gcrypto review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
GCrypto is the trading wallet inside GCash, a custodial centralised exchange for people in the Philippines who want to trade from the app they already use. It charges a taker fee of 0% and lists 45 coins, so the trade-off is cost over range.
Key facts
- Best for
- Free trading from a GCash balance for everyday buyers in the Philippines.
- Taker fee
- 0%↗
- Coins listed
- 45↗
- Regulators
- Bangko Sentral ng Pilipinas↗
- Withdrawal fee
- None for top up or withdraw; per-coin network fee on send↗
- Exchange type
- Cex↗
- Legal entity
- G-Xchange, Inc.↗
- Headquarters
- Philippines↗
- Founded
- 2004↗
- Support channels
- Phone, Help-centre↗
- Features
- Custodial
- Official website
- gcash.com
Crypto wallets
Facts checked September 26, 2026, 7 sources
Pros and cons
Pros
- No fee for topping up or withdrawing, with a per-coin network fee on send only.
- The wallet is listed at PHP 0, so opening it costs nothing.
- Regulated by Bangko Sentral ng Pilipinas in the Philippines, with support on phone and help centre.
- A mobile wallet inside GCash, so the balance and the trading screen sit in one app.
Cons
- Custody is custodial (custodial), so the platform holds the keys rather than you.
- Support runs on phone and help centre only, with no email or live chat line.
- The list covers 45 coins and networks, ranking 104 of 172 on the site.
Who it suits
- GCash users in the Philippines who want crypto trading inside the app they already use for payments.
- Buyers who weigh the cost of a trade more heavily than the size of the coin list.
- People who want a custodial mobile wallet run by a Philippine-regulated operator.
Who should look elsewhere
- People chasing a long tail of tokens: Bitpanda lists from 650 coins against GCN's 45.
- Traders who expect to pay a venue fee, since bunq's taker fee runs 0.25% to 1.99%.
- Readers after a leaner catalogue: ActivTrades lists 9 coins.
How gcrypto compares
9.3 vs 9.5- 9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.7Lists 9 coins, a much smaller book than GCN.
9.3 vs 9.4
9.3 vs 9.6
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 9.0
9.3 vs 8.2
9.3 vs 8.2
9.3 vs 9.7
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 8.7
9.3 vs 8.6
Where gcrypto is available
- Available
- Philippines
- Licence in Philippines
- Bangko Sentral ng Pilipinas, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does GCN charge to trade?+
GCrypto charges a taker fee of 0% on trades, and the wallet is listed at PHP 0. That puts it at rank 1 of 118 on taker fee across the brands on the site.
Are there fees to top up or withdraw?+
Topping up and withdrawing carry no fee, so moving value between the GCash balance and the wallet adds nothing in platform charges. A per-coin network fee still applies when you send crypto to another address, and the wallet itself is listed at PHP 0.
Who regulates GCN and where is it based?+
The listed regulator is Bangko Sentral ng Pilipinas, and the operator is G-Xchange, Inc., based in the Philippines. The company was founded in 2004, and GCN runs as a custodial cex rather than a self-custody venue.
Do I hold the coins myself?+
Custody is custodial (custodial), so GCN holds the keys and the wallet runs as a centralised exchange rather than a self-custody one. It is a mobile wallet, so trading happens in the app instead of connecting an external wallet.
How many coins can I trade?+
The trading wallet lists 45 coins and networks, while a separate fees page names 37 supported coins. That is a smaller selection, ranking 104 of 172 on coins listed across the site.
Which app do I use and how do I get help?+
GCrypto is a mobile wallet built into the GCash app, not a desktop or hardware product, so the trading screen is already in the phone app. Support runs on phone and help centre, and custody is custodial.
Is GCN only useful in the Philippines?+
It is built for the Philippines. The operator is based there, the regulator is Bangko Sentral ng Pilipinas, and the wallet is priced in pesos at PHP 0. Support runs on phone and help centre, and funding comes from the GCash balance, which points the product at existing GCash users.
How does GCN compare with other brands on price and range?+
On taker fee GCN sits at rank 1 of 118, while bunq charges 0.25% to 1.99% and the exchange median is 0.2%. On range the order reverses: GCN lists 45 coins against Bitpanda's from 650.
Sources
- help.gcash.com/hc/en-us/articles/22747167650201-What-are-... checked September 26, 2026
Backs: Taker fee, Withdrawal fee
“Convenience fees only apply when you send crypto in GCrypto. See the table below for details: Top Up or Withdraw - None; Send Crypto - Fees vary per coin. This includes network fees paid by the...”
- help.gcash.com/hc/en-us/articles/31303868127897-What-is-t... checked September 26, 2026
Backs: Exchange type
“The GCrypto Trading Wallet is a separate wallet for crypto trading, not your regular GCash wallet. Use it to: Turn PHP into crypto and crypto into PHP”
- help.gcash.com/hc/en-us/articles/9781218166041-GCrypto-co... checked September 26, 2026
Backs: Coins listed
“Here are the coins you can trade in GCrypto and their supported networks: AAVE, ADA, APE, ARB, AVAX, AXS, BAT, BCH, BNB, BTC, CELO, DOGE, DOT, ENJ, ETH, EURC, GALA, GRAM, GRT, HBAR, LINK, LTC, NEAR,...”
- gcash.com/about-us checked September 26, 2026
Backs: Founded
“Since its introduction to the public in 2004, GCash continues to break barriers and bring financial inclusivity.”
- gcash.com/services/gcrypto checked September 26, 2026
Backs: Features, Headquarters, Legal entity, Regulators, Support channels, Wallet type, Licences
“Register and get started with GCrypto quickly with a Fully Verified GCash account.”
- gcash.com/terms-and-conditions/fees checked September 26, 2026
Backs: Coins supported, Price
“Withdrawal fees associated with Send Crypto differ per coin. This includes network fees that the Sender pays.”
- gcash.com/terms-and-conditions/services checked September 26, 2026
Backs: Custody
“GCash Services offered in partnership with Fuse and third party (collectively, "Partners"), GCash serves solely as a payment or fund channel.”
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Fiat deposit methods.
Related by the facts
gcrypto
Free trading from a GCash balance for everyday buyers in the Philippines.