See the category overview · See the full best-of ranking
Our take
justTRADE delivers a streamlined gateway for German retail investors who want spot digital asset trading combined with traditional securities brokerage. By routing fiat clearing through Sutor Bank and digital asset custody through Tangany GmbH, the platform offers a familiar regulatory environment under BaFin oversight. The zero euro order commission structure and straightforward minimum spread of 0.30 percent provide transparent transaction costs. However, the inability to withdraw crypto assets to private self-custody hardware wallets creates a closed ecosystem that will not satisfy decentralized finance enthusiasts or advanced altcoin traders.
Pros and cons
Pros
- Zero order execution commissions across spot cryptocurrency pairs, charging only a transparent minimum spread of 0.30 percent
- Crypto custody handled through regulated German crypto custodian Tangany GmbH under BaFin supervision
- Unified interface for trading spot crypto alongside stocks, ETFs, and certificates from one clearing account at Sutor Bank
Cons
- External wallet transfers for incoming or outgoing crypto deposits and withdrawals are not supported
- Account availability is restricted primarily to adult residents in Germany with German tax liability
- Crypto asset catalog is focused on approximately 20 major tokens rather than broad altcoin markets
Trading selection and digital asset lineup
justTRADE operates as a multi asset neobroker based in Frankfurt am Main, allowing users to buy and sell physical spot cryptocurrencies alongside traditional equities, exchange traded funds, and structured derivatives. Rather than offering hundreds of speculative microcap tokens, the platform curates a focused catalog of approximately 20 prominent digital assets. This list includes Bitcoin, Ethereum, Solana, Cardano, Ripple, Polkadot, Avalanche, Chainlink, and Litecoin.
Trading is executed directly in spot tokens, meaning investors buy the underlying asset rather than a contract for difference or synthetic tracker. The platform enforces a minimum trading volume per order, usually set at 50 euros for cryptocurrency transactions. Fractional trading is standard, allowing participants to acquire precise euro amounts of high value assets. The interface presents unified portfolio accounting where fiat balances, traditional shares, and crypto holdings appear within a single clear overview, eliminating the operational friction of toggling between disparate financial applications.
Fee structure, minimum spreads, and transfer limits
A central selling point of the justTRADE crypto review proposition is its zero commission fee model. The broker charges zero euros in fixed order commissions or custody administration fees. Instead, trading expenses are embedded directly in the buy and sell prices through an execution spread. For standard cryptocurrency orders under regular market liquidity conditions, this spread starts at a minimum of 0.30 percent per execution, though wider spreads can occur during periods of extreme market volatility.
Account funding and withdrawals occur exclusively in fiat currency via the designated clearing account maintained at Sutor Bank in Hamburg. There are no deposit or withdrawal fees for standard SEPA bank transfers. However, a major structural limitation is that justTRADE does not support on-chain cryptocurrency deposits or external blockchain withdrawals to private hardware wallets or independent exchanges. All crypto bought on the platform must eventually be sold back into euros inside the account, which limits the platform to pure price exposure and long-term buy-and-hold strategies.
Custodial architecture, institutional custody, and account safety
Because users cannot self-custody their private keys on justTRADE, digital asset security depends on institutional custodian Tangany GmbH, a Munich-based infrastructure provider holding a formal crypto custody license from the German Federal Financial Supervisory Authority. Tangany stores private keys using secure cold storage and certified hardware security modules, isolating private keys from continuous internet connectivity to minimize external intrusion risks.
Cash balances are held in an individual clearing account at Max Heinr. Sutor oHG, which is covered by the statutory German statutory deposit guarantee scheme up to 100,000 euros per customer. Note that this deposit protection applies strictly to fiat balances, as cryptocurrencies are explicitly excluded from statutory deposit insurance schemes. User access security requires multi factor authentication through SMS or dedicated authenticator applications, with two factor authorization mandatory for placing orders, updating personal records, and initiating fiat payouts to the linked reference account.
Eligibility requirements, operating rules, and customer assistance
Account opening at justTRADE is subject to specific geographic and regulatory requirements. Applicants must be at least 18 years old, maintain primary tax residency in Germany, and hold a valid German bank account as a reference account. Identity verification is conducted digitally using video identification procedures compliant with German anti-money laundering legislation, requiring a valid national identity card or biometric passport.
