Invity.io review

Updated September 29, 2026 · HodlCue Editorial Team · Facts checked September 28, 2026

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Our verdict

Invity.io suits casual buyers who value choice at checkout plus card spending, with support for self custody alongside custodial balances. Turbo buy carries a taker fee of 1.49% and fiat deposit via card, bank and SEPA, while oversight comes from Czech National Bank and Czech National Bank (CNB) under MiCA CASP 64880741U1SN9TUWJ897.

Key facts

Best for
Easy buying by card or bank with card spending
Taker fee
1.49%↗
Coins listed
1↗
Regulators
Czech National Bank, Czech National Bank (CNB)↗
Fiat deposit methods
Card, Bank, SEPA, Apple-pay↗
Derivatives
No↗
Exchange type
Cex↗
Legal entity
Invity Finance s.r.o.↗
Headquarters
Czechia↗
Founded
2019↗
Support channels
Chat, Email↗
Features
Custodial, Self-custody
Official website
invity.io

Debit cards

Monthly fee
€0 to €4↗
Card type
Debit↗
Cashback rate
0% to 1.5%↗
Card network
Visa↗
Custody
Custodial↗

Facts checked September 28, 2026, 6 sources

Apps and profiles

Pros and cons

Pros

  • Flexible funding via fiat deposit through card, bank and SEPA
  • Choice of custodial and self custody across custodial and self custody styles
  • Everyday spending via debit on Visa with cashback of 0% to 1.5%

Cons

  • Coin choice is narrow at 1 for diversified buyers
  • Support runs on chat and email only, with Derivatives no for leveraged styles

Ready to try Invity.io?

Scored 8.6 / 10 by HodlCue.

Who it suits

  • Casual buyers using flexible fiat funding for quick purchases
  • Holders wanting self custody choice plus card spending

Who should look elsewhere

  • Broad altcoin hunters who may prefer XTB given wider coverage at 46
  • Fee sensitive spot traders who may prefer ActivTrades with taker fee of 0%

How Invity.io compares

Where Invity.io is available

Licence in Czechia
Czech National Bank, checked September 28, 2026
Licence in Czechia
Czech National Bank (CNB) (MiCA CASP 64880741U1SN9TUWJ897), checked September 28, 2026, also valid in Austria, Germany, Italy, Slovakia, Spain, Netherlands, Poland

Frequently asked questions

What fees apply when buying crypto on Invity.io?+

Turbo buy carries a taker fee of 1.49%, which sits above typical market levels shown by 0.25%. Funding choices include fiat deposit via card, bank and SEPA, with several routes helping you balance speed around transfer cost.

Is Invity.io regulated and safe to use?+

Oversight comes via Czech National Bank and Czech National Bank (CNB) under MiCA CASP 64880741U1SN9TUWJ897. The operator is Invity Finance s.r.o. based in Czechia. That structure gives clear jurisdiction, though crypto values can still swing and you should only commit funds you can afford to leave exposed.

How can you deposit fiat on Invity.io?+

You can fund purchases via fiat deposit through card, bank and SEPA, covering several options for urgent buys and planned bank funding. That mix suits different timelines and budgets. Availability and timing may vary by bank and region, so check limits inside your account before placing sizeable orders.

How many coins does Invity.io support?+

Listed coverage stands at 1, well below the peer midpoint shown by 53.5. That focus suits Bitcoin centred buying rather than broad altcoin rotation. If you plan to hold varied tokens, compare coin menus elsewhere before committing regular purchases here.

How does the Invity card work?+

The Invity card is debit on Visa with custody as custodial and cashback of 0% to 1.5%. Monthly fee is €0 to €4, so usage cost depends on the tier you select. It suits spending balances directly, while long term savers may still prefer self custody wallets.

What support channels does Invity.io offer?+

Help runs through chat and email, covering chat and email without phone lines. That setup suits straightforward queries with written records. If you expect urgent voice help or round the clock desk coverage, test response times with a small query before moving larger balances.

Sources

  • esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 28, 2026

    Backs: Headquarters, Legal entity, Licences

    “ae_homeMemberState=CZ”

  • invity.io checked September 28, 2026

    Backs: Derivatives, Exchange type, Features, Regulators, Support channels

    “There are no altcoins, no leveraged products, no trading pairs - just clean flows for Bitcoin”

  • invity.io/about-us checked September 28, 2026

    Backs: Founded

    “Invity was founded in 2019 by Marek Palatinus, Pavol Rusnak, and Stepan Uherik”

  • invity.io/invity-card checked September 28, 2026

    Backs: Card type, Cashback rate, Custody, Monthly fee, Card network

    “Invity Card - black Visa debit card”

  • invity.io/personal-accounts checked September 28, 2026

    Backs: Coins listed

    “A focused platform dedicated exclusively to Bitcoin”

  • invity.io/turbo-buy checked September 28, 2026

    Backs: Fiat deposit methods, Taker fee

    “Accounts in EUR and CZK. Top up by SEPA, domestic transfer (CZ), or card (Visa, Mastercard, Apple Pay, Google Pay)”

Compiled from 6 source pages, checked September 28, 2026. We did not open an account.

Invity.io

Easy buying by card or bank with card spending

8.6/10See alternatives