Provider comparison
Gnosis Pay Card vs MetaMask Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Gnosis Pay Card is a non-custodial crypto debit card that lets you spend your crypto directly from your own w…
MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your …
Effective rewards
Gnosis Pay Card
MetaMask Card
Reward asset
Gnosis Pay Card
MetaMask Card
Staking tier
Gnosis Pay Card
MetaMask Card
Custody
Gnosis Pay Card
MetaMask Card
Annual fee
Gnosis Pay Card
MetaMask Card
FX fee
Gnosis Pay Card
MetaMask Card
ATM fee
Gnosis Pay Card
MetaMask Card
Conversion spread
Gnosis Pay Card
MetaMask Card
Network
Gnosis Pay Card
MetaMask Card
Apple / Google Pay
Gnosis Pay Card
MetaMask Card
Region availability
Gnosis Pay Card
MetaMask Card
| Feature | Gnosis Pay Card | MetaMask Card |
|---|---|---|
| Effective rewards | 1-5% (interim program 9 Nov 2025 to 30 Jun 2026, then partner-led; not permanent) | 1% cashback uncapped + MetaMask Rewards points (1 pt/$1) |
| Reward asset | GNO | Cashback token/points (MetaMask Rewards) |
| Staking tier | GNO held in Safe: 0.1 (1%) / 1 (2%) / 10 (3%) / 100 (4%) + 1% OG NFT = 5% max | |
| Custody | Non-custodial | Non-custodial |
| Annual fee | No annual fee (card purchase cost) | Free issuance (virtual) |
| FX fee | 0% | ~1% cross-border fee |
| ATM fee | Verify; generally low | Verify |
| Conversion spread | 0% conversion fee (EURe stablecoin spend) | Spend USDC/USDT/wETH direct; minimal conversion |
| Network | Visa | Mastercard |
| Apple / Google Pay | Yes (Apple Pay) | Yes |
| Region availability | EEA, UK, Brazil (expanding) | US and select markets (EEA expanding; verify UK) |
Gnosis Pay Card
Gnosis Pay Card is a non-custodial crypto debit card that lets you spend your crypto directly from your own wallet. It offers a self-custodial alternative to traditional crypto cards, but requires careful setup and understanding.
MetaMask Card
MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your MetaMask wallet without moving funds to a third party. It combines the convenience of a traditional card with full self-custody of your digital assets.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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