Provider comparison
Celsius / BlockFi / Voyager (collapsed) vs OKX Earn: compare risk grade, apy, fees, regulation, and custody in one head-to-head table.
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of …
OKX Earn offers a variety of crypto earning products, including staking, savings, and DeFi opportunities. It …
Risk grade
Celsius / BlockFi / Voyager (collapsed)
OKX Earn
APY
Celsius / BlockFi / Voyager (collapsed)
OKX Earn
Base vs max rate
Celsius / BlockFi / Voyager (collapsed)
OKX Earn
Assets
Celsius / BlockFi / Voyager (collapsed)
OKX Earn
Lock-up / unbonding
Celsius / BlockFi / Voyager (collapsed)
OKX Earn
Custody
Celsius / BlockFi / Voyager (collapsed)
OKX Earn
Liquid-staking token
Celsius / BlockFi / Voyager (collapsed)
OKX Earn
Payout frequency
Celsius / BlockFi / Voyager (collapsed)
OKX Earn
US access
Celsius / BlockFi / Voyager (collapsed)
OKX Earn
| Feature | Celsius / BlockFi / Voyager (collapsed) | OKX Earn |
|---|---|---|
| Risk grade | BBB | |
| APY | Flexible simple earn low single digits; on-chain staking (ETH, SOL, ATOM) mid single-to-double digits; DeFi/structured higher (directional) | |
| Base vs max rate | Simple Earn base low; Structured/DeFi 'max' rates carry protocol + market risk | |
| Assets | BTC, ETH, USDT, USDC, SOL and 300+ assets | |
| Lock-up / unbonding | Flexible or fixed-term; on-chain unbonding applies | |
| Custody | Publishes Merkle-tree PoR monthly; Earn products deploy assets to lending/DeFi (counterparty + protocol risk) | |
| Liquid-staking token | None (CeFi); OKX Wallet exposes third-party LSTs | |
| Payout frequency | Daily | |
| US access | No (OKX restricted US retail; separate limited US entity) |
Celsius / BlockFi / Voyager (collapsed)
Once leading crypto earn platforms, Celsius, BlockFi, and Voyager collapsed due to risky lending and lack of transparency. This review examines what went wrong and how to choose safer earn products.
OKX Earn
OKX Earn offers a variety of crypto earning products, including staking, savings, and DeFi opportunities. It is suitable for both beginners and experienced users looking to generate passive income from their digital assets.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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