firi review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Firi suits Norwegian adults who want one regulated place to buy and save, not a venue for active trading. Buying and saving sit in the same custodial account, while trading costs more than most rivals at a taker fee of 0.7%.
Key facts
- Best for
- A regulated Norwegian account for buying and saving, funded through card, bank and apple pay.
- Taker fee
- 0.7%↗
- Coins listed
- 18↗
- Regulators
- Financial Supervisory Authority of Norway (Finanstilsynet) - MiCA CASP authorisation under Article 63, Financial Supervisory Authority of Norway (Finanstilsynet) - Electronic Money Institution, Norwegian Financial Supervisory Authority (Finanstilsynet)↗
- Fiat deposit methods
- Card, Bank, Apple-pay↗
- Withdrawal fee
- Network-dependent, e.g. 0.0001 BTC, 0.0025 ETH, 4 XRP, 0.045 SOL↗
- Exchange type
- Cex↗
- Legal entity
- FIRI AS↗
- Headquarters
- Norway↗
- Founded
- 2017↗
- Support channels
- Email, Chat, Help-centre, Community↗
- Features
- Custodial
- Official website
- firi.com
Crypto earn
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- Deposits run through card, bank and apple pay.
- Savings carry no lockup, with withdrawals available on a daily, weekly or monthly rhythm (No lockup; withdrawals can be taken daily, weekly or monthly).
- A named Norwegian operator, FIRI AS, has run the platform since 2017.
Cons
- A taker fee of 0.7% sits well above the site median of 0.2%.
- Only 18 coins are listed, fewer than the site median of 62.
- Support runs on email, chat and help centre only, so no phone line is listed.
Who it suits
- Adults who prefer a custodial account (custodial) overseen by a named regulator rather than managing a wallet themselves.
- People who want savings access without a lockup (No lockup; withdrawals can be taken daily, weekly or monthly).
- Anyone funding small, regular buys through card, bank and apple pay.
Who should look elsewhere
- Active traders, since fees of 0.7% compare with a taker fee of 0% at ActivTrades.
- Coin hunters, since Bitpanda lists from 650 against the 18 available here.
- Readers who want the lowest trading costs, as bunq charges a taker fee of 0.25% to 1.99%.
How firi compares
9.0 vs 9.5- 9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.7A taker fee of 0% makes it the cost pick for readers who only want to trade.
9.0 vs 9.4
9.0 vs 9.6
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.0
9.0 vs 8.2
9.0 vs 8.2
9.0 vs 9.7
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.0
9.0 vs 8.7
9.0 vs 8.6
Where firi is available
- Available
- Denmark, Norway, Sweden
- Licence in Norway
- Financial Supervisory Authority of Norway (Finanstilsynet) - MiCA CASP authorisation under Article 63, checked September 26, 2026
- Licence in Norway
- Financial Supervisory Authority of Norway (Finanstilsynet) - Electronic Money Institution, checked September 26, 2026
- Licence in Norway
- Norwegian Financial Supervisory Authority (Finanstilsynet) (MiCA CASP 9845003B8462B18FHE35), checked September 26, 2026, also valid in Norway, Denmark, Sweden, Belgium, Bulgaria, Estonia, Finland, France, Greece, Ireland, Iceland, Italy, Croatia, Cyprus, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Czechia, Germany, Austria, Hungary
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to trade on Firi?+
Trading costs a taker fee of 0.7%, well above the site median of 0.2% and above the cheapest exchange on this list. Withdrawal charges depend on the network, so the amount you pay moves with the coin you send and the speed you need.
Who regulates Firi?+
Firi sits under the Financial Supervisory Authority of Norway, as recorded in Financial Supervisory Authority of Norway (Finanstilsynet) MiCA CASP authorisation under Article 63, Financial Supervisory Authority of Norway (Finanstilsynet) Electronic Money Institution and Norwegian Financial Supervisory Authority (Finanstilsynet). That covers a MiCA CASP authorisation and electronic money institution status, with the licence listed as MiCA CASP 9845003B8462B18FHE35 and the operator named as FIRI AS.
How can I fund my Firi account?+
Funding runs through card, bank and apple pay, so every method offered lands in the same wallet. Card deposits are the most common route across the buy-crypto ranking (52.6%), with bank transfer close behind, so both small and regular top ups are covered.
Can I get my money out when I want?+
Savings carry no lockup, and withdrawals can be taken on a daily, weekly or monthly rhythm (No lockup; withdrawals can be taken daily, weekly or monthly). Because the account is custodial, coins sit with Firi until a withdrawal is made, and each transfer out carries a network charge.
Does Firi hold my crypto?+
Firi holds it. Custody is custodial (custodial) and the venue is a centralised exchange (cex), so there is no external wallet to manage. Coins never move to a self-custody wallet on their own, which keeps recovery straightforward at the cost of control.
Which coins can I buy on Firi?+
The list covers 18 coins, which is narrower than the site median of 62. Firi ranks 139 of 172 brands on coins listed, so expect a focused set of majors rather than long-tail tokens.
How do I get help if something goes wrong?+
Support runs on email, chat and help centre. A help centre handles self service, with email, chat and a community channel for questions that need a person. No phone line is listed, so written channels are the only route shown.
Is Firi a good fit for a first crypto purchase?+
For a first purchase, yes. It runs as a custodial centralised exchange (cex) based in Norway (no), and the operator has traded since 2017. The savings product and a card, bank and apple pay funding flow suit small, regular buys better than active trading does.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=NO”
- finanstilsynet.no/virksomhetsregisteret/detalj checked September 26, 2026
Backs: Regulators
- firi.com/about checked September 26, 2026
Backs: Custody, Exchange type, Founded
“Custody and administration of crypto-assets on behalf of clients”
- firi.com/about/contact checked September 26, 2026
Backs: Support channels
“You can chat with us when you are logged in to the Firi app or on our website. If you do not have a Firi account yet, you can contact us at [email protected]”
- firi.com/about/financial-supervisory-authority checked September 26, 2026
Backs: Features
“Custody and administration of crypto-assets on behalf of clients”
- firi.com/crypto-investing-savings/what-is-crypto-saving checked September 26, 2026
Backs: Lock-up terms
“You choose how much you want to put into your savings, whether you want to make withdrawals daily, weekly or monthly”
- firi.com/prices checked September 26, 2026
Backs: Coins listed, Fiat deposit methods, Taker fee, Withdrawal fee
“The table below shows the fee and minimum withdrawal amount for each cryptocurrency.”
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
firi
A regulated Norwegian account for buying and saving, funded through card, bank and apple pay.