criptan review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Criptan is a Spanish custodial exchange aimed at businesses that want buying, a card and earn products under one regulated roof, rather than a bare trading account. Coins listed sit at 30, so anyone trading beyond the main assets should weigh the alternative listings before committing.
Key facts
- Best for
- Businesses wanting a Spain-regulated custodial exchange with a debit card, euro deposits and earn tools.
- Taker fee
- 0.15% to 0.99%↗
- Coins listed
- 30↗
- Regulators
- Comision Nacional del Mercado de Valores (CNMV), Banco de España↗
- Fiat deposit methods
- Card, Bank, SEPA, Apple-pay↗
- Withdrawal fee
- EUR 2.40 per euro withdrawal at level 1 (0 EUR at levels 7-8); crypto withdrawals -25% of blockchain fee, free at levels 7-8↗
- Exchange type
- Cex↗
- Legal entity
- CRIPTAN TRADE S.L.↗
- Headquarters
- Spain↗
- Founded
- 2018↗
- Support channels
- Email, Chat, Help-centre, Community↗
- Features
- Custodial
- Official website
- criptan.com
Debit cards
Crypto earn
- Yield
- 2.9%↗
- Supported assets
- BTC, ETH, USDC, EURC↗
- Lock-up terms
- None for Earn Flex (withdraw any time on prior notice); 90, 180 or 360 days for Earn Fijo↗
Facts checked September 26, 2026, 10 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- TrustpilotLinkedInXt.me
Pros and cons
Pros
- Regulated in Spain by CNMV, Banco de España and Comision Nacional del Mercado de Valores (CNMV), so the provider sits inside a supervised framework.
- Euro deposits run through card, bank and sepa, giving a business several ways to fund the account.
- The debit card pays cashback of 1% and runs on the mastercard network.
- Earn Flex allows withdrawals at any time on prior notice, while Earn Fijo locks funds for a fixed term.
Cons
- The coin list is 30, well short of Bitpanda's from 650.
- Trading fees run 0.15% to 0.99%, and the top end sits above the site median of 0.2%.
- Currency conversion on the card costs 1.75% to 2%, and support runs on email, chat and help centre only.
Who it suits
- Businesses holding euros who want a regulated custodial account in Spain
- Users who want exchange, mobile wallet, card and earn in one place
- Card shoppers who like a free monthly fee and cashback on everyday spend
Who should look elsewhere
- Bitpanda buyers who want a coin list of from 650 rather than 30
- ActivTrades traders after its listed taker fee of 0%
- bunq users who prefer crypto taker fees of 0.25% to 1.99% to Criptan's 0.15% to 0.99%
How criptan compares
9.2 vs 9.5- 9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.7ActivTrades shows a listed taker fee of 0%, against Criptan's 0.15% to 0.99%.
9.2 vs 9.4
9.2 vs 9.6
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.0
9.2 vs 8.2
9.2 vs 8.2
9.2 vs 9.7
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 8.7
9.2 vs 8.6
Where criptan is available
- Licence in Spain
- CNMV, checked September 26, 2026
- Licence in Spain
- Banco de España (D646), checked September 26, 2026
- Licence in Spain
- Comision Nacional del Mercado de Valores (CNMV) (MiCA CASP 959800AZN23P7F30C189), checked September 26, 2026, also valid in Spain, Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Greece, Finland, France, Croatia, Hungary, Ireland, Italy, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Frequently asked questions
What does it cost to trade and cash out on Criptan?+
Trading fees run 0.15% to 0.99%. Withdrawals add a flat charge on euro payouts at the lowest account level, and crypto withdrawals take a share of the blockchain fee, with both free once the account reaches the top levels. Card spending is separate, since the monthly card fee is €0.
Is Criptan regulated, and who holds the licence?+
Criptan operates as CRIPTAN TRADE S.L. under CNMV, Banco de España and Comision Nacional del Mercado de Valores (CNMV). The Banco de Espana registration is D646, and the CNMV MiCA listing covers its crypto services, so the account sits inside a supervised framework rather than outside one.
How do I put euros into a Criptan account?+
Deposits run through card, bank and sepa. Card, bank transfer and SEPA cover the usual euro routes, which suits a business paying in from a Spanish account. The balance then sits in a custodial account, custodial, until you trade or move it to the card.
What does the Criptan card cost to use?+
The card is a debit card on the mastercard network with a monthly fee of €0. Currency conversion runs 1.75% to 2%, which is the cost to watch when spending outside the euro zone, and cashback of 1% offsets a slice of everyday spend.
Do I hold the keys to my coins?+
No, custody is custodial, so Criptan holds the assets on the cex side. The mobile wallet is part of the same setup and costs €0, which suits everyday use but is not a self-custody wallet. Anyone wanting their own keys should look elsewhere.
What can I earn, and can I get my money out?+
Earn pays 2.9%. Earn Flex lets you withdraw at any time on prior notice, while Earn Fijo locks the balance for a fixed term instead. Pick Flex if access to cash matters more to you, or Fijo if you can leave funds untouched for the stated period.
How many coins can I trade on Criptan?+
The exchange lists 30 assets, below the site median of 62 for this category. That covers the main pairs, with BTC, ETH and USDC among them, but it is well short of the widest listings on the market, so a long altcoin watchlist is worth checking first.
Who is Criptan built for?+
The stated audience is business, the company was founded in 2018 and it is based in Spain. A business holding euros gets euro deposit routes, a card with a €0 monthly fee, and exchange, wallet and earn inside one custodial account.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=ES”
- criptan.com checked September 26, 2026
Backs: Coins listed, Exchange type, Features, Regulators
- criptan.com checked September 26, 2026
Backs: Coins supported, Custody
- criptan.com/atencion-al-cliente checked September 26, 2026
Backs: Support channels
- criptan.com/comisiones checked September 26, 2026
Backs: Audience, Fiat deposit methods, Taker fee, Withdrawal fee
“Crear cuenta de empresa”
- criptan.com/confianza checked September 26, 2026
Backs: Founded
- criptan.com/earn checked September 26, 2026
Backs: Lock-up terms, Yield
- criptan.com/faq-criptan-card-2 checked September 26, 2026
Backs: Card type, Cashback rate, Currency conversion fee, Monthly fee, Card network
“Comisiones de compra - Establecimientos nacionales: GRATUITO; Establecimientos internacionales zona Europa No Euro: 1,75 %; Establecimientos internacionales zona No Euro: 2 %”
- criptan.com/terminos-y-condiciones-generales checked September 26, 2026
Backs: Open source, Price, Wallet type
- support.criptan.com/hc/es/articles/33774381021329--Qu%C3%... checked September 26, 2026
Backs: Supported assets
Compiled from 10 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
criptan
Businesses wanting a Spain-regulated custodial exchange with a debit card, euro deposits and earn tools.