Provider comparison
Fold Card vs MetaMask Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Fold Card is a crypto rewards card that lets you earn Bitcoin back on everyday spending. It is a custodial pr…
MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your …
Effective rewards
Fold Card
MetaMask Card
Reward asset
Fold Card
MetaMask Card
Staking tier
Fold Card
MetaMask Card
Custody
Fold Card
MetaMask Card
Annual fee
Fold Card
MetaMask Card
FX fee
Fold Card
MetaMask Card
ATM fee
Fold Card
MetaMask Card
Conversion spread
Fold Card
MetaMask Card
Network
Fold Card
MetaMask Card
Apple / Google Pay
Fold Card
MetaMask Card
Region availability
Fold Card
MetaMask Card
| Feature | Fold Card | MetaMask Card |
|---|---|---|
| Effective rewards | 1.5% back in BTC on credit card; +0.5% for paying balance in BTC; up to 4% on first $2k/month spend | 1% cashback uncapped + MetaMask Rewards points (1 pt/$1) |
| Reward asset | Bitcoin (sats) | Cashback token/points (MetaMask Rewards) |
| Staking tier | None (Fold+ paid tier boosts perks) | |
| Custody | Custodial | Non-custodial |
| Annual fee | No annual fee (credit card) | Free issuance (virtual) |
| FX fee | Verify | ~1% cross-border fee |
| ATM fee | Verify (debit) | Verify |
| Conversion spread | Rewards bought as BTC; spot pricing | Spend USDC/USDT/wETH direct; minimal conversion |
| Network | Visa | Mastercard |
| Apple / Google Pay | Yes | Yes |
| Region availability | United States only | US and select markets (EEA expanding; verify UK) |
Fold Card
Fold Card is a crypto rewards card that lets you earn Bitcoin back on everyday spending. It is a custodial product designed for users who want to accumulate Bitcoin without actively trading.
MetaMask Card
MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your MetaMask wallet without moving funds to a third party. It combines the convenience of a traditional card with full self-custody of your digital assets.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
Line up any two providers side by side, or browse the full list to find your next platform.
