Finlands) and Finanssivalvonta (FIN FSA).

Who should look elsewhere

  • Fee sensitive traders: bunq takes taker fees of 0.25% to 1.99%.
  • Buyers after a longer mainstream list: Bitpanda lists from 650 coins.
  • Classic traders wanting a commission free venue: ActivTrades charges a taker fee of 0%.

How northcrypto compares

Where northcrypto is available

Available
Finland
Licence in Finland
Finnish Financial Supervisory Authority (Fin-Finlands), checked September 26, 2026
Licence in Finland
Finanssivalvonta (FIN-FSA) (MiCA CASP 743700CHRVVP342JOA67), checked September 26, 2026, also valid in Finland, Norway, Sweden

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to trade at NorthCrypto?+

Taker fees run 0.6% to 1%, above the 0.2% charged across exchange listings and well past the 0.1% quarter mark for buy sites. That makes trading cost the main thing to weigh against the licence and the long list of 260 coins.

Is NorthCrypto regulated?+

Yes. It is supervised in Finland by the Finnish Financial Supervisory Authority (Fin-Finlands) and FIN-FSA, both named in Finnish Financial Supervisory Authority (Fin Finlands) and Finanssivalvonta (FIN FSA), and it holds licence MiCA CASP 743700CHRVVP342JOA67. The legal entity behind the exchange is NorthCrypto Oy, based in Finland, and balances sit in a custodial account, custodial and staking.

How do I deposit money?+

Fiat deposits run through bank and sepa, so bank transfer and SEPA are the listed routes in and card funding is not among them. That matters if you planned to pay by debit card, since 52.6% of comparable listings take cards. The account is custodial, so assets sit with the exchange, custodial and staking.

What does it cost to withdraw?+

SEPA withdrawals carry a flat charge, and crypto withdrawals add a variable network transfer fee plus a small service fee. Those costs sit on top of taker fees of 0.6% to 1%, so frequent movers of funds should budget for both the trading price and the exit cost.

How many coins are listed?+

The exchange lists 260 coins, above the 60 across comparable buy sites. On the same measure it sits 56 of 172 brands compared, so the line up leans broad. A custodial account means the exchange holds what you buy, custodial and staking.

Does NorthCrypto offer staking?+

Staking is one of the listed features, custodial and staking, so it can run alongside a custodial account rather than a self custody wallet. That suits holders who want to keep positions in a single place instead of moving them out to a separate staking setup.

Who is NorthCrypto built for?+

Euro holders who want a regulated venue, since funding is limited to bank and sepa and the company sits under Finnish supervision, Finnish Financial Supervisory Authority (Fin Finlands) and Finanssivalvonta (FIN FSA). Founded in 2018, the venue is a centralised exchange, cex. Readers wanting a self custody setup would look elsewhere, because accounts are custodial, custodial and staking.

How do I contact support?+

Support runs on email, help centre and community, so email, a help centre and a community space are the listed routes. Live chat is not in that set, while 19.2% of exchange listings run a phone line. A help centre is standard in the category, with 82.1% of exchange listings running one.

Sources

  • esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “ae_homeMemberState=FI”

  • northcrypto.com checked September 26, 2026

    Backs: Exchange type

    “The easiest way to buy, sell and store Bitcoin and other cryptocurrencies”

  • northcrypto.com/assets checked September 26, 2026

    Backs: Coins listed

    “We offer Finland's largest cryptocurrency selection with over 260 currencies.”

  • northcrypto.com/contact checked September 26, 2026

    Backs: Support channels

    “Have a question for us and didn't find the answer in the About section's Frequently asked questions? ... Send us a message and we'll get back to you as soon as possible.”

  • northcrypto.com/fees checked September 26, 2026

    Backs: Fiat deposit methods, Taker fee, Withdrawal fee

    “Deposits: Direct deposit via Trustly Free; SEPA deposit Free”

  • northcrypto.com/learn/about/us checked September 26, 2026

    Backs: Founded

    “Northcrypto is a crypto-asset service provider (CASP) licensed by the Finnish Financial Supervisory Authority and founded in 2018 in Turku.”

  • northcrypto.com/regulatory-information checked September 26, 2026

    Backs: Regulators

  • northcrypto.com/staking-service checked September 26, 2026

    Backs: Features

    “Northcrypto is responsible for the staking service, the client relationship, client communications, custody and control of assets, client-specific record-keeping, reward calculations”

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

northcrypto

northcrypto

Euro holders who want a regulated exchange with staking and a broad coin choice.

8.9/10See alternatives