northcrypto review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
NorthCrypto is a Finnish custodial exchange for euro holders who want a regulated venue for buying, holding and staking, custodial and staking. Taker fees run 0.6% to 1%, above the 0.2% charged across exchange listings, so the licence counts for more than the price.
Key facts
- Best for
- Euro holders who want a regulated exchange with staking and a broad coin choice.
- Taker fee
- 0.6% to 1%↗
- Coins listed
- 260↗
- Regulators
- Finnish Financial Supervisory Authority (Fin-Finlands), Finanssivalvonta (FIN-FSA)↗
- Fiat deposit methods
- Bank, SEPA↗
- Withdrawal fee
- SEPA withdrawal 1.00 EUR; cryptocurrency withdrawal is a variable network transfer fee plus a small service fee↗
- Exchange type
- Cex↗
- Legal entity
- NorthCrypto Oy↗
- Headquarters
- Finland↗
- Founded
- 2018↗
- Support channels
- Email, Help-centre, Community↗
- Features
- Custodial, Staking
- Official website
- northcrypto.com
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Supervised in Finland by the Finnish Financial Supervisory Authority (Fin-Finlands) and FIN-FSA, under licence MiCA CASP 743700CHRVVP342JOA67.
- 260 coins listed, above the 60 across comparable buy sites.
- Euro funding through bank and sepa, so a bank transfer or SEPA transfer opens the account.
Cons
- Taker fees run 0.6% to 1%, above the 0.2% charged across exchange listings.
- Support runs on email, help centre and community, with live chat not among the listed channels.
- SEPA withdrawals carry a flat charge, and crypto withdrawals add a variable network transfer fee plus a small service fee.
Who it suits
- Euro holders who fund by bank or SEPA transfer, bank and sepa.
- Holders who want staking on a custodial account, custodial and staking, rather than a self-custody wallet.
- Buyers who want a Finnish operator under national supervision, Finnish Financial Supervisory Authority (Fin Finlands) and Finanssivalvonta (FIN FSA).
Who should look elsewhere
- Fee sensitive traders: bunq takes taker fees of 0.25% to 1.99%.
- Buyers after a longer mainstream list: Bitpanda lists from 650 coins.
- Classic traders wanting a commission free venue: ActivTrades charges a taker fee of 0%.
How northcrypto compares
8.9 vs 9.5- 8.9 vs 9.3
8.9 vs 9.2
8.9 vs 9.7Charges a taker fee of 0%, the lowest of these options on that measure.
8.9 vs 9.4
8.9 vs 9.6
8.9 vs 9.0
8.9 vs 9.08.9 vs 9.0
8.9 vs 9.08.9 vs 8.9
8.9 vs 9.0
8.9 vs 8.2
8.9 vs 8.2
8.9 vs 9.7
8.9 vs 9.4
8.9 vs 9.3
8.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.0
8.9 vs 8.7
8.9 vs 8.6
Where northcrypto is available
- Available
- Finland
- Licence in Finland
- Finnish Financial Supervisory Authority (Fin-Finlands), checked September 26, 2026
- Licence in Finland
- Finanssivalvonta (FIN-FSA) (MiCA CASP 743700CHRVVP342JOA67), checked September 26, 2026, also valid in Finland, Norway, Sweden
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to trade at NorthCrypto?+
Taker fees run 0.6% to 1%, above the 0.2% charged across exchange listings and well past the 0.1% quarter mark for buy sites. That makes trading cost the main thing to weigh against the licence and the long list of 260 coins.
Is NorthCrypto regulated?+
Yes. It is supervised in Finland by the Finnish Financial Supervisory Authority (Fin-Finlands) and FIN-FSA, both named in Finnish Financial Supervisory Authority (Fin Finlands) and Finanssivalvonta (FIN FSA), and it holds licence MiCA CASP 743700CHRVVP342JOA67. The legal entity behind the exchange is NorthCrypto Oy, based in Finland, and balances sit in a custodial account, custodial and staking.
How do I deposit money?+
Fiat deposits run through bank and sepa, so bank transfer and SEPA are the listed routes in and card funding is not among them. That matters if you planned to pay by debit card, since 52.6% of comparable listings take cards. The account is custodial, so assets sit with the exchange, custodial and staking.
What does it cost to withdraw?+
SEPA withdrawals carry a flat charge, and crypto withdrawals add a variable network transfer fee plus a small service fee. Those costs sit on top of taker fees of 0.6% to 1%, so frequent movers of funds should budget for both the trading price and the exit cost.
How many coins are listed?+
The exchange lists 260 coins, above the 60 across comparable buy sites. On the same measure it sits 56 of 172 brands compared, so the line up leans broad. A custodial account means the exchange holds what you buy, custodial and staking.
Does NorthCrypto offer staking?+
Staking is one of the listed features, custodial and staking, so it can run alongside a custodial account rather than a self custody wallet. That suits holders who want to keep positions in a single place instead of moving them out to a separate staking setup.
Who is NorthCrypto built for?+
Euro holders who want a regulated venue, since funding is limited to bank and sepa and the company sits under Finnish supervision, Finnish Financial Supervisory Authority (Fin Finlands) and Finanssivalvonta (FIN FSA). Founded in 2018, the venue is a centralised exchange, cex. Readers wanting a self custody setup would look elsewhere, because accounts are custodial, custodial and staking.
How do I contact support?+
Support runs on email, help centre and community, so email, a help centre and a community space are the listed routes. Live chat is not in that set, while 19.2% of exchange listings run a phone line. A help centre is standard in the category, with 82.1% of exchange listings running one.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=FI”
- northcrypto.com checked September 26, 2026
Backs: Exchange type
“The easiest way to buy, sell and store Bitcoin and other cryptocurrencies”
- northcrypto.com/assets checked September 26, 2026
Backs: Coins listed
“We offer Finland's largest cryptocurrency selection with over 260 currencies.”
- northcrypto.com/contact checked September 26, 2026
Backs: Support channels
“Have a question for us and didn't find the answer in the About section's Frequently asked questions? ... Send us a message and we'll get back to you as soon as possible.”
- northcrypto.com/fees checked September 26, 2026
Backs: Fiat deposit methods, Taker fee, Withdrawal fee
“Deposits: Direct deposit via Trustly Free; SEPA deposit Free”
- northcrypto.com/learn/about/us checked September 26, 2026
Backs: Founded
“Northcrypto is a crypto-asset service provider (CASP) licensed by the Finnish Financial Supervisory Authority and founded in 2018 in Turku.”
- northcrypto.com/regulatory-information checked September 26, 2026
Backs: Regulators
- northcrypto.com/staking-service checked September 26, 2026
Backs: Features
“Northcrypto is responsible for the staking service, the client relationship, client communications, custody and control of assets, client-specific record-keeping, reward calculations”
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
northcrypto
Euro holders who want a regulated exchange with staking and a broad coin choice.