coins.ph review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Coins.ph suits Philippine buyers who want a regulated, custodial place to hold and stake crypto rather than run their own wallet. The app itself is free, priced at PHP 0, and deposits run by bank and card. The trade-off is choice: 43 coins is a short list for anyone who trades beyond the majors.

Key facts

Best for
A free phone-based custodial exchange for Philippine residents buying, holding and staking.
Coins listed
43↗
Regulators
Bangko Sentral ng Pilipinas (BSP)↗
Fiat deposit methods
Bank, Card↗
Exchange type
Cex↗
Legal entity
Betur Inc and DCPay Philippines Inc↗
Headquarters
Philippines↗
Founded
2014↗
Support channels
Chat, Email, Phone, Help-centre↗
Features
Custodial, Staking
Official website
coins.ph

Crypto wallets

Wallet type
Mobile↗
Price
₱0↗
Custody
Custodial↗
Coins supported
43↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
WikidataX

Pros and cons

Pros

  • Regulated at home: Bangko Sentral ng Pilipinas (BSP) is the named regulator, and the licence sits in the Philippines.
  • No charge for the app itself, at a price of PHP 0.
  • Deposits run the local way, through bank and card.
  • Staking is offered on balances the exchange holds, per custodial and staking.

Cons

  • A short board at 43 coins, which narrows what can be traded.
  • Balances are custodial, so the exchange holds the coins rather than the customer.
  • The product is a mobile app, with no desktop or web platform on file.
coins.ph

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Scored 9.1 / 10 by HodlCue.

Who it suits

  • Philippine residents who want to buy and hold through a locally licensed exchange under Bangko Sentral ng Pilipinas (BSP).
  • Holders who want a phone-first app at no cost, priced at PHP 0.
  • People who want staking without managing a self-custodied wallet.

Who should look elsewhere

  • Not for long-tail coin hunters: Bitpanda covers from 650 coins and bunq covers from 350.
  • Not for traders who want a handful of markets rather than a short list of coins: ActivTrades lists 9 coins.

Safety and regulation

Coins.ph names Bangko Sentral ng Pilipinas (BSP) as its regulator, and its licence record sits with the Philippine operation. For readers weighing the safety of the money, that is the entry to check first: the brand is supervised by the central bank of the country it operates in, rather than by a foreign regulator or none at all. The licence on file covers that Philippine entity.

How coins.ph compares

Where coins.ph is available

Available
Philippines
Licence in Philippines
Bangko Sentral ng Pilipinas (BSP), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does coins.ph cost?+

The app itself is free, with a price of PHP 0. Money comes in through bank and card, so a bank transfer and a card both work as the on-ramp. There is no monthly account charge on what is listed.

Is coins.ph regulated?+

Yes. Bangko Sentral ng Pilipinas (BSP) is listed as the regulator, and the licence record sits with the Philippine operation. That means the brand answers to the central bank of the country it trades in, rather than to an offshore regulator. The entity holding the licence is a Philippine one, so local rules are the rules that apply.

How do I deposit money?+

Fiat deposits run through bank and card, which lists bank and card, so local transfers are the main route in. The brand is based in the Philippines, and the deposit rails on file are domestic ones rather than international transfer schemes.

Who holds the crypto I buy?+

Custody sits with the exchange. custodial is the setup recorded, and the feature list carries the same label, so coins sit on the platform's books rather than in a wallet you control. Anyone who wants the key in hand should look at a self-custody route instead.

What can I do with the coins I hold?+

Staking is on the list of features at custodial and staking, so a held balance can earn without moving it out. Beyond that the offer is a simple buy and hold: 43 coins listed, fewer than the from 650 coins at Bitpanda. It reads as a wallet with a small market attached rather than a trading desk.

Which platforms can I use?+

The product is a mobile app, which is the only interface on file. It suits buying, holding and staking from a phone. Anyone who needs a desktop terminal or a full charting desk is looking at a different kind of platform.

Can I reach support if something goes wrong?+

Support covers chat, email and phone, so a help centre sits alongside chat, email and phone. The named operator behind the account is Betur Inc and DCPay Philippines Inc, which is worth having to hand if a payment goes wrong. Having phone as well as written channels helps when a transfer is stuck.

When was coins.ph founded and where is it based?+

Founded in 2014 and based in the Philippines, the brand runs through Betur Inc and DCPay Philippines Inc. Being established locally is the point: a Philippine licence and Philippine deposit rails are why an account here reads differently from an offshore exchange.

Sources

  • coingecko.com/en/exchanges/coinspro checked September 26, 2026

    Backs: Coins listed, Founded, Coins supported

    “id=coinspro; coins=43; pairs=70”

  • support.coins.ph/hc/en-us checked September 26, 2026

    Backs: Fiat deposit methods, Legal entity, Regulators, Support channels, Licences

    “Betur Inc and DCPay Philippines Inc, are regulated by the Bangko Sentral ng Pilipinas”

  • coins.ph/en-ph checked September 26, 2026

    Backs: Exchange type, Features

    “Spot - Trade crypto pairs with live order books”

  • coins.ph/en-ph checked September 26, 2026

    Backs: Custody, Price, Wallet type

    “Buy and sell crypto when you're ready”

  • coins.ph/en-ph/about checked September 26, 2026

    Backs: Headquarters

    “Philippines”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Taker fee.

coins.ph

coins.ph

A free phone-based custodial exchange for Philippine residents buying, holding and staking.

9.1/10See alternatives