cryptosmart review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CryptoSmart is an Italian custodial exchange for euro holders who want bank deposits and staking on a small app rather than a deep market. Trading costs a taker fee of 0.2% on every order, and support reaches you on phone, chat and email.

Key facts

Best for
Italian euro deposits with staking and phone help in a custodial app.
Taker fee
0.2%↗
Coins listed
34↗
Regulators
Consob (Commissione Nazionale per le Societa e la Borsa), Banca d'Italia, Commissione Nazionale per le Societa e la Borsa (CONSOB)↗
Fiat deposit methods
Bank↗
Withdrawal fee
0.00005 BTC; 0.001 ETH; 1 EUR (Bonifico Euro); 12 EUR + 0.22% (min 4 EUR) Bonifico Extra UE↗
Derivatives
No↗
Exchange type
Cex↗
Legal entity
CRYPTOSMART S.P.A.↗
Headquarters
Italy↗
Support channels
Phone, Chat, Email, Help-centre↗
Features
Custodial, Staking
Official website
cryptosmart.it

Crypto wallets

Wallet type
Mobile↗
Price
€0↗
Custody
Custodial↗

Crypto earn

Supported assets
ETH, ADA, DOT↗
Lock-up terms
Flexible staking; 2 days unstaking (ADA), 4 days (DOT), variable network queue (ETH); rewards distributed weekly↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
Google Play

Pros and cons

Pros

  • Regulated in Italy, with the Consob authorisation Delibera n. 24047 del 24 giugno 2026 and the MiCA registration MiCA CASP 815600C7E86B02BBE483.
  • Staking on ETH, ADA and DOT sits in the same account, flexible, with rewards distributed weekly.
  • Fiat arrives by bank transfer and the app itself is €0.

Cons

  • A short list: 34 coins, under the site median 62.
  • Fiat deposits run through bank transfer only, so card funding is not on the list.
  • Derivatives: no, so there is no futures or perpetual market to trade.
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Who it suits

  • Italian residents who want to fund an account by bank transfer and hold major coins.
  • Holders of ETH, ADA and DOT who want staking inside the same account.
  • People who want phone and chat help rather than a trading desk.

Who should look elsewhere

  • Traders who want a deep market, since Bitpanda lists from 650 coins.
  • Fee-first traders, since ActivTrades charges a taker fee of 0%.
  • Traders who want a fee range to weigh, the kind bunq offers with 0.25% to 1.99%.

How cryptosmart compares

Where cryptosmart is available

Available
Italy
Licence in Italy
Banca d'Italia, checked September 26, 2026
Licence in Italy
Commissione Nazionale per le Societa e la Borsa (CONSOB) (MiCA CASP 815600C7E86B02BBE483), checked September 26, 2026, also valid in Italy

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to trade on CryptoSmart?+

Trading costs a taker fee of 0.2% on every order, close to the site median 0.2% across the exchanges listed. CryptoSmart ranks 56 of 118 brands on taker fee, so the rate is ordinary rather than a bargain or an outlier. The app itself is €0.

How many coins are listed?+

CryptoSmart lists 34 coins, below the site median 62. That places it at 116 of 172 brands on coin count, so the list is built around major assets rather than a long tail. Staking covers ETH, ADA and DOT on top.

Is CryptoSmart regulated?+

Regulated in Italy: the Consob authorisation is Delibera n. 24047 del 24 giugno 2026 and the MiCA registration is MiCA CASP 815600C7E86B02BBE483. Banca d'Italia also appears among the regulators. The operating entity is CRYPTOSMART S.P.A., based in Italy.

How do I deposit euros?+

Fiat deposits run through bank transfer, which is the funding method on the list. That suits anyone happy to pay from a bank account rather than reach for a card, and keeps the funding rail simple. The balance then sits on a custodial account, custodial, until you trade or stake.

What do withdrawals cost?+

Withdrawals are priced per coin on the network, with a separate euro charge on a standard bank transfer and a higher percentage charge for transfers outside the euro area, so the euro leg can outweigh the coin leg. Funding in runs the same way through bank, which keeps the payment rail in one place.

Can I stake, and how long are the lock-ups?+

Staking is available on ETH, ADA and DOT. Terms are flexible: there is no fixed term, ADA and DOT take a short waiting period to unstake, ETH follows a variable network queue, and rewards are distributed weekly. Staking runs on the same custodial account, custodial, rather than a separate wallet.

Who holds the coins, and what does the app look like?+

Custody is custodial, so CryptoSmart holds the assets rather than you, and the wallet is mobile. Being a cex exchange, the app is the single place for buying, holding and staking. Support runs on phone, chat and email, with phone and chat alongside email and a help centre.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

cryptosmart

cryptosmart

Italian euro deposits with staking and phone help in a custodial app.

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