Provider comparison
Celsius / BlockFi / Voyager (collapsed) vs YouHodler: compare risk grade, apy, fees, regulation, and custody in one head-to-head table.
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of …
YouHodler is a platform that offers crypto earn products, including savings accounts and crypto-backed loans.…
Risk grade
Celsius / BlockFi / Voyager (collapsed)
YouHodler
APY
Celsius / BlockFi / Voyager (collapsed)
YouHodler
Base vs max rate
Celsius / BlockFi / Voyager (collapsed)
YouHodler
Assets
Celsius / BlockFi / Voyager (collapsed)
YouHodler
Lock-up / unbonding
Celsius / BlockFi / Voyager (collapsed)
YouHodler
Custody
Celsius / BlockFi / Voyager (collapsed)
YouHodler
Payout frequency
Celsius / BlockFi / Voyager (collapsed)
YouHodler
US access
Celsius / BlockFi / Voyager (collapsed)
YouHodler
| Feature | Celsius / BlockFi / Voyager (collapsed) | YouHodler |
|---|---|---|
| Risk grade | B | |
| APY | Up to ~12-15% APY on select stablecoins (directional, promotional); base rates lower | |
| Base vs max rate | Large max-vs-base gap; top rates are promotional and capped by balance | |
| Assets | BTC, ETH, USDT, USDC, plus 50+ assets | |
| Lock-up / unbonding | Flexible savings; fixed products for higher yield | |
| Custody | No standardized PoR; assets rehypothecated; smaller balance sheet than tier-1 exchanges | |
| Payout frequency | Weekly | |
| US access | No, EU/UK/global ex-US |
Celsius / BlockFi / Voyager (collapsed)
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of transparency. This review examines what went wrong and how to choose safer earn products.
YouHodler
YouHodler is a platform that offers crypto earn products, including savings accounts and crypto-backed loans. It aims to help users grow their digital assets through flexible interest-earning options.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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