Provider comparison
Bybit Card vs ether.fi Cash Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Bybit Card lets you convert and spend crypto for everyday purchases. It is a custodial card that links to you…
The ether.fi Cash Card is a non-custodial crypto card that lets you spend your crypto directly from your wall…
Effective rewards
Bybit Card
ether.fi Cash Card
Reward asset
Bybit Card
ether.fi Cash Card
Staking tier
Bybit Card
ether.fi Cash Card
Custody
Bybit Card
ether.fi Cash Card
Annual fee
Bybit Card
ether.fi Cash Card
FX fee
Bybit Card
ether.fi Cash Card
ATM fee
Bybit Card
ether.fi Cash Card
Conversion spread
Bybit Card
ether.fi Cash Card
Network
Bybit Card
ether.fi Cash Card
Apple / Google Pay
Bybit Card
ether.fi Cash Card
Region availability
Bybit Card
ether.fi Cash Card
| Feature | Bybit Card | ether.fi Cash Card |
|---|---|---|
| Effective rewards | ~2-4% realistic (advertised up to 10% in points, capped) | 2-3% base cashback; 5-10% realistic for active protocol users (15% ceiling needs full points/restaking stack) |
| Reward asset | Points redeemable to USDT/USDC/BTC/ETH | Cashback + ether.fi loyalty points / CASH program |
| Staking tier | No token lock; reward tier by VIP/trading volume/balance | No forced lock, but top rates need active staking/restaking participation |
| Custody | Custodial | Non-custodial |
| Annual fee | No annual fee | Free tier (Core card) available; 3 virtual cards |
| FX fee | Applies (verify by region) | Verify (low) |
| ATM fee | Applies | Verify |
| Conversion spread | Exchange conversion at spend | Borrow-against-collateral (credit) avoids selling; spread minimal |
| Network | Mastercard/Visa (region-dependent) | Visa |
| Apple / Google Pay | Yes | Yes |
| Region availability | EEA and select markets (not US/UK) | US and international (verify by state/country) |
Bybit Card
Bybit Card lets you convert and spend crypto for everyday purchases. It is a custodial card that links to your Bybit account, offering convenience for active traders.
ether.fi Cash Card
The ether.fi Cash Card is a non-custodial crypto card that lets you spend your crypto directly from your wallet without giving up control of your funds. It offers a self-custody approach to everyday spending for users who prioritize security.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
Line up any two providers side by side, or browse the full list to find your next platform.