Customer support is available in German and English, primarily managed through structured online ticketing, email inquiry channels, and an organized self-service knowledge base. Phone support is generally reserved for urgent administrative account blocking rather than routine order guidance. Platform availability remains high across desktop browsers and native mobile applications for iOS and Android, operating with standard continuous trading hours for cryptocurrencies seven days a week, subject to brief technical maintenance windows.
Closed loop custodial mechanics and asset access
Understanding the closed-loop custody mechanics of justTRADE is essential before placing trades. Unlike native Web3 platforms, justTRADE operates on a closed custodial model. When an investor purchases Bitcoin or Ethereum, Tangany holds the corresponding tokens in pooled institutional wallets on behalf of the customer. The individual investor does not hold private cryptographic keys and cannot transfer coins to external decentralized protocols or hardware cold storage devices.
This structure removes the technical risk of lost private keys or corrupted wallet software for non technical users. Conversely, it creates complete platform lock-in. Liquidating an investment requires selling the crypto assets for fiat currency inside the platform interface, triggering a standard fiat balance credit at Sutor Bank.
Trading cost breakdown and expense comparison
To evaluate the realistic expense profile of trading on justTRADE, consider an investor executing a 1,000 euro purchase of Bitcoin. With zero fixed ticket fees and a baseline spread of 0.30 percent, the execution cost is approximately 3.00 euros built directly into the quotation. Selling the same position under comparable market conditions entails another 0.30 percent spread cost.
Over a full round-trip trade without monthly custody charges, the total cost amounts to approximately 6.00 euros. This compares favorably against traditional brick-and-mortar brokerage houses that often add ticket fees of 10 euros or more per transaction, although active day traders may find high-volume international spot exchanges offer tighter raw liquidity spreads on major trading pairs.
Who it suits
justTRADE is best suited for Germany-based investors who want a single regulated account to hold both traditional equities and core cryptocurrencies without managing private seed phrases. It is an appealing choice for passive retail savers who prioritize German banking regulation and simplified tax documentation. It is not suitable for active crypto enthusiasts who require on-chain transfers, NFT trading, staking participation, or access to deep altcoin markets.
Frequently asked questions
Can I transfer crypto from justTRADE to my personal wallet?+
No, justTRADE does not support external blockchain deposits or withdrawals. All digital assets are held through its institutional custodian Tangany GmbH in a closed system. To withdraw funds, you must sell your cryptocurrency holdings for euros inside the platform and transfer the fiat cash balance to your linked German reference bank account.
What fees does justTRADE charge for buying cryptocurrency?+
justTRADE charges zero euros in fixed order commissions or custody fees for cryptocurrency trades. The platform incorporates transaction costs into the spread between the buy and sell prices, which starts at a minimum of 0.30 percent for standard digital asset transactions under typical market conditions.
Who holds my crypto assets when trading on justTRADE?+
Cryptocurrency custody on justTRADE is managed by Tangany GmbH, an institutional digital asset custodian based in Munich that is fully licensed and supervised by the German Federal Financial Supervisory Authority. Tangany stores the underlying cryptographic assets in secure cold storage solutions.
Are cryptocurrency holdings on justTRADE protected by deposit insurance?+
No, statutory deposit insurance schemes do not apply to cryptocurrency holdings. While uninvested euro cash balances held in your Sutor Bank clearing account are protected by the German statutory deposit guarantee scheme up to 100,000 euros, digital assets remain speculative financial products subject to market and custody risks.
Who is eligible to open a crypto trading account with justTRADE?+
To open an account, you must be at least 18 years old, maintain your primary residence and tax liability in Germany, and hold an existing bank account in your name at a German banking institution. Identity verification must be completed online using an accepted video identification process.
Can I stake my crypto or earn passive yield on justTRADE?+
No, justTRADE does not provide cryptocurrency staking, yield generation, or crypto lending programs. Digital asset holdings are held strictly as physical spot positions in cold custody without participating in on-chain proof-of-stake validation mechanisms or decentralized lending protocols.
Visit the justTRADE website
Review current terms, availability, and eligibility on the provider's website before continuing.
Visit →No options for this country
Choose another country to see available options.