Provider comparison
Bybit Card vs Wirex Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Bybit Card lets you convert and spend crypto for everyday purchases. It is a custodial card that links to you…
Wirex Card is a custodial crypto card that lets you spend digital currencies at millions of merchants. This r…
Effective rewards
Bybit Card
Wirex Card
Reward asset
Bybit Card
Wirex Card
Staking tier
Bybit Card
Wirex Card
Custody
Bybit Card
Wirex Card
Annual fee
Bybit Card
Wirex Card
FX fee
Bybit Card
Wirex Card
ATM fee
Bybit Card
Wirex Card
Conversion spread
Bybit Card
Wirex Card
Network
Bybit Card
Wirex Card
Apple / Google Pay
Bybit Card
Wirex Card
Region availability
Bybit Card
Wirex Card
| Feature | Bybit Card | Wirex Card |
|---|---|---|
| Effective rewards | ~2-4% realistic (advertised up to 10% in points, capped) | 0.5% base; 8% only on Elite (EUR29.99/mo) with ~7.5M WXT locked and monthly WXT caps |
| Reward asset | Points redeemable to USDT/USDC/BTC/ETH | WXT |
| Staking tier | No token lock; reward tier by VIP/trading volume/balance | WXT lock scaled by plan (Standard/Premium/Elite); monthly reward caps 20k-250k WXT |
| Custody | Custodial | Custodial |
| Annual fee | No annual fee | Free/Premium/Elite plans (EUR0 / ~EUR9.99 / ~EUR29.99 monthly) |
| FX fee | Applies (verify by region) | Tiered by plan (free allowance then fee) |
| ATM fee | Applies | Free to monthly allowance, then fee |
| Conversion spread | Exchange conversion at spend | In-app exchange rate/spread |
| Network | Mastercard/Visa (region-dependent) | Visa/Mastercard (region-dependent) |
| Apple / Google Pay | Yes | Yes |
| Region availability | EEA and select markets (not US/UK) | EEA, UK, APAC; US availability limited/changed |
Bybit Card
Bybit Card lets you convert and spend crypto for everyday purchases. It is a custodial card that links to your Bybit account, offering convenience for active traders.
Wirex Card
Wirex Card is a custodial crypto card that lets you spend digital currencies at millions of merchants. This review covers how it works, who it suits, and what to check before signing up.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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