MetaMask Card review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
MetaMask Card is a self-custody debit card that suits crypto holders who want to spend straight from a wallet they control. It charges a monthly fee of $0, adds a currency conversion fee of 0% and pays cashback of 1% to 3%.
Key facts
- Best for
- Spending from a self-custody crypto wallet on the Mastercard network.
- Monthly fee
- $0↗
- Currency conversion fee
- 0%↗
- Free ATM withdrawals
- $1,200↗
- Card type
- Debit↗
- Cashback rate
- 1% to 3%↗
- Card network
- Mastercard↗
- Custody
- Self custody↗
- Legal entity
- Consensys Software Inc.↗
- Headquarters
- United States↗
- Founded
- 2016↗
- Support channels
- Email, Chat, Help-centre, Community↗
- Features
- Crypto, Virtual card, Self-custody, Travel
- Official website
- metamask.io
Facts checked September 26, 2026, 3 sources
Apps and profiles
Pros and cons
Pros
- Currency conversion fee of 0%, the strongest result among the cards compared
- Monthly fee of $0, so holding the card adds nothing
- Self-custody, so spending draws on a wallet you control
- Free ATM withdrawals of $1,200 for cash access
Cons
- A physical card is not among its listed features (crypto, virtual card and self custody), so the virtual option is the one named
- Support runs on email, chat and help centre, with no phone line for urgent card problems
- Free ATM withdrawals of $1,200 place it at position 3 of 104 on that measure
Who it suits
- Crypto holders who keep funds in self-custody and want a debit card against that wallet
- Travellers who want a Mastercard that spends directly from a wallet they control
- Readers comparing with custodial offers such as Monzo Flex or Bitpanda
Who should look elsewhere
- Anyone wanting a custodial balance held for them, since Monzo Flex and Wise run standard accounts
- Cash machine users, since free withdrawals of $1,200 rank it at position 3 of 104
- Anyone chasing a wider cashback range than 1% to 3%
Trading and withdrawal fees
MetaMask Card charges a monthly fee of $0, so keeping the card open carries no standing cost of its own. A purchase made in a currency you do not hold is charged a conversion fee of 0% at the point of sale. Both figures apply to the card as issued, whether it is used for everyday spending or on a trip abroad.
Where it sits among rivals
On the cost measures compared here, MetaMask Card sits at position 1 of 379 brands on the monthly fee, and at position 1 of 237 on the currency conversion fee. Free ATM withdrawals place it lower, at position 3 of 104.
How MetaMask Card compares
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.6
9.1 vs 9.0
9.1 vs 9.1Bitpanda charges a monthly fee of €0 and comes with a custodial exchange account, so custody sits with the platform.
9.1 vs 8.9
9.1 vs 8.1
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 8.9- 9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.3
Where MetaMask Card is available
- Available
- Andorra, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to hold the MetaMask Card?+
The monthly fee is $0, so there is no standing charge for keeping the card open. A purchase in a currency you do not hold is charged a conversion fee of 0%. Cashback of 1% to 3% comes back on card spend.
Are there fees for taking cash out?+
Free ATM withdrawals run at $1,200, with charges beyond that set by the cash machine operator. On free withdrawals the card sits at position 3 of 104 in the comparison.
Who holds the money behind the card?+
Custody is self custody, so the card draws on a wallet you control rather than a balance held by a company. Its features (crypto, virtual card and self custody) cover a virtual card, crypto spending, self-custody and travel, and the card runs on the mastercard network.
Is it a debit card or a prepaid card?+
The card type is debit, which means spending draws from funds you hold rather than a balance loaded in advance. The self custody setup keeps the same idea, with the wallet under your own control.
Who is behind MetaMask Card?+
The legal entity is Consensys Software Inc., headquartered in the US, and the project dates from 2016. The card draws on a self-custody wallet, so the money sits with you rather than on a platform balance.
How do I get help with the card?+
Support runs on email, chat and help centre, so help arrives by email, chat, the help centre or the community. A blocked or lost card is handled through those routes rather than a phone line, which matters if the card is your main way to spend.
How does the cost compare with other cards?+
The card sits at position 1 of 379 on the monthly fee and at position 1 of 237 on the currency conversion fee. Its cost score is 7 within an overall 7.
Sources
- en.wikipedia.org/wiki/MetaMask checked September 26, 2026
Backs: Founded
“MetaMask launched in 2016 as open-source software under the MIT license.”
- metamask.io/card checked September 26, 2026
Backs: Free ATM withdrawals, Card type, Cashback rate, Custody, Features, Currency conversion fee, Monthly fee, Card network
“Free ATM withdrawals ... ***up to $1,200/mo”
- metamask.io/terms checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“Suits may be brought only in a Federal District Court or a Texas state court located in Tarrant County, Texas”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
Related by the facts
MetaMask Card
Spending from a self-custody crypto wallet on the Mastercard network.