coinmotion review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Coinmotion is a Finnish custodial exchange built for euro buyers who want a long operating history, a regulated wrapper and a wide coin list. It suits readers who would rather hold funds with a licensed provider than manage keys. Trading fees run 0.8% to 2.9%, well above the cheapest rival options.
Key facts
- Best for
- Euro buyers wanting a regulated custodial exchange with a broad coin list.
- Taker fee
- 0.8% to 2.9%↗
- Coins listed
- from 300↗
- Regulators
- Finnish Financial Supervisory Authority (FIN-FSA), Finnish Financial Supervisory Authority (FIN-FSA) - payment institution licence, Finanssivalvonta (FIN-FSA)↗
- Withdrawal fee
- 0.90 EUR per transfer for euro withdrawal to own bank account; per-cryptocurrency network transfer fee for crypto sent out of Coinmotion↗
- Derivatives
- No↗
- Exchange type
- Cex↗
- Legal entity
- Coinmotion Oy↗
- Headquarters
- Finland↗
- Founded
- 2012↗
- Support channels
- Email, Phone, Help-centre↗
- Features
- Custodial
- Official website
- coinmotion.com
Crypto wallets
Crypto earn
- Supported assets
- BTC, ETH, XRP, LTC, XLM, AAVE, LINK, UNI, USDC, ADA, USDT, POL↗
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- Regulated by the Finnish Financial Supervisory Authority, with a payment institution licence listed alongside its crypto authorisation.
- A coin list of at least from 300 pairs sits well above the typical exchange.
- Founded in 2012 and operated by Coinmotion Oy, based in Finland.
- Coins are held on multi-signature cold wallet infrastructure.
Cons
- Trading fees of 0.8% to 2.9% are far above the low end, where some alternatives charge 0% or 0.25% to 1.99%.
- Custody is custodial, so the exchange holds the keys rather than the account holder.
- Derivatives are not offered, which rules out futures and perpetual-style trading.
Who it suits
- Euro-based buyers who want a regulated custodial account and a broad coin list.
- Long-term holders who prefer a licensed provider to running their own wallet.
- Smaller accounts that value phone and help-centre support over the lowest trading fee.
Who should look elsewhere
- Active traders who care most about trading fees and would compare 0% at ActivTrades or 0.25% to 1.99% at bunq.
- Self-custody advocates, since coins are held custodially rather than in a wallet the buyer controls.
- Anyone after derivatives, as they are not offered here.
How coinmotion compares
9.1 vs 9.5- 9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.7Charges a taker fee of 0%, far below the 0.8% to 2.9% range at Coinmotion, which suits frequent traders.
9.1 vs 9.4
9.1 vs 9.6
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 8.2
9.1 vs 8.2
9.1 vs 9.7
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 8.7
9.1 vs 8.6
Where coinmotion is available
- Available
- Finland, Sweden
- Licence in Finland
- Finnish Financial Supervisory Authority (FIN-FSA), checked September 26, 2026
- Licence in Finland
- Finnish Financial Supervisory Authority (FIN-FSA) - payment institution licence, checked September 26, 2026
- Licence in Finland
- Finanssivalvonta (FIN-FSA) (MiCA CASP 743700PZG5RRF7SA4Q58), checked September 26, 2026, also valid in Finland, Sweden
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What are Coinmotion's trading fees?+
Fees depend on your trading volume, running from 0.8% to 2.9% per trade. That is well above the low end of the market and above both 0% and 0.25% to 1.99% at the alternatives listed here. If fee level matters most, compare the two before opening an account.
Who regulates Coinmotion?+
Coinmotion Oy is supervised by the Finnish Financial Supervisory Authority, and the regulator is listed with a payment institution licence as well as its crypto authorisation. The entity is based in Finland and has operated since 2012.
Does Coinmotion hold my coins for me?+
Custody is custodial, so the exchange holds the coins rather than leaving you with the keys. Funds sit on multi-signature cold wallet infrastructure. Anyone wanting control of their own keys would need a different setup.
How many coins can I trade on Coinmotion?+
The exchange lists at least from 300 coins, including BTC, ETH, XRP, LTC and stablecoins such as USDC and USDT. That is a wider selection than a typical exchange in the group. The full set is listed on the exchange itself.
What does it cost to withdraw?+
Euro withdrawals to your own bank account cost a flat fee per transfer, and crypto sent out of Coinmotion is charged the relevant per-network transfer fee. Trading costs sit separately at 0.8% to 2.9%. Budget both if you move funds regularly.
Is there an app for phones?+
The wallet is mobile, so the account is designed to be managed from a phone. Support runs on email, phone and help centre, which includes phone and email alongside a help centre. Derivatives are not offered, so trading is spot only.
Is Coinmotion suitable for beginners?+
The account is custodial, so no key management is needed, and support includes a help centre and phone. The trade-off is cost: fees of 0.8% to 2.9% and a listing of at least from 300 coins mean a broad but not the cheapest place to start.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=FI”
- coinmotion.com checked September 26, 2026
Backs: Supported assets, Coins listed, Coins supported, Founded, Price, Wallet type
“Over 300 cryptocurrencies”
- coinmotion.com/about-us checked September 26, 2026
Backs: Secure element
“There is a multi-signature cold wallet infrastructure to keep customer funds safe.”
- coinmotion.com/terms-of-service checked September 26, 2026
Backs: Derivatives, Exchange type, Features, Regulators, Support channels
“Standard Crypto-Asset Services mean the standard Crypto-Asset Services provided by the Company, including the following services: Custody Service, Exchange Service, Transfer Service”
- coinmotion.com/terms-of-service checked September 26, 2026
Backs: Custody
“By using the Crypto-Asset Account, the Customer authorizes the Company to custody and administrate the Customer's Crypto-Assets on behalf of the Customer.”
- helpcenter.coinmotion.com/fi/kuinka-paljon-coinmotionin-k... checked September 26, 2026
Backs: Taker fee, Withdrawal fee
“Kaupankaynnin lahtokulu on 2 % ... 0,8 > 1 000 000,00 EUR; ruotsalaisten asiakkaiden kaupankayntikulu on kiintea 2,9 %”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Fiat deposit methods.
coinmotion
Euro buyers wanting a regulated custodial exchange with a broad coin list.